17 annual accounts with figures on one time axis, 32 filings since 1993
peak €24,827 (2024)
€24,827▲ €25,018
lowest -€27,213 (2012)
€15,612▲ €17,961
peak -€97,266 (2009)
-€111,385▲ €15,612
€172,091▲ 22.2%
Board1 name since 2021
1 directorName hiddenVisible after signing in
Owners2 names in the annual accounts
Documentsfilings and deeds
16-12-2025138 days late
2024micro format
UBO non-compliance23-02Gross margin from -€190 to €24,827Back to profit: €15,612Equity from -€126,997 to -€111,385Debts from €140,819 to €172,091Cash from €153 to €20,082
The higher the Checked score (0 to 100), the smaller the chance that the company goes bankrupt within twelve months. That chance sets the band, from Critical to Excellent, and within the band how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
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Bankruptcy probability within 12 months
Bankruptcy probability
It is the chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. At 0.2%, about 2 in 1,000 comparable companies go bankrupt. The higher it is, the shorter the payment term to agree.
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Financial strength
Financial strength
Financial strength measures the balance sheet and the results with three figures out of 100 from the latest annual accounts: solvency, liquidity and profitability. It does not directly set the Checked score's band. How the company does against its sector peers on these and on growth does count for its place within the band.
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Score breakdown
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Comparable companies, two years later
In July 2024, 3,794 companies had the same profile as TALB has now. Each dot stands for 10 companies, two years later.
91.5%
were still trading
5.3%
stopped another way
2.7%
went bankrupt
Micro
20 years or older
negative equity
a profit of 5% of the balance sheet or more
Another 0.6% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
The companies in ten equal groups, from the lowest to the highest expected share
Group
Expected
Actual
1
0.2%
0.2%
2
0.3%
0.5%
3
0.5%
0.6%
4
0.7%
0.8%
5
0.9%
0.9%
6
1.3%
1.5%
7
1.6%
1.8%
8
1.8%
1.8%
9
2.9%
3.1%
10
5.6%
6.1%
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,794 companies, not a prediction for TALB. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit verdict
The credit verdict says how much credit you can give the company on open account. “Acceptable” means normal terms, “With conditions” means limiting the amount or the term. “Not advised” means asking for payment up front.
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Sector peers are the companies with the same activity (NACE code) and, where stated, the same size, that the company is compared with. A percentile says how many of them do worse.
These companies have the same main activity as TALB: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €54,900 and €85,100, founded between 1987 and 1996.
The company number of TALB is 0448.971.824. The VAT number is the same number with BE in front: BE 0448.971.824.
Where is TALB based?
The registered office is at Avenue de la Tour-de-Guet 10, 1400 Nivelles.Company details
What does TALB do?
According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
What is the legal form of TALB?
TALB is a private limited company (pre-2019) (BVBA).
When was TALB founded?
TALB was founded on 22-12-1992.
Is TALB still active?
Yes, TALB is an active enterprise in the KBO register.
What is the turnover of TALB?
The turnover of TALB was €18,291 in financial year 2024, according to the filed annual accounts.Financials
Is TALB profitable?
In financial year 2024, TALB made a profit of €15,612.
Where can I find the annual accounts of TALB?
TALB filed 32 annual accounts with the National Bank of Belgium, the latest for financial year 2024.