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TAMCO

Active
Private limited company (pre-2019)founded 199036 yrs activeAv. F. A. M. Gochet(TAM) 16, 5060 Sambreville, BelgiumKBO/BCE: BE 0440.597.457

TAMCO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €620k and a net result of €7k. Equity is growing by ~5.9% per year across the filed fiscal years. Its solvency ranks better than 70% of 1027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Checked score

Score 2025
86 / 100
Excellent= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-23
Solvency99▲+2
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 4.22 in 2024), and 36.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 36 years 0 40 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 25
Relative position
BE, all sectors
reference
Sector 25
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
63.3%
Return on assets
0.7%
Age of the figures
8 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
on the day
2023
14 d early
2022
2 d early
2021
2 d early
2020
31 d late
2019
8 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€7k▼ 80.6%
2024 · €36k
2018: €92k 2019: €191k 2020: €48k 2021: €17k 2022: €-60k 2023: €148k 2024: €36k
2018 → 2025
Working capital
€480k▼ 30.6%
2024 · €692k
2018: €422k 2019: €603k 2020: €460k 2021: €700k 2022: €686k 2023: €817k 2024: €692k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€529k-€438k▼ 17.2%€579k▲ 32.2%€614k▲ 6.0%€620k▲ 1.0%
Operating result€29k-€-45k€213k€65k▼ 69.7%€19k▼ 70.3%
Net result€17k-€-60k€148k€36k▼ 75.5%€7k▼ 80.6%
Result per fiscal year
Operating resultNet result
€-100k€0€100k€200kOperating result 2021: €29k€29kNet result 2021: €17k€17kOperating result 2022: €-45k€-45kNet result 2022: €-60k€-60kOperating result 2023: €213k€213kNet result 2023: €148k€148kOperating result 2024: €65k€65kNet result 2024: €36k€36kOperating result 2025: €19k€19kNet result 2025: €7k€7k20212022202320242025
The operating result has fallen two years in a row; 2025 is 70% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €979k
Fixed assets €222k▲ 8.3%
Current assets €757k▼ 16.6%
Equity and liabilities €979k
Equity €620k▲ 1.0%
Debt €359k▼ 28.0%
The debt ratio falls from 44.8% to 36.7%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€82k
2024 · €140k
Cash flow
€70k
2024 · €111k
Solvency
63.3%
2024 · 55.2%
Current ratio
2.74
2024 · 4.22
Quick ratio
2.63
2024 · 4.08
Debt / equity
0.58
2024 · 0.81
ROE
1.1%
2024 · 5.9%
ROA
0.7%
2024 · 3.3%
Interest coverage
7.98
2024 · 8.10
Debt
€359k
2024 · €498k
Debt ≤ 1 year
€277k
2024 · €215k
Debt > 1 year
€60k
2024 · €269k
Income taxes
€3k
2024 · €16k
Staff costs
€660k
2024 · €533k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€1.11M€979k
Fixed assets21/28€205k€222k
Intangible fixed assets21€7k€5k
Tangible fixed assets22/27€198k€217k
Land and buildings22€123k€139k
Plant, machinery and equipment23€43k€46k
Furniture and vehicles24€32k€31k
Current assets29/58€907k€757k
Stocks and contracts in progress3€30k€30k=
Stocks30/36€30k€30k=
Amounts receivable within one year40/41€784k€549k
Trade receivables40€631k€497k
Other amounts receivable41€153k€51k
Cash at bank and in hand54/58€82k€166k
Deferred charges and accrued income490/1€11k€12k
Equity and liabilities
Total equity and liabilities10/49€1.11M€979k
Equity10/15€614k€620k
Contributions10/11€120k€120k=
Reserves13€490k€497k
Non-distributable reserves130/1€12k€12k=
Reserves not available under the articles1311€12k€12k=
Distributable reserves133€478k€485k
Investment grants15€4k€3k
Amounts payable17/49€498k€359k
Amounts payable after more than one year17€269k€60k
Financial debts170/4€269k€60k
Amounts payable within one year42/48€215k€277k
Financial debts43€0€236
Credit institutions430/8€0-
Other loans439-€236
Trade debts44€102k€189k
Suppliers440/4€102k€189k
Taxes, remuneration and social security45€94k€81k
Taxes450/3€27k€5k
Remuneration and social security454/9€68k€76k
Other amounts payable47/48€19k€7k
Accrued charges and deferred income492/3€14k€23k
Income statement Code20242025
Remuneration, social security and pensions62€533k€660k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€75k€63k
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€4k
Other operating charges640/8€4k€5k
Gross operating margin9900€677k€750k
Operating profit (loss)9901€65k€19k
Financial income75/76B€4k€1k
Recurring financial income75€4k€1k
Financial charges65/66B€17k€10k
Recurring financial charges65€17k€10k
Profit (loss) for the period before taxes9903€52k€10k
Income taxes67/77€16k€3k
Profit (loss) for the period9904€36k€7k
Profit (loss) for the period to be appropriated9905€36k€7k
Appropriation of the result
Profit (loss) to be appropriated9906€36k€7k
Profit (loss) brought forward from the previous period14P€0-
Transfer to equity691/2€36k€7k
To other reserves6921€36k€7k
Social balance
Average headcount (FTE)908711.011.0=

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2026
31-08
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
30-04
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
16-04
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial Back to profitnet €148k
Net result €148k after one loss-making year.
30-09
Financial Equity above €500kEq €579k ▲32.2%
Equity rises from €438k to €579k.
28-04
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial Weakest financial yearnet €-60k ▼445%
Net result drops to €-60k, the lowest in the series; recovery starts the following year.
28-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial Liquidity doublescurrent ratio 4.68
Current ratio from 2.27 to 4.68; short-term debt falls from €362k to €190k.
31-05
NBB filing Annual accounts filed
fiscal year 2020 · full schema · 31 days late
2020
30-09
Financial Equity above €500kEq €501k ▲10.8%
3 profitable years in a row build equity to €501k.
22-04
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial Highest result since 2018net €191k ▲107%
Operating result €260k, net result €191k, both a record.
10-04
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
10-04
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
04-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sambreville · 1 establishment unit since 1999
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Av. F. A. M. Gochet(TAM) 165060 Sambreville
1 establishment unit
TAMCO
Av. F. A. M. Gochet(TAM) 16, 5060 SambrevilleManufacture of metal structures and parts of structures
since 19992.050.384.812

Recognitions · licences · registrations

Recognised contractor

2 categories
TAMCO SRL33315
category F, class 1 · category F2, class 1
decision 14-09-2022

Similar companies · same sector, comparable size

Of 3,964 companies in sector 25110 we hold annual accounts for 2,133. 1,493 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company (pre-2019)
Founded28-05-1990
Fiscal year end31-12
Activities, NACEBEL
25110Manufacture of metal structures and parts of structures
25120Manufacture of fabricated metal products, except machinery and equipment
28110
28120
25220Manufacture of fabricated metal products, except machinery and equipment
25991Manufacture of fabricated metal products, except machinery and equipment
33120Repair and maintenance of machinery
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filings

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.