Equity
€30,624 ▲ 49.6%
Allez - Y paid out €859 in dividends. That is 8% of the 2025 profit.
Allez - Y
Lifetime
19 annual accounts with figures on one time axis, 34 filings since 1991Gross marginpeak €19,702 (2025)
€19,702▲ 12×
Resultlowest -€29,621 (2009)
€11,008▲ €11,730
Equitypeak €30,624 (2025)
€30,624▲ 49.6%
Debts
€37,926▲ 15.3%
Board2 names since 2022
1 directorLaenen Ann
Documentsfilings and deeds
05-01-202626 days before the deadline
2025micro format
Gross margin from €1,701 to €19,702Back to profit: €11,008Dividend €859Equity from €20,475 to €30,624Debts from €32,892 to €37,926Cash from €18,827 to €32,152
Key points
from the 2025 annual accountsChecked score
95
Excellent
Financially stronger than 77% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,278 companies (NACE 47, micro).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%
01-2025: 0.2%● unchanged vs 12-2024
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.3%▲ +0.1 percentage points vs 12-2025highest value
02-2026: 0.1%▼ -0.2 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026lowest value
09-2026: 0.1%● unchanged vs 08-2026lowest value
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Sector: Retail trade (NACE 47)
Size: total assets €68,550
lowers risk
Liquidity: current ratio 1.68, cash €32,152
Founded in 1990
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 59% of them on solvency, 78% on liquidity, 84% on profitability and 86% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as Allez - Y has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of Allez - Y itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for Allez - Y. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €2,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.68 (1.42 in 2024), above the usual 1.5. Short-term debt is 55.3% and cash 46.9% of total assets. However, 55.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-01-2026, 26 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
26 days early
2024
43 days early
2023
57 days early
2022
50 days early
2021
42 days early
2020
34 days early
2019
14 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 38 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 19 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end05-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0439879855
Resignation: Geert Quintens (director)
Legal-form conversion: from private limited company (pre-2019) to private limited company · Director discharge: Geert Quintens · General meeting of 17-10-2023 · Gazette deed
First establishment
Kustlaan 42, Knokke-Heist
Incorporation
published on 10-03-1990 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Turnover | EBIT margin | Solvency | Staff |
|---|---|---|---|---|
| Allez - Y Knokke-Heist | - | - | 44.7% | - |
| TALB Nivelles | €18,291 | - | -183.5% | - |
| BLUE HOUSE Diksmuide | - | - | -49.3% | - |
| SAKIZCI Schaerbeek | - | - | -92.7% | - |
| DURECO Forest | - | - | -326.2% | 3.6 |
| MOOI - CLAEYS & DESLE Brussels | - | - | -34.1% | - |
| PASSPORT Jette | €93,051 | 2.5% | 68.9% | - |
These companies have the same main activity as Allez - Y: retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716). They are comparable in size and age: total assets between €54,900 and €85,600, founded between 1983 and 1996.
Official details
Source: KBO- Status
- Active since 14-02-1990Normal situation
- Activity
- Retail sale of clothing and accessories for women, men, children and babies (general range)NACE 47716
- Establishment unit
- 2.049.473.8048300 Knokke-Heist, since 11-09-1990
- Financial year end
- 30 June
- Peppol
- Reachable since 19-11-2025
Annual accounts to 30-06-2025
- Total assets
- €68,550▲ 28.5%
- Filing
- Filed on 05-01-2026, 26 days before the end of the filing period
Insights on Allez - Y
Allez - Y files the micro format. That format states no turnover. The gross margin rose from €8,748 in 2007 to €19,702 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Allez - Y
- What is the company number of Allez - Y?
- The company number of Allez - Y is 0439.879.855. The VAT number is the same number with BE in front: BE 0439.879.855.
- Where is Allez - Y based?
- The registered office is at Kustlaan 42, 8300 Knokke-Heist.Company details
- What does Allez - Y do?
- According to the KBO register, the main activity is retail sale of clothing and accessories for women, men, children and babies (general range) (NACE 47716).
- What is the legal form of Allez - Y?
- Allez - Y is a private limited company (BV).
- When was Allez - Y founded?
- Allez - Y was founded on 14-02-1990.
- Is Allez - Y still active?
- Yes, Allez - Y is an active enterprise in the KBO register.
- What is the turnover of Allez - Y?
- The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €19,702 and 40 comparable companies (NACE 47716). It probably lies between €77,000 and €460,000. It is a rough estimate.Financials
- Is Allez - Y profitable?
- In financial year 2025, Allez - Y made a profit of €11,008.
- Where can I find the annual accounts of Allez - Y?
- Allez - Y filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Allez - Y due?
- Allez - Y must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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