POLARFOX DIGITAL
ActivePOLARFOX DIGITAL has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €8k. Its solvency ranks better than 35% of 16974 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+4
Solvency66▲+12
Growth78
Track record82
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.63 against 0.33 in 2024; short-term debt: 58.7% and cash: 24.9% of total assets), and 58.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
41.3%
Return on assets
18.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
30 d early
2024
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€18k▲ 69.1%
2024 · €10k
2024: €10k
2024 → 2025
Total assets
€43k▲ 18.3%
2024 · €36k
2024: €36k
2024 → 2025
Net result
€8k▲ 47.7%
2024 · €5k
2024: €5k
2024 → 2025
Working capital
€-9k▲ 45.9%
2024 · €-17k
2024: €-17k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€10k-€18k▲ 69.1%
Operating result€6k-€11k▲ 64.5%
Net result€5k-€8k▲ 47.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 65% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€27k▼ 2.5%
Current assets
€16k▲ 86.5%
Equity and liabilities €43k
Equity
€18k▲ 69.1%
Debt
€25k▼ 2.3%
The debt ratio falls from 71.1% to 58.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€15k▲
2024 · €11k
Cash flow
€13k▲
2024 · €10k
Solvency
41.3%▲
2024 · 28.9%
Current ratio
0.63▲
2024 · 0.33
Quick ratio
0.63▲
2024 · 0.33
Debt / equity
1.42▼
2024 · 2.46
ROE
45.6%▼
2024 · 52.1%
ROA
18.8%▲
2024 · 15.1%
Interest coverage
91.90▲
2024 · 72.98
Debt
€25k▼
2024 · €26k
Debt ≤ 1 year
€25k▼
2024 · €26k
Income taxes
€2k▲
2024 · €937
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€36k€43k▲
Fixed assets21/28€28k€27k▼
Intangible fixed assets21€23k€20k▼
Tangible fixed assets22/27€5k€7k▲
Furniture and vehicles24€5k€4k▼
Other tangible fixed assets26-€3k
Current assets29/58€8k€16k▲
Amounts receivable within one year40/41€484€2k▲
Trade receivables40€484€2k▲
Other amounts receivable41-€608
Cash at bank and in hand54/58€8k€11k▲
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€36k€43k▲
Equity10/15€10k€18k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€5k€13k▲
Amounts payable17/49€26k€25k▼
Amounts payable within one year42/48€26k€25k▼
Trade debts44€527-
Suppliers440/4€527-
Taxes, remuneration and social security45€1k€4k▲
Taxes450/3€1k€4k▲
Other amounts payable47/48€24k€21k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€5k▲
Other operating charges640/8€159€101▼
Gross operating margin9900€11k€15k▲
Operating profit (loss)9901€6k€11k▲
Financial income75/76B€93€15▼
Recurring financial income75€93€15▼
Financial charges65/66B€147€166▲
Recurring financial charges65€147€166▲
Profit (loss) for the period before taxes9903€6k€10k▲
Income taxes67/77€937€2k▲
Profit (loss) for the period9904€5k€8k▲
Profit (loss) for the period to be appropriated9905€5k€8k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€13k▲
Profit (loss) brought forward from the previous period14P-€5k
Profit to be distributed694/7-€833
Return on contributions (dividend)694-€833
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dison · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route de Henri-Chapelle 434821 DisonGround area
2,272 m²
Building footprint
191 m²
Volume, LiDAR
1,518 m³
Parcel 63002A0216/00E000, Wallonia · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
POLARFOX DIGITAL
since 20232.350.267.834
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63002A0216/00E000 | Wallonia | 2,272 m² | 1 · 191 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MOERYS
BE 1015.924.451
Harelbeke · Eq €18k
GSQ
BE 0784.890.445
Wervik · Eq €18k
ALLOMETA
BE 0824.254.431
Leuven · Eq €18k
APOLODOR CONSULTING
BE 0558.859.362
Overijse · Eq €18k
INDUSTRIAL PROJECT SERVICES
BE 0468.979.855
As · Eq €18k
Of 16,878 companies in sector 62100 we hold annual accounts for 8,776. 5,566 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2023
Fiscal year end31-12
Abbreviation FR
POLARFOX
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
18130Pre-press and pre-media services
43211General electrical installation work
62020IT consultancy
62030Computer programming, consultancy and related activities
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
73110Advertising agencies
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
74201Photography, excluding press photography
95100Repair and maintenance of computers and communication equipment
95110Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.