Financials
- Financial year
- 2025
- Total assets
- €887,290
- Loss
- -€88,308
- Solvency
- 21.6%
Turnover▼ 5.3%
Net result
20212023
OJEMA
ActiveSummary
OJEMA has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191,458 and a net result of -€88,308. Equity is shrinking by about 4.2% per year across the filed financial years. Its solvency ranks better than 41% of 11,191 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Overview
Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
8th oldest company in Ganshoren, Real estate sector1 site
Size
≈ €46,000turnover 2025, estimated
- Equity
- €191,458
- Loss
- -€88,308
Turnover estimated from the gross margin
Structure
- Board
- 5 members
2025 accounts 7 days early3 of 5 deeds summarised
Why 67raises riskLoss of €88,308, the second in a row (financial year 2025)1 change of registered office in 24 monthslowers riskSize: total assets €887,290Figures for financial year 2025 (filed 24-07-2026)Show the evidence
Checked score
Score 2025
67
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 20% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Weak
Solvency
47-44
equity 21.6% of total assets
Liquidity
10-26
short-term debt 78.4% · cash 2.5%
Profitability
6-29
return on assets -10.0%
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.2%
12-2024: 0.2%● unchanged vs 11-2024
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.1%▼ -0.2 percentage points vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.5%▲ +0.4 percentage points vs 06-2026
08-2026: 0.7%▲ +0.2 percentage points vs 07-2026highest value
09-2026: 0.7%● unchanged vs 08-2026highest value
10-2026: 0.7%● unchanged vs 09-2026highest value
Credit of up to €12,000 on 30-day terms is acceptable
Liquidity insufficient (current ratio 0.3, compared with 1.16 in 2024, below 1; short-term debt: 78.4% and cash: 2.5% of total assets), and 78.4% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 42% on solvency, 11% on liquidity, 11% on profitability and 16% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€88,308
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 days early
2024
23 days early
2023
21 days late
2022
3 days early
2021
48 days early
2020
17 days late
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 2 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · abbreviated…
- Registered officeRegistered-office move
- Weakest financial yearnet -€88,308
Key points
By topic
Board & ownership
- Board
- 5 members
- Jean-Cédric RINCHARTDirector
- Marc-Olivier RINCHARTDirector
- Marie-Emmanuelle RINCHARTDirector
- RINCHART RobertDirector
- TAVERNE MariaDirector
Network & group
- Connected companies
- 1
Timeline
- Events
- 39
- Since
- 1992
- Next accounts
- by 31-07-2027
- 24-10-2025Appointment: TAVERNE Maria (director)
- 08-07-2025Annual accounts filed
- 11-06-2025Appointments: RINCHART Robert, Maria TAVERNE and 3…
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 05-11-1990
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 31
See the provisions in the deeds
Go to Articles of associationKey facts about OJEMA
- What is the company number of OJEMA?
- 0442.401.162. In Belgium the VAT number is the company number with BE in front: BE 0442.401.162.
- Where is OJEMA based?
- The registered office is at Broustinlaan 73-75, 1083 Ganshoren.Company details
- What does OJEMA do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of OJEMA?
- Private limited company (BV).
- When was OJEMA founded?
- On 05-11-1990.
- Is OJEMA still active?
- Yes, OJEMA is an active enterprise in the KBO register.
- What is the turnover of OJEMA?
- €26,682 in financial year 2023, according to the filed annual accounts.Financials
- Is OJEMA profitable?
- In financial year 2025, OJEMA made a loss of €88,308.
- Where can I find the annual accounts of OJEMA?
- OJEMA filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of OJEMA due?
- By 31-07-2027, for financial year 2026.Timeline
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