TAYSIR
ActiveThe computed 12-month bankruptcy probability of TAYSIR is 2.3% (moderate). The 2024 annual accounts show equity of €44k and a net result of €11k. Its solvency ranks better than 34% of 26056 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability100▲+59
Solvency16=
Growth78
Stability94
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.8 against 0.77 in 2023), and 86.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
13.9%
Return on assets
3.6%
Age of the figures
20 mo
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-10-2025, 91 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
91 d late
2023
149 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€44k▲ 34.4%
2023 · €33k
2023: €33k
2023 → 2024
Total assets
€316k▲ 46.1%
2023 · €216k
2023: €216k
2023 → 2024
Net result
€11k▲ 322%
2023 · €3k
2023: €3k
2023 → 2024
Working capital
€-56k▼ 32.7%
2023 · €-42k
2023: €-42k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Equity€33k-€44k▲ 34.4%
Operating result€4k-€20k▲ 355%
Net result€3k-€11k▲ 322%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 355% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €316k
Fixed assets
€100k▲ 31.5%
Current assets
€217k▲ 54.0%
Equity and liabilities €316k
Equity
€44k▲ 34.4%
Debt
€272k▲ 48.2%
The debt ratio rises from 84.9% to 86.1%: debt grows faster than equity.
Key figures and ratios
EBITDA
€34k▲
2023 · €12k
Cash flow
€25k▲
2023 · €10k
Solvency
13.9%▼
2023 · 15.1%
Current ratio
0.80▲
2023 · 0.77
Quick ratio
0.46▲
2023 · 0.38
Debt / equity
6.20▲
2023 · 5.63
ROE
25.6%▲
2023 · 8.1%
ROA
3.6%▲
2023 · 1.2%
Interest coverage
7.47▼
2023 · 8.98
Debt
€272k▲
2023 · €184k
Debt ≤ 1 year
€272k▲
2023 · €183k
Income taxes
€4k▲
2023 · €1k
Staff costs
€49k▼
2023 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€216k€316k▲
Fixed assets21/28€76k€100k▲
Intangible fixed assets21€54k€48k▼
Tangible fixed assets22/27€13k€43k▲
Plant, machinery and equipment23€7k€14k▲
Furniture and vehicles24€7k€29k▲
Financial fixed assets28€8k€8k=
Current assets29/58€141k€217k▲
Stocks and contracts in progress3€71k€91k▲
Stocks30/36€71k€91k▲
Amounts receivable within one year40/41€43k€70k▲
Trade receivables40€40k€40k=
Other amounts receivable41€2k€30k▲
Current investments50/53-€2k
Cash at bank and in hand54/58€27k€54k▲
Equity and liabilities
Total equity and liabilities10/49€216k€316k▲
Equity10/15€33k€44k▲
Contributions10/11€30k€30k=
Profit (loss) carried forward14€3k€14k▲
Amounts payable17/49€184k€272k▲
Amounts payable within one year42/48€183k€272k▲
Trade debts44€141k€224k▲
Suppliers440/4€141k€224k▲
Taxes, remuneration and social security45€32k€48k▲
Taxes450/3€8k€39k▲
Remuneration and social security454/9€24k€9k▼
Other amounts payable47/48€10k-
Accrued charges and deferred income492/3€1k-
Income statement
Code20232024
Remuneration, social security and pensions62€56k€49k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€14k▲
Other operating charges640/8€456€7k▲
Gross operating margin9900€68k€90k▲
Operating profit (loss)9901€4k€20k▲
Financial income75/76B€1k-
Recurring financial income75€0-
Non-recurring financial income76B€1k-
Financial charges65/66B€1k€5k▲
Recurring financial charges65€1k€5k▲
Profit (loss) for the period before taxes9903€4k€15k▲
Income taxes67/77€1k€4k▲
Profit (loss) for the period9904€3k€11k▲
Profit (loss) for the period to be appropriated9905€3k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€14k▲
Profit (loss) brought forward from the previous period14P-€3k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 91 days late
2024
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 149 days late
NBB filing
Directors · office · real estate
Directors
2 directors, no change since 2023
KHAMLICH Mostafa
CurrentDirector · since 23-02-2023
23-02-2023
KHAMLICH Mostafa: Appointed as Director
23-02-2023
Bouyiss Abdellatif: Resigned as Director
Location & real-estate footprint
Registered office, Ronse · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Neerhofstraat 279600 RonseGround area
1,547 m²
Building footprint
200 m²
Volume, LiDAR
3,214 m³
2 parcels, Flanders, Wallonia · tallest building 17.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
TAYSIR
since 20222.338.527.171
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45423E0097/00L002 | Flanders | 794 m² | - | - |
| 55372D0023/00K010 | Wallonia | 753 m² | 1 · 200 m² | 17.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLa Louvière2.338.527.171
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BE 0448.270.058
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d’Hofstede
BE 0770.810.401
Roeselare · Eq €44k
MOHA RETAIL
BE 0780.439.135
Antwerpen · Eq €44k
DORIA
BE 0466.187.047
Ganshoren · Eq €44k
Of 10,411 companies in sector 47110 we hold annual accounts for 5,786. 4,545 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-11-2022
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47222Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.