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Complete company report
Generated 16-08-2026
Active BE 0889.425.761Public limited company

TANK OPSLAG VERBEKE

Terlochtweg 60-64 ·2620 Hemiksem, Belgium· 19 yrs active
Sector: Opslag (52100)
Conclusion Checked

The computed 12-month bankruptcy probability of TANK OPSLAG VERBEKE is 0.4% (very low). The 2025 annual accounts show equity of €19.45M and a net result of €983k. Equity is growing by ~10% per year across the filed fiscal years. Its solvency ranks better than 85% of 173 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 6 annual accounts.
Key figures
Equity €19.45M
Net result €983k
Staff (FTE) 43.3
Better than sector 85%
Financial profile 5 of 5 axes measured · computed by Checked
Health94Profitability59Solvency100Growth57Stability100
82 / 100

Exceptional profile, strong across almost every axis.

All 5 axes are computed from data Checked has read.

Health 94
Profitability 59
Solvency 100
Growth 57
Stability 100
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Annual accounts: healthy financial profile −Long track record −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Established
Founded in 2007, 19 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
94 / 100 Excellent
050100
Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview10 NBB filings
Annual accounts filed on 21-05-2026 with the NBB · fiscal year 2025 · volledig
€0€5.00M€10.00M€15.00M€20.00MRevenue 2019: €12.49M€12.49MOperating result 2019: €729k€729kNet result 2019: €5.18M€5.18MRevenue 2021: €14.74M€14.74MOperating result 2021: €1.80M€1.80MNet result 2021: €1.12M€1.12MRevenue 2023: €18.86M€18.86MOperating result 2023: €4.04M€4.04MNet result 2023: €3.13M€3.13MRevenue 2024: €19.30M€19.30MOperating result 2024: €3.09M€3.09MNet result 2024: €1.91M€1.91MRevenue 2025: €18.43M€18.43MOperating result 2025: €1.56M€1.56MNet result 2025: €983k€983k20192021202320242025
RevenueOperating resultNet result
Trajectory (indicative)
Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.
growing Equity: growth of ~10%/year over 6 fiscal years, indicative, assuming unchanged policy.
€10.00M€15.00M€20.00M€25.00M2026: €20.89M (€19.34M - €22.45M)2027: €22.34M (€20.78M - €23.89M)2028: €23.78M (€22.21M - €25.36M)2018: €10.30M2019: €10.45M2021: €12.29M2023: €16.56M2024: €18.47M2025: €19.45M201820192021202320242025202620272028
Solid line = filed figures · dashed = extended trend · area = indicative range.
How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison
Fiscal year 2025 · NACE 52 · compared across all schema types (micro, abbreviated and full combined)
Metric This company Sector median Position in the sector
Solvency 76.3% 25.9%
better than 85% of 173 sector peers
Net result €983k €15k
better than 95% of 172 sector peers
Equity €19.45M €43k
better than 95% of 173 sector peers
Staff costs €5.52M €124k
higher than 91% of 77 sector peers
Employees (FTE) 43.3 7.2
better than 78% of 44 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Revenue
€18.43M
-4.5% 18-25
EBITDA
€4.90M
-18.7% 18-25
Net profit
€983k
-48.5% 18-25
Cash flow
€4.33M
-10.9% 18-25
Total assets
€25.49M
-0.8% 18-25
Equity
€19.45M
+5.3% 18-25
Working capital
€4.29M
-5.4% 18-25
Employees (FTE)
43
+0.5% 18-25
Show 15 other metrics
Staff costs
€5.52M
+3.0% 18-25
Income taxes
€377k
-62.4% 18-25
Dividends
€0
- 18-25
Debt
€5.74M
-16.9% 18-25
Debt ≤ 1y
€2.57M
-13.6% 18-25
Debt > 1y
€3.14M
-19.3% 18-25
Current ratio
2.67
+5.7% 18-25
Quick ratio
2.67
+5.7% 18-25
Solvency
76.3%
+6.1% 18-25
Debt / equity
0.30
-21.1% 18-25
ROE
5.1%
-51.1% 18-25
ROA
3.9%
-48.1% 18-25
Net margin
5.3%
-46.1% 18-25
EBITDA margin
26.6%
-14.9% 18-25
Interest coverage
24.70
-1.8% 18-25
Figures by fiscal year
Fiscal year2025
Depositvolledig
Revenue€18.43M
EBITDA€4.90M
Net profit€983k
Cash flow€4.33M
Staff costs€5.52M
Income taxes€377k
Dividends-
Total assets€25.49M
Equity€19.45M
Debt€5.74M
of which ≤ 1y€2.57M
of which > 1y€3.14M
Working capital€4.29M
Employees (FTE)43.3
Ratios (computed)
2025
Current ratio2.67
Quick ratio2.67
Working capital ratio16.8%
Solvency76.3%
Debt / equity0.30
Long-term debt ratio0.16
Interest coverage24.70
Gross margin78.6%
Net margin5.3%
ROA3.9%
ROE5.1%
EBITDA margin26.6%
Days sales outstanding32d
Days payable outstanding89d
Inventory turnover-
Days inventory (DSI)0d
Balance-sheet composition 2025
Full annual accounts (28 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€25.49M
Fixed assets 21/28€18.64M
Intangible fixed assets 21€367k
Tangible fixed assets 22/27€18.27M
Financial fixed assets 28€2k
Current assets 29/58€6.86M
Stocks & contracts in progress 3€0
Amounts receivable within one year 40/41€2.16M
Investments 50/53€1.26M
Cash & bank 54/58€3.24M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€25.49M
Equity 10/15€19.45M
Contributions / capital 10/11€4.62M
Reserves 13€1.93M
Accumulated profits (losses) 14€12.89M
Provisions & deferred taxes 16€303k
Amounts payable 17/49€5.74M
Amounts payable after one year 17€3.14M
Amounts payable within one year 42/48€2.57M
Trade debts payable within one year 44€956k
Income statement
Turnover 70€18.43M
Operating result 9901€1.56M
Financial income 75€41k
Financial charges 65€239k
Result before taxes 9903€1.36M
Income taxes 67/77€377k
Net result for the period 9904€983k
Result to be appropriated 9905€983k
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Opslag(52100)
Legal form Public limited company(014)
Incorporation14-05-2007
StatusActive
Postal code2620
Establishment units 1 location
TOV
Terlochtweg 60, 2620 HemiksemOverige groothandel in consumentenartikelen, n.e.g.
since 20072.165.316.053
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11018C0134/00E003 Flanders 6.6 ha 1 · 1,621 m² 10.0 m · 2 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 11 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
21-05-2026
NBB filing Annual accounts filed
fiscal year 2025 · volledig
2025
08-08-2025
State Gazette act Director changes
20-05-2025
NBB filing Annual accounts filed
fiscal year 2024 · volledig
2024
13-05-2024
NBB filing Annual accounts filed
fiscal year 2023 · volledig
2023
13-06-2023
NBB filing Annual accounts filed
fiscal year 2022 · volledig
2022
24-05-2022
NBB filing Annual accounts filed
fiscal year 2021 · volledig
2021
17-05-2021
NBB filing Annual accounts filed
fiscal year 2020 · volledig
2020
18-05-2020
NBB filing Annual accounts filed
fiscal year 2019 · volledig
2019
22-05-2019
NBB filing Annual accounts filed
fiscal year 2018 · volledig
2018
09-08-2018
NBB filing Annual accounts filed
fiscal year 2017 · volledig
2017
16-05-2017
NBB filing Annual accounts filed
fiscal year 2016 · volledig
Belgian State Gazette reading coverage 0 of 15 acts read

