Talent Compass
ActiveTalent Compass has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89k and a net result of €44k. Equity is growing by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 51% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency97▼-3
Growth78=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 2.28 against 4.11 in 2024), and 43.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.5%
Return on assets
28.1%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
30 d early
2024
26 d early
2023
22 d early
2022
25 d early
2021
36 d early
2020
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€89k=
2024 · €89k
2020: €20k
2021: €47k
2022: €70k
2023: €64k
2024: €89k
2020 → 2025
Total assets
€157k▲ 33.6%
2024 · €117k
2020: €44k
2021: €81k
2022: €101k
2023: €94k
2024: €117k
2020 → 2025
Net result
€44k▲ 79.3%
2024 · €25k
2020: €16k
2021: €28k
2022: €24k
2023: €-6k
2024: €25k
2020 → 2025
Working capital
€87k▼ 1.7%
2024 · €89k
2020: €20k
2021: €47k
2022: €70k
2023: €64k
2024: €89k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€70k▲ 49.6%€64k▼ 8.5%€89k▲ 38.4%€89k=
Operating result€36k-€32k▼ 12.7%€-4k€33k€56k▲ 72.3%
Net result€28k-€24k▼ 13.6%€-6k€25k€44k▲ 79.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 72% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €157k
Fixed assets
€1k
Current assets
€156k
Equity and liabilities €157k
Equity
€89k=
Debt
€68k▲ 137%
The debt ratio rises from 24.5% to 43.5%: debt grows faster than equity.
Key figures and ratios
EBITDA
€56k
Cash flow
€44k
Solvency
56.5%▼
2024 · 75.5%
Current ratio
2.28▼
2024 · 4.11
Quick ratio
2.28▼
2024 · 4.11
Debt / equity
0.77▲
2024 · 0.32
ROE
49.8%▲
2024 · 27.8%
ROA
28.1%▲
2024 · 21.0%
Interest coverage
25.74
Debt
€68k▲
2024 · €29k
Debt ≤ 1 year
€68k▲
2024 · €29k
Income taxes
€11k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€117k€157k▲
Fixed assets21/28-€1k
Tangible fixed assets22/27-€1k
Other tangible fixed assets26-€1k
Current assets29/58€117k€156k▲
Amounts receivable within one year40/41€9k€23k▲
Trade receivables40€9k€23k▲
Other amounts receivable41€359€0▼
Current investments50/53€25k€0▼
Cash at bank and in hand54/58€81k€130k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€117k€157k▲
Equity10/15€89k€89k=
Contributions10/11€5k€5k=
Reserves13€84k€84k=
Distributable reserves133€84k€84k=
Profit (loss) carried forward14-€0
Amounts payable17/49€29k€68k▲
Amounts payable within one year42/48€29k€68k▲
Trade debts44€2k€9k▲
Suppliers440/4€2k€9k▲
Taxes, remuneration and social security45€2k€16k▲
Taxes450/3€764€14k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€24k€43k▲
Accrued charges and deferred income492/3€240€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€69
Other operating charges640/8€529€417▼
Gross operating margin9900€33k€57k▲
Operating profit (loss)9901€33k€56k▲
Financial income75/76B€191€2k▲
Recurring financial income75€191€2k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€30k€56k▲
Income taxes67/77€6k€11k▲
Profit (loss) for the period9904€25k€44k▲
Profit (loss) for the period to be appropriated9905€25k€44k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€44k▲
Transfer from equity791/2€0-
Transfer to equity691/2€25k€0▼
To other reserves6921€25k€0▼
Profit to be distributed694/7-€44k
Return on contributions (dividend)694-€44k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Highest result since 2020net €44k ▲79.3%
Operating result €56k, net result €44k, both a record.
04-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Back to profitnet €25k
Net result €25k after one loss-making year.
08-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Weakest financial yearnet €-6k ▼125%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
05-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
25-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Loe Lindemansplein 12800 MechelenGround area
1,494 m²
Building footprint
549 m²
Parcel 12403D0343/00C000, Flanders. Linked by address, not a title deed.
1 establishment unit
Huis Servaes
since 20192.294.372.276
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12403D0343/00C000 | Flanders | 1,494 m² | 1 · 549 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 1,515 EUR awarded · 1,515 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 720 EUR | 720 EUR |
| 2022 | 1 | 795 EUR | 795 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,218 companies in sector 70200 we hold annual accounts for 52,396. 40,266 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-10-2019
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.