TALENTCRAFT

Active

Private limited companyfounded 20232 yrs activeAvenue Saint Hubert 75, 7090 Braine-le-Comte, BelgiumKBO/BCE: BE 0805.994.378

TALENTCRAFT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50k and a net result of €14k. Its solvency ranks better than 45% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

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Checked score

Score 2025

83 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability86▼-14

Solvency75▲+17

Growth52

Track record82

Bankruptcy probability, 12 months

0.4% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €4k at 30 days acceptable

Liquidity ample (current ratio 2.5 against 1.66 in 2024; short-term debt: 29.4% and cash: 46.8% of total assets), and 49.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

50.1%

Return on assets

13.9%

Age of the figures

9 mo

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

29 d early

2024

31 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€50k▲ 38.3%

2024 · €36k

2024: €36k

2024 → 2025

Total assets

€101k▼ 8.9%

2024 · €111k

2024: €111k

2024 → 2025

Net result

€14k▼ 70.6%

2024 · €47k

2024: €47k

2024 → 2025

Working capital

€44k▲ 46.1%

2024 · €30k

2024: €30k

2024 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20242025Trend

Equity€36k-€50k▲ 38.3%

Operating result€63k-€22k▼ 65.6%

Net result€47k-€14k▼ 70.6%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 66% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €101k

26.7%

73.3%

Fixed assets €27k▼ 21.9%

Current assets €74k▼ 3.1%

Equity and liabilities €101k

50.1%

49.9%

Equity €50k▲ 38.3%

Debt €50k▼ 32.2%

The debt ratio falls from 67.0% to 49.9%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€29k▼

2024 · €67k

Cash flow

€22k▼

2024 · €51k

Solvency

50.1%▲

2024 · 33.0%

Current ratio

2.50▲

2024 · 1.66

Quick ratio

2.50▲

2024 · 1.66

Debt / equity

1.00▼

2024 · 2.03

ROE

27.7%▼

2024 · 130.2%

ROA

13.9%▼

2024 · 42.9%

Interest coverage

14.97▼

2024 · 56.29

Debt

€50k▼

2024 · €74k

Debt ≤ 1 year

€30k▼

2024 · €46k

Debt > 1 year

€21k▼

2024 · €28k

Income taxes

€6k▼

2024 · €15k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€111k€101k▼

Fixed assets21/28€34k€27k▼

Tangible fixed assets22/27€33k€26k▼

Furniture and vehicles24€33k€26k▼

Financial fixed assets28€1k€1k=

Current assets29/58€76k€74k▼

Amounts receivable within one year40/41€25k€24k▼

Trade receivables40€25k€24k▼

Cash at bank and in hand54/58€49k€47k▼

Deferred charges and accrued income490/1€2k€3k▲

Equity and liabilities

Total equity and liabilities10/49€111k€101k▼

Equity10/15€36k€50k▲

Contributions10/11€4k€4k=

Reserves13€15k€15k=

Distributable reserves133€15k€15k=

Profit (loss) carried forward14€17k€31k▲

Amounts payable17/49€74k€50k▼

Amounts payable after more than one year17€28k€21k▼

Financial debts170/4€28k€21k▼

Amounts payable within one year42/48€46k€30k▼

Current portion of amounts payable after more than one year42€7k€7k▲

Trade debts44€2k€9k▲

Suppliers440/4€2k€9k▲

Taxes, remuneration and social security45€26k€14k▼

Taxes450/3€26k€14k▼

Other amounts payable47/48€11k€18▼

Accrued charges and deferred income492/3€82-

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€8k▲

Other operating charges640/8€918€1k▲

Gross operating margin9900€68k€31k▼

Operating profit (loss)9901€63k€22k▼

Financial income75/76B€67€247▲

Recurring financial income75€67€247▲

Financial charges65/66B€1k€2k▲

Recurring financial charges65€1k€2k▲

Profit (loss) for the period before taxes9903€62k€20k▼

Income taxes67/77€15k€6k▼

Profit (loss) for the period9904€47k€14k▼

Profit (loss) for the period to be appropriated9905€47k€14k▼

Appropriation of the result

Profit (loss) to be appropriated9906€47k€31k▼

Profit (loss) brought forward from the previous period14P-€17k

Transfer to equity691/2€15k-

To other reserves6921€15k-

Profit to be distributed694/7€15k-

Return on contributions (dividend)694€15k-

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2026, expected by 31-07-2027

2026

02-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

30-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

NBB filing

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Braine-le-Comte · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Avenue Saint Hubert 757090 Braine-le-Comte

Ground area

1,136 m²

Building footprint

189 m²

Parcel 55016C0082/00M002, Wallonia. Linked by address, not a title deed.

1 establishment unit

Avenue Saint Hubert 75, 7090 Braine-le-Comte

Business consulting

since 20232.350.148.959

1 parcel

Wallonia 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
55016C0082/00M002	Wallonia	1,136 m²	1 · 189 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Sint-Lambrechts-Woluwe · Eq €50k

A+FM CONSULT

BE 0462.622.593

Sint-Pieters-Woluwe · Eq €50k

Of 82,546 companies in sector 70200 we hold annual accounts for 52,562. 38,077 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded19-09-2023

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

78100Employment placement agencies

78200Temporary employment agencies and other provision of personnel

78300Employment activities

82100Office administrative and support services

82110Office administrative, office support and other business support activities

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.