We know of 15 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 1 acts
All acts · 1 updated 1 year ago
2025
08-08-2025 13 directors appointed Director changes
  • Grant Thornton BV, Commissaris
  • Moore Finance & Tax BV, Gedelegeerd bestuurder
  • Tanja De Naeyer, Gedelegeerd bestuurder
  • Dominique Jaminet, Gedelegeerd bestuurder
  • Valira Baleci, Gedelegeerd bestuurder
  • Marie Decloedt, Gedelegeerd bestuurder
  • Tessa Loverix, Gedelegeerd bestuurder
  • Els Huyghebaert, Gedelegeerd bestuurder
Technical details 
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      "compensated": null,
      "effective_date": null,
      "evidence_quote": "RVC BV. (gedelegeerd) bestuurder, vertegenwoordigd door haar vaste vertegenwoordiger de heer Ryan Verbeke.",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2025-08-08",
    "filing_date": "2025-07-29",
    "act_kind_objet": "HERBENOEMING COMMISSARIS - VOLMACHT"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2025-05-08",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0889.425.761",
    "name_full": "TANK OPSLAG VERBEKE",
    "legal_form": "NAAMLOZE VENNOOTSCHAP"
  },
  "publication_proxy": {
    "kind": null,
    "org_kbo": null,
    "org_name": null,
    "person_name": null,
    "org_rep_person_name": null,
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Opslag in koelpakhuizen en overige opslag52100Opslag52100Diensten in verband met vervoer te land52210Diensten in verband met vervoer te land52210Diensten in verband met vervoer over water52220Diensten in verband met vervoer over water52220Overige vrachtbehandeling, exclusief in zeehavens52249Overige vrachtbehandeling, exclusief in zeehavens52249Overige vrachtbehandeling63112Overige opslag63122Overige ondersteunende activiteiten i.v.m. het vervoer te land63210Overige ondersteunende activiteiten i.v.m. het vervoer over water63220
Primary activity highlighted.
Names & trade names
Legal nameNL TANK OPSLAG VERBEKE
AbbreviationNL TOV
Registered office
Terlochtweg 60-64
2620 Hemiksem, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative