CALABRIA
ActiveCALABRIA has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71k and a net result of €4k. Equity is growing by ~25.5% per year across the filed fiscal years. Its solvency ranks better than 80% of 13061 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
86
/ 100
Excellent▼ -7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-61
Solvency100▲+6
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.54 against 1.87 in 2024), and 33.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.3%
Return on assets
3.6%
Age of the figures
15 mo
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-02-2026, 13 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
13 d late
2024
2 d early
2023
on the day
2022
on the day
2021
4 d early
2020
3 d early
2019
17 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close15-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€71k▲ 1.9%
2024 · €70k
2019: €29k
2020: €14k
2021: €25k
2022: €44k
2023: €60k
2024: €70k
2019 → 2025
Total assets
€107k▼ 13.0%
2024 · €124k
2019: €64k
2020: €76k
2021: €66k
2022: €88k
2023: €110k
2024: €124k
2019 → 2025
Net result
€4k▼ 69.0%
2024 · €12k
2019: €8k
2020: €-15k
2021: €-1k
2022: €19k
2023: €18k
2024: €12k
2019 → 2025
Working capital
€56k▲ 19.6%
2024 · €47k
2019: €27k
2020: €8k
2021: €18k
2022: €30k
2023: €43k
2024: €47k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€44k▲ 74.5%€60k▲ 35.3%€70k▲ 16.4%€71k▲ 1.9%
Operating result€-1k-€19k€22k▲ 14.2%€18k▼ 17.7%€7k▼ 64.2%
Net result€-1k-€19k€18k▼ 4.5%€12k▼ 31.7%€4k▼ 69.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107k
Fixed assets
€16k▼ 33.3%
Current assets
€92k▼ 8.3%
Equity and liabilities €107k
Equity
€71k▲ 1.9%
Debt
€36k▼ 32.5%
The debt ratio falls from 43.4% to 33.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€15k▼
2024 · €26k
Cash flow
€13k▼
2024 · €20k
Solvency
66.3%▲
2024 · 56.6%
Current ratio
2.54▲
2024 · 1.87
Quick ratio
2.48▲
2024 · 1.83
Debt / equity
0.51▼
2024 · 0.77
ROE
5.4%▼
2024 · 17.7%
ROA
3.6%▼
2024 · 10.0%
Interest coverage
56.92▼
2024 · 97.15
Debt
€36k▼
2024 · €54k
Debt ≤ 1 year
€36k▼
2024 · €54k
Income taxes
€2k▼
2024 · €6k
Staff costs
€0▲
2024 · €-367
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€124k€107k▼
Fixed assets21/28€23k€16k▼
Tangible fixed assets22/27€23k€15k▼
Plant, machinery and equipment23€20k€13k▼
Furniture and vehicles24€2k€975▼
Other tangible fixed assets26€2k€1k▼
Financial fixed assets28€180€180=
Current assets29/58€100k€92k▼
Stocks and contracts in progress3€2k€2k=
Stocks30/36€2k€2k=
Amounts receivable within one year40/41€34k€22k▼
Trade receivables40€29k€17k▼
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€64k€68k▲
Deferred charges and accrued income490/1€108€108=
Equity and liabilities
Total equity and liabilities10/49€124k€107k▼
Equity10/15€70k€71k▲
Contributions10/11€20k€20k=
Reserves13€32k€36k▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€32k€36k▲
Profit (loss) carried forward14€17k€15k▼
Amounts payable17/49€54k€36k▼
Amounts payable within one year42/48€54k€36k▼
Trade debts44€19k€2k▼
Suppliers440/4€19k€2k▼
Taxes, remuneration and social security45€16k€10k▼
Taxes450/3€12k€7k▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48€19k€24k▲
Income statement
Code20242025
Remuneration, social security and pensions62€-367€0▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€9k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A€0-
Gross operating margin9900€28k€17k▼
Operating profit (loss)9901€18k€7k▼
Financial income75/76B€21€15▼
Recurring financial income75€21€15▼
Financial charges65/66B€270€269=
Recurring financial charges65€270€269=
Profit (loss) for the period before taxes9903€18k€6k▼
Income taxes67/77€6k€2k▼
Profit (loss) for the period9904€12k€4k▼
Profit (loss) for the period to be appropriated9905€12k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€32k€21k▼
Profit (loss) brought forward from the previous period14P€20k€17k▼
Transfer to equity691/2€12k€4k▼
To other reserves6921€12k€4k▼
Profit to be distributed694/7€2k€2k=
Return on contributions (dividend)694€2k€2k=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-02
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
2025
29-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €19k
Net result €19k after 2 loss-making years.
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Weakest financial yearnet €-15k ▼301%
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
14-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
11-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Pietersnieuwstraat 1549000 GentGround area
181 m²
Building footprint
198 m²
Volume, LiDAR
827 m³
Parcel 44805E1451/00B000, Flanders · tallest building 10.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
PIZZERIA LA RUSTICA
since 19992.092.833.891
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44805E1451/00B000 | Flanders | 181 m² | 1 · 198 m² | 10.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteGent2.092.833.891
Similar companies · same sector, comparable size
TONINO
BE 0881.582.520
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EDP
BE 0824.961.541
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MUSCO
BE 0751.739.607
Beringen · Eq €71k
Houillon-Wauthier
BE 0549.927.741
Nassogne · Eq €71k
Catjan
BE 0543.612.843
Middelkerke · Eq €71k
Of 20,231 companies in sector 56111 we hold annual accounts for 11,313. 9,709 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-10-1999
Fiscal year end30-06
Activities, NACEBEL
55301
56101Full-service restaurants
56111Full-service restaurants
55302
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 25 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.