TB CONCEPTS
ActiveTB CONCEPTS has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €13k. Its solvency ranks better than 33% of 16989 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency64
Growth-
Track record67
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 1.6; short-term debt: 61% of total assets), but 61% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39%
Return on assets
28%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€18k
Total assets
€45k
Net result
€13k
Working capital
€17k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €45k
Fixed assets
€1k
Current assets
€44k
Equity and liabilities €45k
Equity
€18k
Debt
€28k
Debt finances 61.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€18k
Cash flow
€13k
Solvency
39.0%
Current ratio
1.60
Quick ratio
1.60
Debt / equity
1.56
ROE
71.7%
ROA
28.0%
Interest coverage
10.97
Debt
€28k
Debt ≤ 1 year
€28k
Income taxes
€4k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€45k
Fixed assets21/28€1k
Tangible fixed assets22/27€1k
Plant, machinery and equipment23€1k
Current assets29/58€44k
Amounts receivable within one year40/41€44k
Trade receivables40€27k
Other amounts receivable41€17k
Equity and liabilities
Total equity and liabilities10/49€45k
Equity10/15€18k
Contributions10/11€5k
Reserves13€13k
Distributable reserves133€13k
Amounts payable17/49€28k
Amounts payable within one year42/48€28k
Financial debts43€5k
Credit institutions430/8€5k
Trade debts44€7k
Suppliers440/4€7k
Taxes, remuneration and social security45€16k
Taxes450/3€16k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€230
Gross operating margin9900€18k
Operating profit (loss)9901€18k
Financial income75/76B€460
Recurring financial income75€460
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€16k
Income taxes67/77€4k
Profit (loss) for the period9904€13k
Profit (loss) for the period to be appropriated9905€13k
Appropriation of the result
Profit (loss) to be appropriated9906€13k
Transfer to equity691/2€13k
To other reserves6921€13k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
29-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St.-Katharinastraat 122870 Puurs-Sint-AmandsGround area
1,309 m²
Building footprint
834 m²
Volume, LiDAR
4,559 m³
Parcel 12032C0063/00L000, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
TB CONCEPTS
since 20242.368.652.601
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12032C0063/00L000 | Flanders | 1,309 m² | 1 · 834 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TELERIS
BE 0802.098.938
Brussel · Eq €18k
APOLODOR CONSULTING
BE 0558.859.362
Overijse · Eq €18k
NOVAGROUND
BE 0690.745.314
Sint-Gillis (bij-Brussel) · Eq €18k
GSQ
BE 0784.890.445
Wervik · Eq €18k
POLARFOX DIGITAL
BE 1000.447.013
Dison · Eq €18k
Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 5,572 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2024
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
59113Video and film production, excluding cinema and television films
62020IT consultancy
62200Computer consultancy and computer facilities management
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.