OJEMA
ActiveOJEMA has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191k and a net result of €-88k. Equity is shrinking by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 40% of 9095 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
2
/ 100
Critical▼ -66 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency18▼-63
Growth29=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.3 against 1.16 in 2024), and 78.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€88k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
23 d early
2023
21 d late
2022
3 d early
2021
48 d early
2020
17 d late
2019
27 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
€27k▼ 5.3%
2022 · €28k
2021: €28k
2022: €28k
2021 → 2023
EBIT margin
-38.9%▼ 3.7pp
2022 · -35.2%
2021: -34.4%
2022: -35.2%
2021 → 2023
Net result
€-88k▼ 998%
2024 · €-8k
2018: €6k
2019: €5k
2020: €3k
2021: €-20k
2022: €-14k
2023: €-15k
2024: €-8k
2018 → 2025
Working capital
€-485k
2024 · €24k
2018: €-69k
2019: €-38k
2020: €-9k
2021: €-4k
2022: €12k
2023: €17k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€28k-€28k▼ 1.1%€27k▼ 5.3%
Equity€317k-€302k▼ 4.5%€288k▼ 4.8%€280k▼ 2.8%€191k▼ 31.6%
Operating result€-10k-€-10k▼ 1.3%€-10k▼ 4.6%€-5k▲ 53.4%€-79k▼ 1,539%
Net result€-20k-€-14k▲ 27.8%€-15k▼ 3.2%€-8k▲ 44.8%€-88k▼ 998%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €79k in 2025 against €5k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €887k
Fixed assets
€677k▲ 164%
Current assets
€211k▲ 25.6%
Equity and liabilities €887k
Equity
€191k▼ 31.6%
Debt
€696k▲ 383%
The debt ratio rises from 34.0% to 78.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-60k▼
2024 · €9k
Cash flow
€-69k▼
2024 · €6k
Solvency
21.6%▼
2024 · 66.0%
Current ratio
0.30▼
2024 · 1.16
Quick ratio
0.30▼
2024 · 1.16
Debt / equity
3.63▲
2024 · 0.52
ROE
-46.1%▼
2024 · -2.9%
ROA
-10.0%▼
2024 · -1.9%
Interest coverage
-6.65▼
2024 · 2.24
Debt
€696k▲
2024 · €144k
Debt ≤ 1 year
€696k▲
2024 · €144k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€424k€887k▲
Fixed assets21/28€256k€677k▲
Tangible fixed assets22/27€256k€677k▲
Land and buildings22€256k€677k▲
Current assets29/58€168k€211k▲
Amounts receivable within one year40/41€165k€188k▲
Trade receivables40-€269
Other amounts receivable41€165k€188k▲
Cash at bank and in hand54/58€3k€23k▲
Deferred charges and accrued income490/1€0€0=
Equity and liabilities
Total equity and liabilities10/49€424k€887k▲
Equity10/15€280k€191k▼
Contributions10/11€74k€74k=
Outside capital11€74k€74k=
Other1109/19€74k€74k=
Reserves13€203k€117k▼
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Distributable reserves133€196k€110k▼
Profit (loss) carried forward14€2k€153▼
Amounts payable17/49€144k€696k▲
Amounts payable within one year42/48€144k€696k▲
Current portion of amounts payable after more than one year42-€505k
Trade debts44€497-
Suppliers440/4€497-
Taxes, remuneration and social security45€1k-
Taxes450/3€1k-
Other amounts payable47/48€142k€191k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€19k▲
Other operating charges640/8€9k€76k▲
Gross operating margin9900€19k€17k▼
Operating profit (loss)9901€-5k€-79k▼
Financial charges65/66B€4k€9k▲
Recurring financial charges65€4k€9k▲
Profit (loss) for the period before taxes9903€-9k€-88k▼
Income taxes67/77€-1k-
Profit (loss) for the period9904€-8k€-88k▼
Profit (loss) for the period to be appropriated9905€-8k€-88k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-86k▼
Profit (loss) brought forward from the previous period14P€507€2k▲
Transfer from equity791/2€10k€86k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-88k
Net result drops to €-88k, the lowest in the series.
08-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
17-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 17 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
06-06-2025
Resigned as Director
Location & real-estate footprint
Registered office, Ganshoren · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broustinlaan 73-751083 GanshorenGround area
967 m²
Building footprint
204 m²
Volume, LiDAR
1,294 m³
2 parcels, Brussels · tallest building 14.1 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ninoofsesteenweg 1072, 1080 Sint-Jans-Molenbeek
since 19902.050.608.902
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21392B0026/00S010 | Brussels | 507 m² | 1 · 204 m² | 14.1 m · 1 fl. |
| 21524C0041/00E023 | Brussels | 461 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ACON IMMO
BE 0428.445.832
Maasmechelen · Eq €191k
TAPIMMO
BE 1016.511.993
Liège · Eq €191k
ANTILOOP
BE 0428.585.293
Sint-Niklaas · Eq €191k
SOCIETE IMMOBILIERE MEURISSE
BE 0697.972.408
Mons · Eq €192k
IMMO SANTESANA
BE 0791.236.324
Donceel · Eq €192k
Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,730 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-11-1990
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.