TAPAS TORERO
ActiveTAPAS TORERO has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24k and a net result of €42. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 41% of 13071 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability1▼-69
Solvency15▲+3
Growth52=
Stability100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days only on tighter terms
Liquidity short (current ratio 0.09 against 0.18 in 2024), and 79.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-02-2026, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
9 d late
2024
26 d late
2023
14 d late
2022
1 d late
2021
5 d early
2020
2 d early
2019
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€24k▲ 0.2%
2024 · €24k
2019: €15k
2020: €21k
2021: €22k
2022: €25k
2023: €21k
2024: €24k
2019 → 2025
Total assets
€117k▼ 10.5%
2024 · €130k
2019: €122k
2020: €120k
2021: €111k
2022: €155k
2023: €142k
2024: €130k
2019 → 2025
Net result
€42▼ 98.8%
2024 · €3k
2019: €5k
2020: €6k
2021: €779
2022: €4k
2023: €-5k
2024: €3k
2019 → 2025
Working capital
€-81k▼ 28.7%
2024 · €-63k
2019: €-20k
2020: €-13k
2021: €-9k
2022: €-30k
2023: €-51k
2024: €-63k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€22k-€25k▲ 16.1%€21k▼ 18.2%€24k▲ 16.3%€24k▲ 0.2%
Operating result€4k-€7k▲ 72.3%€-532€7k€3k▼ 61.2%
Net result€779-€4k▲ 351%€-5k€3k€42▼ 98.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 61% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €117k
Fixed assets
€109k▼ 6.5%
Current assets
€8k▼ 42.7%
Equity and liabilities €117k
Equity
€24k▲ 0.2%
Debt
€93k▼ 12.9%
The debt ratio falls from 81.5% to 79.3%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€10k▼
2024 · €21k
Cash flow
€8k▼
2024 · €18k
Solvency
20.7%▲
2024 · 18.5%
Current ratio
0.09▼
2024 · 0.18
Quick ratio
0.05▼
2024 · 0.14
Debt / equity
3.82▼
2024 · 4.39
ROE
0.2%▼
2024 · 14.0%
ROA
0.0%▼
2024 · 2.6%
Interest coverage
3.96▼
2024 · 6.36
Debt
€93k▼
2024 · €106k
Debt ≤ 1 year
€89k▲
2024 · €77k
Debt > 1 year
€3k▼
2024 · €29k
Staff costs
€0▼
2024 · €15
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€130k€117k▼
Fixed assets21/28€116k€109k▼
Tangible fixed assets22/27€116k€109k▼
Land and buildings22€84k€83k▼
Furniture and vehicles24€2k€1k▼
Leasing and similar rights25€30k€24k▼
Financial fixed assets28€60€60=
Current assets29/58€14k€8k▼
Stocks and contracts in progress3€4k€4k=
Stocks30/36€4k€4k=
Amounts receivable within one year40/41€5k€587▼
Trade receivables40€5k€582▼
Other amounts receivable41€5€5=
Cash at bank and in hand54/58€4k€3k▼
Deferred charges and accrued income490/1€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€130k€117k▼
Equity10/15€24k€24k▲
Contributions10/11€19k€19k=
Reserves13€6k€6k▲
Tax-exempt reserves132€2k€2k=
Distributable reserves133€3k€3k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€106k€93k▼
Amounts payable after more than one year17€29k€3k▼
Financial debts170/4€29k€3k▼
Amounts payable within one year42/48€77k€89k▲
Current portion of amounts payable after more than one year42€27k€24k▼
Financial debts43€0€5k▲
Credit institutions430/8-€5k
Other loans439€0-
Trade debts44€4k€288▼
Suppliers440/4€4k€288▼
Advances received on contracts in progress46€6k€462▼
Taxes, remuneration and social security45€4k€2k▼
Taxes450/3€4k€2k▼
Other amounts payable47/48€35k€58k▲
Income statement
Code20242025
Remuneration, social security and pensions62€15€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€8k▼
Other operating charges640/8€3k€2k▼
Gross operating margin9900€24k€12k▼
Operating profit (loss)9901€7k€3k▼
Financial income75/76B€0€14▲
Recurring financial income75€0€14▲
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€3k€42▼
Profit (loss) for the period9904€3k€42▼
Profit (loss) for the period to be appropriated9905€3k€42▼
Appropriation of the result
Profit (loss) to be appropriated9906€2k€42▼
Profit (loss) brought forward from the previous period14P€-2k€0▲
Transfer from equity791/2€0-
Transfer to equity691/2€2k€42▼
To other reserves6921€2k€42▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 9 days late
2025
26-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 26 days late
2024
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
14-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
30-06
Financial
Weakest financial yearnet €-5k ▼231%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
01-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
26-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Highest result since 2019net €6k ▲20.5%
Operating result €11k, net result €6k, both a record.
20-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 20 days late
2019
28-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
23-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
28-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Temse · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat 279140 TemseGround area
222 m²
Building footprint
192 m²
Volume, LiDAR
1,698 m³
Parcel 46302D0692/00E000, Flanders · tallest building 16.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CASA DEL TORERO
since 20012.097.788.118
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46302D0692/00E000 | Flanders | 222 m² | 1 · 192 m² | 16.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteTemse2.097.788.118
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Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,010 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-12-2000
Fiscal year end30-06
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.