Equity
€296,517 ▲ 23.7%
TALA has made a profit without a break since 2021.
TALA
Lifetime
16 annual accounts with figures on one time axispeak €231,339 (2022)
€153,008▼ 1.5%
lowest -€20,404 (2020)
€56,751▼ 17.5%
peak €296,517 (2025)
€296,517▲ 23.7%
€218,792▼ 42.6%
peak 0.2 FTE (2010)
-not published
Board2 names since 2021
2 directorsCAMILAR CATALIN and 1 other
Documentsfilings and deeds
29-04-20261 day before the deadline
2025micro format
Equity from €239,766 to €296,517Debts from €381,386 to €218,792
Key points
from the 2025 annual accountsTurnover
≈ €270,000 estimated
The micro format states no turnover.
Position in the sector
€296,517
More equity than 94% of companies in personal services. Sector median €15,244 · 5,767 companies.
Checked score
97
Excellent
Financially stronger than 76% of micro companies in personal services (NACE 96)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: < 0.1%▼ -0.1 percentage points vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025
09-2025: < 0.1%● unchanged vs 08-2025
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: 0.1%▲ +0.1 percentage points vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026highest value
05-2026: < 0.1%▼ -0.1 percentage points vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026
07-2026: < 0.1%● unchanged vs 06-2026
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026lowest value
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
lowers risk
Liquidity: current ratio 2.53, cash €236,583
Equity €296,517 (57.5% of total assets)
Founded in 2009
Size: total assets €515,309
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 74% of them on solvency, 89% on liquidity, 70% on profitability and 70% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 17,811 companies had the same profile as TALA has now. Each dot stands for 45 companies, two years later.
96.5%
were still trading
3.2%
stopped another way
0.3%
went bankrupt
That fits the bankruptcy probability of TALA itself: < 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 17,811 companies, not a prediction for TALA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.53 (1.93 in 2024), above the usual 1.5. Short-term debt is 28.9% and cash 45.9% of total assets. 42.5% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
5 signals, none raises the risk
Five signals.
lowers riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
on the day
2023
on the day
2022
2 days late
2021
1 day early
2020
on the day
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average on the deadline day. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 30 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
Recent changes
Amendment of the articles · Legal-form change · Resignations & appointments
Board composition: CAMILAR Mihaita (director) · Board composition: CAMILAR Liliana-Lacramioara (director) · Gazette deed
First establishment
LAGOON, Dejonckerstraat 39, Sint-Gillis (bij-Brussel)
Incorporation
published on 13-03-2009 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| TALA Sint-Gillis (bij-Brussel) | €515,309 | €153,008 | 57.5% | - |
| VROMATS Roeselare | €598,272 | €230,032 | 65.4% | - |
| WIM NAENEN Boechout | €586,101 | €88,732 | 54.2% | - |
| PERSEPOLIS Molenbeek-Saint-Jean | €655,067 | €243,843 | 21.6% | 3 |
| NET BAUCHE Marche-en-Famenne | €346,557 | €182,141 | 31.2% | - |
| HV TEX Middelkerke | €276,353 | €177,720 | 38.8% | - |
| NETWASH EXPRESS Koksijde | €535,718 | €113,462 | 30.5% | - |
These companies have the same main activity as TALA: personal service activities (NACE 96101). They are comparable in size and age: total assets between €276,000 and €655,000, founded between 2003 and 2010.
Official details
Source: KBO- Status
- Active since 05-03-2009Normal situation
- Activity
- Personal service activitiesNACE 96101and 2 others
- Establishment unit
- 2.176.753.2441060 Sint-Gillis (bij-Brussel), since 01-04-2009
- Financial year end
- 30 September
- Peppol
- Reachable
Annual accounts to 30-09-2025
- €515,309▼ 17.0%
- Filing
- Filed on 29-04-2026, 1 day before the end of the filing period
Insights on TALA
TALA files the micro format. That format states no turnover. The gross margin rose from €15,364 in 2010 to €153,008 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about TALA
- What is the company number of TALA?
- The company number of TALA is 0810.210.316. The VAT number is the same number with BE in front: BE 0810.210.316.
- Where is TALA based?
- The registered office is at Dejonckerstraat 39, 1060 Sint-Gillis (bij-Brussel).Company details
- What does TALA do?
- According to the KBO register, the main activity is personal service activities (NACE 96101).
- What is the legal form of TALA?
- TALA is a private limited company (BV).
- When was TALA founded?
- TALA was founded on 05-03-2009.
- Is TALA still active?
- Yes, TALA is an active enterprise in the KBO register.
- What is the turnover of TALA?
- The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €153,008 and 38 comparable companies (NACE 96). It probably lies between €200,000 and €310,000.Financials
- Is TALA profitable?
- In financial year 2025, TALA made a profit of €56,751.
- Where can I find the annual accounts of TALA?
- TALA filed 16 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of TALA due?
- TALA must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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