TapUp Learning
ActiveTapUp Learning has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-347) and a net result of €-2k. Its solvency ranks better than 8% of 1894 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
30
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency0▼-100
Growth58
Track record82
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
balance sheet total too small for a liquidity verdict, and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Age of the figures
Age of the figures
9 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2425
2024 to 2025 · latest year €-347
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-347
2024 · €1k
2024: €1k
2024 → 2025
Total assets
€995▼ 41.1%
2024 · €2k
2024: €2k
2024 → 2025
Net result
€-2k▲ 86.9%
2024 · €-14k
2024: €-14k
2024 → 2025
Working capital
€-718
2024 · €946
2024: €946
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€1k-€-347
Operating result€-14k-€-2k▲ 87.4%
Net result€-14k-€-2k▲ 86.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €14k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €995
Fixed assets
€371▼ 24.0%
Current assets
€624▼ 48.0%
Key figures and ratios
EBITDA
€-2k▲
2024 · €-12k
Cash flow
€-2k▲
2024 · €-12k
Interest coverage
-22.08▲
2024 · -228.80
Debt
€1k▲
2024 · €255
Debt ≤ 1 year
€1k▲
2024 · €255
Ratios withheld: a balance sheet total of €995 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2k€995▼
Fixed assets21/28€488€371▼
Tangible fixed assets22/27€488€371▼
Furniture and vehicles24€488€371▼
Current assets29/58€1k€624▼
Amounts receivable within one year40/41€436€320▼
Other amounts receivable41€436€320▼
Cash at bank and in hand54/58€765€304▼
Equity and liabilities
Total equity and liabilities10/49€2k€995▼
Equity10/15€1k€-347▼
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-14k€-15k▼
Amounts payable17/49€255€1k▲
Amounts payable within one year42/48€255€1k▲
Trade debts44€255€1k▲
Suppliers440/4€255€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€117▼
Other operating charges640/8€408€0▼
Gross operating margin9900€-12k€-2k▲
Operating profit (loss)9901€-14k€-2k▲
Financial charges65/66B€54€72▲
Recurring financial charges65€54€72▲
Profit (loss) for the period before taxes9903€-14k€-2k▲
Profit (loss) for the period9904€-14k€-2k▲
Profit (loss) for the period to be appropriated9905€-14k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-15k▼
Profit (loss) brought forward from the previous period14P-€-14k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortrijk · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nelson Mandelaplein(Kor) 28500 KortrijkGround area
7,707 m²
Building footprint
4,683 m²
Volume, LiDAR
35,443 m³
Parcel 34022E0450/00T006, Flanders · tallest building 10.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
TapUp Learning
since 20232.352.792.012
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34022E0450/00T006 | Flanders | 7,706 m² | 1 · 4,683 m² | 10.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Fitfor Group
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SO GREEN
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Enghien · Eq €1k
HOLY BANANAS
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WiMakeIT
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LIAISE
BE 0688.786.112
Waterloo · Eq €2k
Of 2,790 companies in sector 63910 we hold annual accounts for 700. 162 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-11-2023
Fiscal year end31-12
Activities, NACEBEL
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
85592Vocational training
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:egon@tap-up.app
Phone:+32(484)131465