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TAI

Active
Private limited companyfounded 201016 yrs activeDijk 32, 2861 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 0828.495.014

TAI has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €118k and a net result of €24k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 67% of 16906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
100 / 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+7
Solvency100=
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 3.61 against 4.25 in 2024), and 25.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
74.7%
Return on assets
15%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €118k
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-03-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
30 d early
2023
32 d early
2022
27 d early
2021
33 d early
2020
29 d early
2019
22 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€118k▲ 24.0%
2024 · €95k
2018: €121k 2019: €121k 2020: €122k 2021: €102k 2022: €85k 2023: €78k 2024: €95k
2018 → 2025
Total assets
€158k▲ 35.3%
2024 · €116k
2018: €147k 2019: €143k 2020: €128k 2021: €110k 2022: €128k 2023: €100k 2024: €116k
2018 → 2025
Net result
€24k▲ 34.2%
2024 · €18k
2018: €3k 2019: €1k 2020: €1k 2021: €18k 2022: €28k 2023: €28k 2024: €18k
2018 → 2025
Working capital
€104k▲ 48.9%
2024 · €70k
2018: €74k 2019: €86k 2020: €97k 2021: €35k 2022: €34k 2023: €41k 2024: €70k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€102k-€85k▼ 16.6%€78k▼ 8.2%€95k▲ 21.4%€118k▲ 24.0%
Operating result€27k-€41k▲ 55.9%€41k▼ 1.3%€26k▼ 36.8%€34k▲ 30.5%
Net result€18k-€28k▲ 54.4%€28k▼ 0.2%€18k▼ 38.1%€24k▲ 34.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40kOperating result 2021: €27k€27kNet result 2021: €18k€18kOperating result 2022: €41k€41kNet result 2022: €28k€28kOperating result 2023: €41k€41kNet result 2023: €28k€28kOperating result 2024: €26k€26kNet result 2024: €18k€18kOperating result 2025: €34k€34kNet result 2025: €24k€24k20212022202320242025
The operating result recovers in 2025; 2025 is 30% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €158k
Fixed assets €14k▼ 45.4%
Current assets €144k▲ 57.5%
Equity and liabilities €158k
Equity €118k▲ 24.0%
Debt €40k▲ 85.5%
The debt ratio rises from 18.4% to 25.3%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€50k
2024 · €41k
Cash flow
€39k
2024 · €33k
Solvency
74.7%
2024 · 81.6%
Current ratio
3.61
2024 · 4.25
Quick ratio
3.61
2024 · 4.25
Debt / equity
0.34
2024 · 0.23
ROE
20.0%
2024 · 18.5%
ROA
15.0%
2024 · 15.1%
Interest coverage
337.70
2024 · 292.48
Debt
€40k
2024 · €21k
Debt ≤ 1 year
€40k
2024 · €21k
Income taxes
€10k
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€116k€158k
Fixed assets21/28€25k€14k
Tangible fixed assets22/27€25k€14k
Plant, machinery and equipment23€2k€3k
Furniture and vehicles24€14k€5k
Other tangible fixed assets26€9k€6k
Current assets29/58€91k€144k
Amounts receivable within one year40/41€33k€34k
Trade receivables40€31k€34k
Other amounts receivable41€2k-
Cash at bank and in hand54/58€58k€90k
Deferred charges and accrued income490/1€150€20k
Equity and liabilities
Total equity and liabilities10/49€116k€158k
Equity10/15€95k€118k
Reserves13€95k€118k
Distributable reserves133€95k€118k
Amounts payable17/49€21k€40k
Amounts payable within one year42/48€21k€40k
Trade debts44€682€20k
Suppliers440/4€682€20k
Taxes, remuneration and social security45€4k€3k
Taxes450/3€4k€3k
Other amounts payable47/48€17k€17k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€16k
Other operating charges640/8€778€1k
Gross operating margin9900€42k€51k
Operating profit (loss)9901€26k€34k
Financial income75/76B€61€307
Recurring financial income75€61€307
Financial charges65/66B€141€147
Recurring financial charges65€141€147
Profit (loss) for the period before taxes9903€26k€34k
Income taxes67/77€8k€10k
Profit (loss) for the period9904€18k€24k
Profit (loss) for the period to be appropriated9905€18k€24k
Appropriation of the result
Profit (loss) to be appropriated9906€18k€24k
Transfer to equity691/2€17k€23k
To other reserves6921€17k€23k
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
31-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial Equity above €100kEq €118k ▲24%
8 profitable years in a row build equity to €118k.
31-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
29-03
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
03-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial Highest result since 2018net €28k ▲54.4%
Operating result €41k, net result €28k, both a record.
28-03
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-04
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Weakest financial yearnet €1k ▼12.8%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
30-09
Financial Liquidity triplescurrent ratio 16.93
Current ratio from 4.92 to 16.93; short-term debt falls from €22k to €6k.
08-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
03-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
12-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dijk 322861 Sint-Katelijne-Waver
Ground area
1,230 m²
Building footprint
229 m²
Volume, LiDAR
1,141 m³
Parcel 12027A0080/02K000, Flanders · tallest building 23.4 m. Linked by address, not a title deed.
1 establishment unit
TAI BVBA
Dijk 32, 2861 Sint-Katelijne-WaverWholesale trade
since 20102.190.970.672
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12027A0080/02K000 Flanders 1,230 m² 1 · 229 m² 23.4 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,440 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded11-08-2010
Fiscal year end30-09
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.