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Mr Horeca

Active
Private limited companyfounded 20233 yrs activeRue du Zoning du Brûle 81, 7390 Quaregnon, BelgiumKBO/BCE: BE 0798.487.667
Summary

The computed 12-month bankruptcy probability of Mr Horeca is 1.6% (moderate). The annual accounts of Mr Horeca for fiscal year 2025 show a net loss of 141% of total assets and of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €1,277 and a net result of -€2,174. Equity is shrinking by ~29.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2027. Its solvency ranks better than 80% of 1914 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability0▼-61
Solvency100=
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
balance sheet total too small for a liquidity verdict.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Age of the figures
Age of the figures
9 mo
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filings
Deviation from the deadline
2025
20 d late
2024
17 d early
2023
29 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 August (3 of the last 3 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 15 February 2023, Mr Horeca was incorporated as a Private limited company.1 In 2026 the registered office moved to Quaregnon.2 Total assets went from EUR 10,064 in 2023 to EUR 1,537 in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 25-03-2026
  3. 3National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€1,277▼ 63.0%
2024 · €3,451
Total assets
€1,537▼ 55.5%
2024 · €3,451
Net result
-€2,174
2024 · €322
Working capital
€1,277▼ 59.2%
2023 · €3,129
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result-€1,782-€311-€2,067
Net result-€1,871below the sector's middle half-€322within the sector's middle half-€2,174below the sector's middle half
Equity€3,129below the sector's middle half-€3,451below the sector's middle half▲ 10.3%€1,277below the sector's middle half▼ 63.0%
Total assets€10,064below the sector's middle half-€3,451below the sector's middle half▼ 65.7%€1,537below the sector's middle half▼ 55.5%
Debt€6,934-€260
Working capital€3,129within the sector's middle half-€1,277below the sector's middle half
Solvency31.1%within the sector's middle half-
Current ratio1.45within the sector's middle half-
Return on assets (ROA)-18.6%below the sector's middle half-
above within below the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€3,000-€2,000-€1,000€0Operating result 2023: -€1,782-€1,782Net result 2023: -€1,871-€1,871Operating result 2024: €311€311Net result 2024: €322€322Operating result 2025: -€2,067-€2,067Net result 2025: -€2,174-€2,174202320242025-€3,000-€2,000-€1,000€0Operating result 2023: -€1,782-€1,780Net result 2023: -€1,871-€1,870Operating result 2024: €311€311Net result 2024: €322€322Operating result 2025: -€2,067-€2,070Net result 2025: -€2,174-€2,170202320242025
The operating result turns negative in 2025: a loss of €2,067 after €311 in 2024, the lowest result in the available series.
Balance-sheet composition
Equity and liabilities €1,537
Equity €1,277
Debt €260
Debt finances 16.9% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
Debt ≤ 1 year
€260
Ratios withheld: a balance sheet total of €1,537 is too small for a meaningful ratio.

Peer companies

Historical observation

Of the 3,225 companies that looked in July 2024 the way this one looks now, 3.3% went bankrupt within 24 months and 88% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
3.3% went bankrupt
8.7% stopped otherwise
88% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 3,225 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 25 lines
Balance sheet Code20242025
Assets
Total assets20/58€3,451€1,537▼
Current assets29/58€3,451€1,537▼
Amounts receivable within one year40/41€3,278€1,388▼
Trade receivables40€3,278€1,328▼
Other amounts receivable41-€60
Cash at bank and in hand54/58€173€150▼
Equity and liabilities
Total equity and liabilities10/49€3,451€1,537▼
Equity10/15€3,451€1,277▼
Contributions10/11€5,000€5,000=
Profit (loss) carried forward14-€1,549-€3,723▼
Amounts payable17/49-€260
Amounts payable within one year42/48-€260
Trade debts44-€260
Suppliers440/4-€260
Income statement Code20242025
Gross operating margin9900€311-€2,067▼
Operating profit (loss)9901€311-€2,067▼
Financial income75/76B€122-
Recurring financial income75€122-
Financial charges65/66B€112€107▼
Recurring financial charges65€112€107▼
Profit (loss) for the period before taxes9903€322-€2,174▼
Profit (loss) for the period9904€322-€2,174▼
Profit (loss) for the period to be appropriated9905€322-€2,174▼
Appropriation of the result
Profit (loss) to be appropriated9906-€1,549-€3,723▼
Profit (loss) brought forward from the previous period14P-€1,871-€1,549▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Non-recurring operating income76A€0---
Other operating charges640/8€232---
Non-recurring operating charges66A€0---
Gross operating margin9900-€1,550€311-€2,067▼ 764%
Operating profit (loss)9901-€1,782€311-€2,067▼ 764%
Financial income75/76B€0€122--
Recurring financial income75€0€122--
Non-recurring financial income76B€0---
Financial charges65/66B€89€112€107▼ 4.0%
Recurring financial charges65€89€112€107▼ 4.0%
Non-recurring financial charges66B€0---
Profit (loss) for the period before taxes9903-€1,871€322-€2,174▼ 776%
Profit (loss) for the period9904-€1,871€322-€2,174▼ 776%
Profit (loss) for the period to be appropriated9905-€1,871€322-€2,174▼ 776%
Line202320242025Change
Assets
Total assets20/58€10,064€3,451€1,537▼ 55.5%
Formation expenses20€0---
Fixed assets21/28€0---
Tangible fixed assets22/27€0---
Plant, machinery and equipment23€0---
Furniture and vehicles24€0---
Leasing and similar rights25€0---
Other tangible fixed assets26€0---
Assets under construction and advance payments27€0---
Current assets29/58€10,064€3,451€1,537▼ 55.5%
Amounts receivable within one year40/41€2,649€3,278€1,388▼ 57.7%
Trade receivables40€2,649€3,278€1,328▼ 59.5%
Other amounts receivable41--€60-
Cash at bank and in hand54/58€7,415€173€150▼ 13.6%
Equity and liabilities
Total equity and liabilities10/49€10,064€3,451€1,537▼ 55.5%
Equity10/15€3,129€3,451€1,277▼ 63.0%
Contributions10/11€5,000€5,000€5,000=
Profit (loss) carried forward14-€1,871-€1,549-€3,723▼ 140%
Amounts payable17/49€6,934-€260-
Amounts payable within one year42/48€6,934-€260-
Trade debts44€1,340-€260-
Suppliers440/4€1,340-€260-
Taxes, remuneration and social security45€594---
Taxes450/3€594---
Other amounts payable47/48€5,000---
Line202320242025Change
Profit (loss) for the period9904-€1,871€322-€2,174▼ 776%
Operating cash flow (approximation)-€1,871€322-€2,174▼ 776%
Change in cash--€7,242-€23▲ 99.7%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
25-03
State Gazette act Registered office
Registered-office move · Power of attorney3 facts ▸
  • General meeting, 01/03/2026
  • Registered-office move, Rue du Zoning du Brûle 81, 7390 Quaregnon
  • Power of attorney, CedConsulting srl
2025
31-12
Financial Weakest financial yearnet -€2,174
Net result drops to -€2,174, the lowest in the series.
14-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Back to profitnet €322
Net result €322 after one loss-making year.
29-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 4 acts read
About the unread acts

Of the 4 Belgian State Gazette acts we know for this company, 1 has been read. The other 3 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Quaregnon · 2 establishment units since 2023
seat establishment approximate All 2 establishment units on the map
Ground area
1.5 ha
Building footprint
4,269 m²
Volume, LiDAR
26,556 m³
2 parcels, Wallonia · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
Rue du Zoning du Brûle 81, 7390 Quaregnon
Other non-specialised retail sale
since 20232.341.748.165
Mr Electro
Rue Jules Destrée 402, 7390 QuaregnonRetail sale of electrical household appliances
since 20262.391.621.508
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
53065A0467/00K005 Wallonia 1.4 ha 1 · 4,269 m² 8.5 m · 2 fl.
53065B0732/00H000indicative Wallonia 200 m² - -
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,783 companies in sector 63910 we hold annual accounts for 699. 152 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded15-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
46431Wholesale of electrical household appliances and audio-video equipment
63910Web portal activities
47553Retail trade
77221Rental and leasing activities
77229Renting and leasing of other personal and household goods
81230Other cleaning activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0798487667
Also 9925:BE0798487667
Registered 18-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.