HARYA
ActiveHARYA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €30k. Its solvency ranks better than 39% of 31540 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
76
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+6
Solvency68▲+20
Growth78
Track record94
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.02 against 1.71 in 2024; short-term debt: 49.5% of total assets), but 57.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
42.9%
Return on assets
28.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 194%
2024 · €15k
2024: €15k
2024 → 2025
Total assets
€105k▲ 60.4%
2024 · €65k
2024: €65k
2024 → 2025
Net result
€30k▲ 124%
2024 · €13k
2024: €13k
2024 → 2025
Working capital
€53k▲ 96.1%
2024 · €27k
2024: €27k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€15k-€45k▲ 194%
Operating result€19k-€36k▲ 87.0%
Net result€13k-€30k▲ 124%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2025; 2025 is 87% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €105k
Equity
€45k▲ 194%
Debt
€60k▲ 19.6%
The debt ratio falls from 76.6% to 57.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€36k▲
2024 · €20k
Cash flow
€30k▲
2024 · €14k
Solvency
42.9%▲
2024 · 23.4%
Current ratio
2.02▲
2024 · 1.71
Quick ratio
2.02▲
2024 · 1.71
Debt / equity
1.33▼
2024 · 3.28
ROE
66.0%▼
2024 · 86.9%
ROA
28.3%▲
2024 · 20.3%
Interest coverage
20.64▲
2024 · 12.06
Debt
€60k▲
2024 · €50k
Debt ≤ 1 year
€52k▲
2024 · €38k
Debt > 1 year
€8k▼
2024 · €12k
Income taxes
€9k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€65k€105k▲
Formation expenses20€302-
Current assets29/58€65k€105k▲
Amounts receivable within one year40/41€64k€104k▲
Trade receivables40-€8k
Other amounts receivable41€64k€96k▲
Cash at bank and in hand54/58€429-
Deferred charges and accrued income490/1-€226
Equity and liabilities
Total equity and liabilities10/49€65k€105k▲
Equity10/15€15k€45k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€13k€43k▲
Amounts payable17/49€50k€60k▲
Amounts payable after more than one year17€12k€8k▼
Financial debts170/4€12k€8k▼
Amounts payable within one year42/48€38k€52k▲
Current portion of amounts payable after more than one year42€4k€4k▲
Financial debts43-€382
Credit institutions430/8-€382
Trade debts44€5k€6k▲
Suppliers440/4€5k€6k▲
Taxes, remuneration and social security45€29k€38k▲
Taxes450/3€29k€38k▲
Remuneration and social security454/9€500-
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€814€302▼
Other operating charges640/8€3k€1k▼
Gross operating margin9900€23k€37k▲
Operating profit (loss)9901€19k€36k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€19k€38k▲
Income taxes67/77€6k€9k▲
Profit (loss) for the period9904€13k€30k▲
Profit (loss) for the period to be appropriated9905€13k€30k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€43k▲
Profit (loss) brought forward from the previous period14P-€13k
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue de l'Enseignement(SG) 8B7330 Saint-GhislainGround area
983 m²
Building footprint
179 m²
Volume, LiDAR
2,061 m³
Parcel 53070B0132/00P000, Wallonia · tallest building 14.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Harya
since 20232.347.577.271
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53070B0132/00P000 | Wallonia | 983 m² | 1 · 179 m² | 14.2 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DE PAEPE MANAGEMENT
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Of 82,524 companies in sector 70200 we hold annual accounts for 52,566. 37,489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-07-2023
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
82100Office administrative and support services
82110Office administrative, office support and other business support activities
95230Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@esma-secretariat.be