TAILLIEU GUY
ActiveTAILLIEU GUY has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.91M and a net result of €1.32M. Equity is growing by ~22.3% per year across the filed fiscal years. Its solvency ranks better than 35% of 7971 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
69
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability77▲+3
Solvency55▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €400k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.91 in 2024; short-term debt: 23.6% and cash: 7.2% of total assets), but 69.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.1%
Return on assets
6.7%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
9 d early
2023
5 d early
2022
6 d early
2021
11 d early
2020
11 d early
2019
15 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€5.91M▲ 25.2%
2024 · €4.72M
2018: €1.42M
2019: €1.90M
2020: €2.08M
2021: €2.48M
2022: €2.78M
2023: €3.86M
2024: €4.72M
2018 → 2025
Total assets
€19.61M▼ 1.2%
2024 · €19.85M
2018: €8.35M
2019: €11.07M
2020: €10.95M
2021: €12.04M
2022: €14.44M
2023: €17.41M
2024: €19.85M
2018 → 2025
Net result
€1.32M▲ 74.6%
2024 · €756k
2018: €352k
2019: €483k
2020: €186k
2021: €400k
2022: €305k
2023: €785k
2024: €756k
2018 → 2025
Working capital
€4.60M▲ 11.1%
2024 · €4.14M
2018: €161k
2019: €-463k
2020: €-417k
2021: €1.20M
2022: €454k
2023: €1.67M
2024: €4.14M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.48M-€2.78M▲ 12.2%€3.86M▲ 38.5%€4.72M▲ 22.5%€5.91M▲ 25.2%
Operating result€456k-€370k▼ 18.8%€915k▲ 147%€1.16M▲ 26.5%€2.01M▲ 73.5%
Net result€400k-€305k▼ 23.7%€785k▲ 157%€756k▼ 3.6%€1.32M▲ 74.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 73% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19.61M
Fixed assets
€10.39M▼ 6.7%
Current assets
€9.23M▲ 5.9%
Equity and liabilities €19.61M
Equity
€5.91M▲ 25.2%
Provisions
€15k▼ 31.3%
Debt
€13.69M▼ 9.4%
The debt ratio falls from 76.1% to 69.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4.88M▲
2024 · €3.66M
Cash flow
€4.19M▲
2024 · €3.26M
Solvency
30.1%▲
2024 · 23.8%
Current ratio
1.99▲
2024 · 1.91
Quick ratio
1.56▲
2024 · 1.33
Debt / equity
2.31▼
2024 · 3.20
ROE
22.3%▲
2024 · 16.0%
ROA
6.7%▲
2024 · 3.8%
Interest coverage
11.83▲
2024 · 8.09
Debt
€13.69M▼
2024 · €15.10M
Debt ≤ 1 year
€4.63M▲
2024 · €4.58M
Debt > 1 year
€8.85M▼
2024 · €10.29M
Income taxes
€424k▲
2024 · €130k
Staff costs
€1.87M▲
2024 · €1.41M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€19.85M€19.61M▼
Fixed assets21/28€11.13M€10.39M▼
Intangible fixed assets21€13k€61k▲
Tangible fixed assets22/27€11.10M€10.31M▼
Land and buildings22€3.86M€4.21M▲
Plant, machinery and equipment23€6.06M€5.14M▼
Furniture and vehicles24€1.18M€962k▼
Financial fixed assets28€19k€19k=
Current assets29/58€8.72M€9.23M▲
Amounts receivable after more than one year29€73k€0▼
Trade receivables290€73k€0▼
Stocks and contracts in progress3€2.65M€2.03M▼
Stocks30/36€2.65M€2.03M▼
Amounts receivable within one year40/41€4.82M€5.59M▲
Trade receivables40€4.02M€4.49M▲
Other amounts receivable41€792k€1.10M▲
Cash at bank and in hand54/58€1.08M€1.42M▲
Deferred charges and accrued income490/1€101k€192k▲
Equity and liabilities
Total equity and liabilities10/49€19.85M€19.61M▼
Equity10/15€4.72M€5.91M▲
Contributions10/11€345k€345k=
Reserves13€3.96M€5.28M▲
Tax-exempt reserves132€40k€40k=
Distributable reserves133€3.92M€5.24M▲
Investment grants15€412k€283k▼
Provisions and deferred taxes16€22k€15k▼
Deferred taxes168€22k€15k▼
Amounts payable17/49€15.10M€13.69M▼
Amounts payable after more than one year17€10.29M€8.85M▼
Financial debts170/4€10.29M€8.85M▼
Amounts payable within one year42/48€4.58M€4.63M▲
Current portion of amounts payable after more than one year42€1.89M€1.44M▼
Trade debts44€2.17M€2.14M▼
Suppliers440/4€2.17M€2.14M▼
Taxes, remuneration and social security45€228k€376k▲
Taxes450/3€25k€123k▲
Remuneration and social security454/9€203k€253k▲
