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BS INVEST

Active
Private limited companyfounded 2023active for 3 yearsRue de Mons(H) 214, 7301 Boussu, BelgiumKBO/BCE: BE 0798.773.026

From the official registers: KBO 3 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

The computed 12-month bankruptcy probability of BS INVEST is 2.4% (moderate). The 2025 annual accounts show equity of €48,793 and a net result of €906. Equity has been growing by about 15% per year since 2023. Its solvency ranks better than 24% of 12,757 sector peers (NACE 47, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

KBO
Status
Active since 23-02-2023 Normal situation
Activity
Non-specialised retail sale with food, beverages or tobacco predominating NACE 47110
Establishment unit
2.345.356.169 7301 Boussu, since 01-05-2023
Financial year end
31 December
Peppol
Reachable since 03-01-2026

Board and ownership

Board

Financial position

51 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.4%
Annual accounts 2025
Turnover
€628,056
▼ 20.3%
Profit
€906
▼ 93.5%
Equity
€48,793
▲ 1.9%
Total assets
€357,379
▼ 3.1%
Staff
≈ 3 FTE
estimated
Filed on 21-08-2026, 21 days after the deadlineat the National Bank
Score breakdownraises riskFounded in 2023Liquidity: current ratio 0.51, cash €745, halvedSector: Retail trade (NACE 47)Equity €48,793 (13.7% of total assets)Show the evidence

Checked score

Score 2025
51 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 24% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 39+1
equity 13.7% of total assets
Liquidity 3+1
short-term debt 86.3% · cash 0.2%
Profitability 38-25
return on assets 0.3%
Bankruptcy probability within 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,270 companies, NACE 47, micro)
Last 24 months 11-2024: 3.1% 12-2024: 3.1%● unchanged vs 11-2024 01-2025: 3.3%▲ +0.2 percentage points vs 12-2024 02-2025: 3.4%▲ +0.1 percentage points vs 01-2025 03-2025: 3.7%▲ +0.3 percentage points vs 02-2025 04-2025: 3.7%● unchanged vs 03-2025 05-2025: 3.7%● unchanged vs 04-2025 06-2025: 3.7%● unchanged vs 05-2025 07-2025: 3.8%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 2.1%▼ -1.7 percentage points vs 07-2025 09-2025: 2.0%▼ -0.1 percentage points vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025 11-2025: 1.8%▼ -0.2 percentage points vs 10-2025 12-2025: 1.8%● unchanged vs 11-2025lowest value 01-2026: 1.8%● unchanged vs 12-2025lowest value 02-2026: 1.8%● unchanged vs 01-2026lowest value 03-2026: 1.8%● unchanged vs 02-2026lowest value 04-2026: 1.8%● unchanged vs 03-2026 05-2026: 1.8%● unchanged vs 04-2026 06-2026: 1.8%● unchanged vs 05-2026 07-2026: 1.9%▲ +0.1 percentage points vs 06-2026 08-2026: 2.5%▲ +0.6 percentage points vs 07-2026 09-2026: 2.7%▲ +0.2 percentage points vs 08-2026 10-2026: 2.4%▼ -0.3 percentage points vs 09-2026
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.51 (0.53 in 2024), below 1. Short-term debt is 86.3% and cash 0.2% of total assets. 86.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 30% of them on solvency, 5% on liquidity, 29% on profitability and 31% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
raises risk
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.51, cash €745, halved
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
raises risk · Equity €48,793 (13.7% of total assets)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 12757 sector peers (2025).
NBB · sector comparison
Position among 12757 sector peers
Solvency
better than 24%
← weakest strongest →
raises risk · 2025 accounts filed 21 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
21 days late
2024
8 days early
2023
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 13 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 August (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Comparable companies

These companies have the same main activity as BS INVEST: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €306,000 and €370,000, founded between 2022 and 2023.

CompanyTotal assetsGross margin
BS INVEST Boussu€357,379€105,137
Group Hazar Courcelles€329,137€116,819
K'DailyStore Boussu€305,773€88,144
MARKET KAPLAN Evere€351,140€114,543
SAFY BUSINESS Anderlecht€308,137€104,206
MALIBRI Aalst€369,885€126,258
TAYSIR Ronse€316,220€89,892
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about BS INVEST

What is the company number of BS INVEST?
The company number of BS INVEST is 0798.773.026. The VAT number is the same number with BE in front: BE 0798.773.026.
Where is BS INVEST based?
The registered office is at Rue de Mons(H) 214, 7301 Boussu.Company details
What does BS INVEST do?
According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
What is the legal form of BS INVEST?
The legal form of BS INVEST is Private limited company (BV).
When was BS INVEST founded?
BS INVEST was founded on 23-02-2023.
Is BS INVEST still active?
Yes, BS INVEST is an active enterprise in the KBO register.
What is the turnover of BS INVEST?
The turnover of BS INVEST was €628,056 in financial year 2025, according to the filed annual accounts.Financials
Is BS INVEST profitable?
In financial year 2025, BS INVEST made a profit of €906.
Where can I find the annual accounts of BS INVEST?
BS INVEST filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of BS INVEST due?
BS INVEST must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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