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TAMMARA

Active
Private limited company (pre-2019)founded 2015active for 11 yearsCourte rue des Fontaines 77, 1300 Wavre, BelgiumKBO/BCE: BE 0629.853.860
Summary

The computed 12-month bankruptcy probability of TAMMARA is 2.8% (moderate). The 2024 annual accounts show negative equity (-€3,430) and a net result of -€8,204. Equity is shrinking by about 19% per year across the filed financial years. Its solvency ranks better than 22% of 6,159 sector peers (NACE 96, financial year 2024). The company has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Hairdressing and barber services
NACE 96210
1 site
Size
€9,714total assets 2024
Equity
-€3,430
Loss
-€8,204
Financial health
49 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.8%
Structure
Accounts 71 days overdue0 of 8 deeds read
Why 49raises riskFigures for financial year 2024 (filed 31-08-2025)1 financial year not filed after the legal deadline; latest accounts 31 days late; 2 of the last 3 lateLoss of €8,204, the second in a row (financial year 2024)lowers riskSize: total assets €9,714Show the evidence

Checked score

Score 2024
49 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 9% of its sector peers (NACE 96, micro)
Financial strength · tick = 2023
Weak
Solvency 0-83
equity -35.3% of total assets
Liquidity 11-29
short-term debt 135.3% · cash 9.1%
Profitability 0=
return on assets -84.5%
Bankruptcy probability, 12 months
2.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,593 companies, NACE 96, micro)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 1.0%● unchanged vs 12-2024lowest value 02-2025: 1.0%● unchanged vs 01-2025lowest value 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.1%▲ +0.1 percentage points vs 06-2025 08-2025: 1.4%▲ +0.3 percentage points vs 07-2025 09-2025: 1.6%▲ +0.2 percentage points vs 08-2025 10-2025: 1.6%● unchanged vs 09-2025 11-2025: 1.7%▲ +0.1 percentage points vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.7%● unchanged vs 03-2026 05-2026: 1.6%▼ -0.1 percentage points vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.7%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +0.5 percentage points vs 07-2026 09-2026: 2.2%● unchanged vs 08-2026 10-2026: 2.8%▲ +0.6 percentage points vs 09-2026highest value
No credit on open account
Liquidity insufficient (current ratio 0.28, compared with 0.64 in 2023; short-term debt: 135.3% and cash: 9.1% of total assets), and equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 11% on solvency, 10% on liquidity, 8% on profitability and 5% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €9,714
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 31-08-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 31 days late; 2 of the last 3 late
NBB · filings
raises risk · Loss of €8,204, the second in a row (financial year 2024)
NBB · annual accounts
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
18192021222324
2018 to 2024 · latest year -€3,430
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 8 filings
Deviation from the deadline
2025
not confirmed
2024
31 days late
2023
31 days late
2022
30 days late
2021
145 days late
2020
41 days late
2019
63 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 57 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Weakest financial yearnet -€8,204
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Risk: Negative equityfinancial year 2024: debts exceed assets -€3,430 View
  • Risk: 3 loss-making years in a rowloss financial year 2024 -€8,204 View
  • Caution: Accounts not fileddeadline was 31-07-2026 71 days late View
  • Caution: Among the weakest 18% on net resultsector median €2,784 · 6,153 companies -€8,204 View

By topic

Financials

Financial year
2024
Total assets
€9,714
Loss
-€8,204
Solvency
-35.3%
Go to Financials

Timeline

Events
11
Since
2018
  1. 30-08-2023Annual accounts filed
  2. 23-12-2022Annual accounts filed
  3. 31-12-2021Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Hairdressing and barber servicesNACE 96210
Founded
07-05-2015
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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