TAPIMMO
ActiveTAPIMMO has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €40k. Its solvency ranks better than 69% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
68
/ 100
Healthy▼ -18 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+79
Solvency65▼-35
Growth58
Stability82
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days only on tighter terms
Liquidity short (current ratio 0.56 against 2.43 in 2024), and 45.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
54.9%
Return on assets
11.5%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
30 d late
2024
29 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€191k▼ 37.7%
2024 · €307k
2024: €307k
2024 → 2025
Total assets
€349k▲ 8.1%
2024 · €323k
2024: €323k
2024 → 2025
Net result
€40k▲ 204%
2024 · €13k
2024: €13k
2024 → 2025
Working capital
€-69k
2024 · €22k
2024: €22k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€307k-€191k▼ 37.7%
Operating result€20k-€56k▲ 180%
Net result€13k-€40k▲ 204%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 180% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €349k
Fixed assets
€261k▼ 8.4%
Current assets
€88k▲ 133%
Equity and liabilities €349k
Equity
€191k▼ 37.7%
Debt
€157k▲ 913%
The debt ratio rises from 4.8% to 45.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€80k▲
2024 · €44k
Cash flow
€64k▲
2024 · €38k
Solvency
54.9%▼
2024 · 95.2%
Current ratio
0.56▼
2024 · 2.43
Quick ratio
0.56▼
2024 · 2.43
Debt / equity
0.82▲
2024 · 0.05
ROE
20.9%▲
2024 · 4.3%
ROA
11.5%▲
2024 · 4.1%
Interest coverage
663.77▼
2024 · 921.34
Debt
€157k▲
2024 · €16k
Debt ≤ 1 year
€157k▲
2024 · €16k
Income taxes
€16k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€323k€349k▲
Fixed assets21/28€285k€261k▼
Tangible fixed assets22/27€285k€261k▼
Land and buildings22€281k€258k▼
Furniture and vehicles24€4k€3k▼
Current assets29/58€38k€88k▲
Amounts receivable within one year40/41€38k€603▼
Trade receivables40-€522
Other amounts receivable41€38k€82▼
Cash at bank and in hand54/58-€84k
Deferred charges and accrued income490/1-€3k
Equity and liabilities
Total equity and liabilities10/49€323k€349k▲
Equity10/15€307k€191k▼
Contributions10/11€14k€14k=
Outside capital11€14k€14k=
Share premium1100/10€14k€14k=
Reserves13€235k€119k▼
Distributable reserves133€235k€119k▼
Profit (loss) carried forward14€58k€58k=
Amounts payable17/49€16k€157k▲
Amounts payable within one year42/48€16k€157k▲
Taxes, remuneration and social security45€7k€7k▲
Taxes450/3€7k€7k▲
Other amounts payable47/48€9k€150k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€24k▼
Other operating charges640/8€7k€7k▲
Gross operating margin9900€51k€87k▲
Operating profit (loss)9901€20k€56k▲
Financial charges65/66B€48€120▲
Recurring financial charges65€48€120▲
Profit (loss) for the period before taxes9903€20k€56k▲
Income taxes67/77€7k€16k▲
Profit (loss) for the period9904€13k€40k▲
Profit (loss) for the period to be appropriated9905€13k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€98k▲
Profit (loss) brought forward from the previous period14P€58k€58k▲
Transfer from equity791/2-€156k
Transfer to equity691/2€13k€40k▲
To other reserves6921€13k€40k▲
Profit to be distributed694/7-€156k
Return on contributions (dividend)694-€156k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 30 days late
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Parc 854020 LiègeGround area
480 m²
Building footprint
205 m²
Volume, LiDAR
6,412 m³
Parcel 62817C0119/00H000, Wallonia · tallest building 32.9 m, ±11 floors. Linked by address, not a title deed.
1 establishment unit
TAPIMMO
since 20242.367.217.692
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62817C0119/00H000 ProtectedSite or landscape |
Wallonia | 480 m² | 1 · 205 m² | 32.9 m · 11 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
OJEMA
BE 0442.401.162
Ganshoren · Eq €191k
SOCIETE IMMOBILIERE MEURISSE
BE 0697.972.408
Mons · Eq €192k
ACON IMMO
BE 0428.445.832
Maasmechelen · Eq €191k
ANTILOOP
BE 0428.585.293
Sint-Niklaas · Eq €191k
IMMO SANTESANA
BE 0791.236.324
Donceel · Eq €192k
Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-2024
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:alain.nelis@skynet.be
Phone:+32479275974