Other amounts payable47/48€289k€671k▲
Accrued charges and deferred income492/3€240k€212k▼
Income statement
Code20242025
Non-recurring operating income76A€62k€12k▼
Remuneration, social security and pensions62€1.41M€1.87M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2.50M€2.87M▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€73k
Other operating charges640/8€39k€43k▲
Non-recurring operating charges66A-€551
Gross operating margin9900€5.10M€6.87M▲
Operating profit (loss)9901€1.16M€2.01M▲
Financial income75/76B€173k€142k▼
Recurring financial income75€173k€142k▼
Financial charges65/66B€452k€412k▼
Recurring financial charges65€452k€412k▼
Profit (loss) for the period before taxes9903€878k€1.74M▲
Transfer from deferred taxes780€8k€7k▼
Income taxes67/77€130k€424k▲
Profit (loss) for the period9904€756k€1.32M▲
Profit (loss) for the period to be appropriated9905€756k€1.32M▲
Appropriation of the result
Profit (loss) to be appropriated9906€756k€1.32M▲
Transfer to equity691/2€756k€1.32M▲
To other reserves6921€756k€1.32M▲
Social balance
Average headcount (FTE)908733.746.0▲
The notes to these accounts (31 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €1.32M ▲74.6%
Operating result €2.01M, net result €1.32M, both a record.
31-12
Financial
Equity above €5MEq €5.91M ▲25.2%
8 profitable years in a row build equity to €5.91M.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
26-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
20-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Weakest financial yearnet €186k ▼61.5%
Net result drops to €186k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €2MEq €2.08M ▲9.6%
3 profitable years in a row build equity to €2.08M.
16-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 29 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heuvelland · 3 establishment units since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rijselstraat(Wijtsch) 828953 HeuvellandGround area
3.0 ha
Building footprint
8,671 m²
Volume, LiDAR
5,495 m³
3 parcels, Flanders, Wallonia · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.
3 establishment units
Rijselstraat(Wijtsch) 82, 8953 Heuvelland
since 19972.083.544.855
Bondgenoten weg(WAA) 1, 7784 Comines-Warneton
since 20162.257.801.593
Pamelstraat-Oost 420, 9400 Ninove
since 20212.347.207.483
3 parcels
Flanders
2
(66.7%)
Wallonia
1
(33.3%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41362B0050/00G000 | Flanders | 1.1 ha | 1 · 7,487 m² | - |
| 33032D0739/00V000 | Flanders | 9,587 m² | 1 · 930 m² | 8.7 m · 1 fl. |
| 54009A0343/00S000 | Wallonia | 9,368 m² | 1 · 254 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 8 entries · 168,894 EUR awarded · 168,894 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 425 EUR | 5,717 EUR |
| 2024 | 3 | 155,893 EUR | 150,941 EUR |
| 2023 | 3 | 11,930 EUR | 11,590 EUR |
| 2022 | 1 | 646 EUR | 646 EUR |
Schemes
Investeringssteun voor land- en tuinbouwers
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Vlaams opleidingsverlof (VOV)
Recognitions · licences · registrations
Food safety, FASFC
2 sitesHeuvelland2.083.544.855
Comines-Warneton/Komen-Waasten2.257.801.593
Similar companies · same sector, comparable size
IMMOLYS
BE 0431.314.161
Kortrijk · Eq €5.08M
AGROKOM
BE 0895.148.068
Staden · Eq €7.33M
DECOLIS
BE 0823.468.533
Wielsbeke · Eq €8.37M
RENAISSANCE ET CELTITUDE
BE 0844.656.402
Ukkel · Eq €10.98M
FOURAGE DE CLERCQ
BE 0833.195.257
Beveren-Kruibeke-Zwijndrecht · Eq €2.71M
Of 77 companies in sector 46214 we hold annual accounts for 35. 9 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-09-1997
Fiscal year end31-12
Activities, NACEBEL
01130Growing of vegetables, melons, roots and tubers
01410Raising of dairy cattle
46214Wholesale trade
01461Pig breeding farms
46211Wholesale trade
81300Landscape service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.