PCL Consultancy

Active

Private limited companyfounded 20206 yrs activeTolstraat 24, 2000 Antwerpen, BelgiumKBO/BCE: BE 0741.693.177

PCL Consultancy has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €6k and a net result of €-22k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 12% of 37959 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2024

32 / 100

Weak

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-85

Solvency31▼-46

Growth32▼-46

Track record100

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

No publishable credit limit; credit only on tighter terms

Liquidity short (current ratio 0.97 against 1.95 in 2023; short-term debt: 94.3% and cash: 4.8% of total assets), and 94.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

5.7%

Return on assets

-19.5%

Age of the figures

21 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 37959 sector peers (2024).

NBB · sector comparison

Position among 37959 sector peers

Solvency

better than 12%

← weakest strongest →

Filed after the deadline

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-08-2025, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 5 filings

Deviation from the deadline

2025

not confirmed

2024

31 d late

2023

57 d late

2022

67 d late

2021

31 d late

2020

31 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€6k▼ 93.9%

2023 · €105k

2020: €24k 2021: €32k 2022: €78k 2023: €105k

2020 → 2024

Total assets

€111k▼ 44.7%

2023 · €201k

2020: €44k 2021: €92k 2022: €155k 2023: €201k

2020 → 2024

Net result

€-22k

2023 · €27k

2020: €23k 2021: €8k 2022: €45k 2023: €27k

2020 → 2024

Working capital

€-3k

2023 · €92k

2020: €12k 2021: €18k 2022: €64k 2023: €92k

2020 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€24k-€32k▲ 35.4%€78k▲ 140%€105k▲ 34.5%€6k▼ 93.9%

Operating result€30k-€16k▼ 47.8%€55k▲ 252%€31k▼ 44.0%€-23k

Net result€23k-€8k▼ 62.7%€45k▲ 435%€27k▼ 40.8%€-22k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €23k after €31k in 2023, the lowest result in the available series.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €111k

91.2%

Fixed assets €10k▼ 23.2%

Current assets €102k▼ 46.1%

Equity and liabilities €111k

94.3%

Equity €6k▼ 93.9%

Debt €105k▲ 8.5%

The debt ratio rises from 48.1% to 94.3%. Equity is lower and debt is higher.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-20k▼

2023 · €34k

Cash flow

€-19k▼

2023 · €30k

Solvency

5.7%▼

2023 · 51.9%

Current ratio

0.97▼

2023 · 1.95

Quick ratio

0.97▼

2023 · 1.95

Debt / equity

16.54▲

2023 · 0.93

ROE

-342.0%▼

2023 · 25.7%

ROA

-19.5%▼

2023 · 13.3%

Interest coverage

-4.63▼

2023 · 49.17

Debt

€105k▲

2023 · €97k

Debt ≤ 1 year

€105k▲

2023 · €97k

Income taxes

€658▼

2023 · €10k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€201k€111k▼

Fixed assets21/28€13k€10k▼

Tangible fixed assets22/27€13k€10k▼

Land and buildings22€5k€4k▼

Plant, machinery and equipment23€2k€2k▼

Furniture and vehicles24€3k€1k▼

Other tangible fixed assets26€3k€3k=

Current assets29/58€189k€102k▼

Amounts receivable after more than one year29-€90k

Other amounts receivable291-€90k

Amounts receivable within one year40/41€172k€6k▼

Trade receivables40€23k€1k▼

Other amounts receivable41€149k€5k▼

Cash at bank and in hand54/58€13k€5k▼

Deferred charges and accrued income490/1€4k€0▼

Equity and liabilities

Total equity and liabilities10/49€201k€111k▼

Equity10/15€105k€6k▼

Contributions10/11€1k€1k=

Profit (loss) carried forward14€103k€5k▼

Amounts payable17/49€97k€105k▲

Amounts payable within one year42/48€97k€105k▲

Trade debts44€33k€53k▲

Suppliers440/4€33k€53k▲

Taxes, remuneration and social security45€36k€29k▼

Taxes450/3€36k€29k▼

Other amounts payable47/48€28k€24k▼

Income statement Code20232024

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼

Other operating charges640/8€1k€863▼

Gross operating margin9900€36k€-20k▼

Operating profit (loss)9901€31k€-23k▼

Financial income75/76B€6k€7k▲

Recurring financial income75€6k€7k▲

Financial charges65/66B€698€4k▲

Recurring financial charges65€698€4k▲

Profit (loss) for the period before taxes9903€37k€-21k▼

Income taxes67/77€10k€658▼

Profit (loss) for the period9904€27k€-22k▼

Profit (loss) for the period to be appropriated9905€27k€-22k▼

Appropriation of the result

Profit (loss) to be appropriated9906€103k€82k▼

Profit (loss) brought forward from the previous period14P€76k€103k▲

Profit to be distributed694/7-€76k

Return on contributions (dividend)694-€76k

The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 9Financial 3Gazette 1Filings 5

2026

18-08

State Gazette act Registered office

Board meeting · Registered-office move2 facts ▸

Board meeting, 2026-05-12
Registered-office move, Tolstraat 24 bus 5, 2000 Antwerpen

2025

31-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 31 days late

2024

31-12

Financial Weakest financial yearnet €-22k ▼181%

Net result drops to €-22k, the lowest in the series.

26-09

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 57 days late

2023

31-12

Financial Equity above €100kEq €105k ▲34.5%

4 profitable years in a row build equity to €105k.

06-10

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 67 days late

2022

31-12

Financial Highest result since 2020net €45k ▲435%

Operating result €55k, net result €45k, both a record.

31-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 31 days late

2021

31-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 31 days late

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Antwerpen · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Tolstraat 242000 Antwerpen

Ground area

381 m²

Building footprint

291 m²

Volume, LiDAR

3,346 m³

Parcel 11811L3567/00M002, Flanders · tallest building 20.6 m, ±5 floors. Linked by address, not a title deed.

1 establishment unit

PCL Consultancy

Tolstraat 24, 2000 AntwerpenBusiness consulting

since 20202.299.031.543

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11811L3567/00M002	Flanders	381 m²	1 · 291 m²	20.6 m · 5 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

SLINGVEST

BE 1015.973.446

Chaumont-Gistoux · Eq €6k

Ottignies-Louvain-la-Neuve · Eq €6k

LE Consulting

BE 1019.969.945

Mol · Eq €6k

Of 82,569 companies in sector 70200 we hold annual accounts for 52,577. 17,982 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-01-2020

Fiscal year end31-12

Activities, NACEBEL

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.