Taffigna is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €7.00M and a net result of €-352k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 37% of 5507 sector peers (fiscal year 2025). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 29-01-2026, 2 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
2 d early
2024
1 d early
2023
8 d late
2022
on the day
2021
on the day
2019
on the day
2018
5 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close19-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€7.00M▼ 4.8%
2024 · €7.35M
2018: €6.37M
2019: €6.29M
2021: €8.13M
2022: €8.07M
2023: €7.86M
2024: €7.35M
2018 → 2025
Net result
€-352k▲ 31.1%
2024 · €-511k
2018: €-40k
2019: €-85k
2021: €1.84M
2022: €-62k
2023: €-207k
2024: €-511k
2018 → 2025
Total assets
€19.12M▲ 5.4%
2024 · €18.14M
2018: €14.54M
2019: €15.04M
2021: €12.37M
2022: €13.81M
2023: €17.41M
2024: €18.14M
2018 → 2025
Solvency
36.6%▼ 3.9pp
2024 · 40.5%
2018: 43.8%
2019: 41.8%
2021: 65.7%
2022: 58.4%
2023: 45.1%
2024: 40.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8.13M-€8.07M▼ 0.8%€7.86M▼ 2.6%€7.35M▼ 6.5%€7.00M▼ 4.8%
Operating result€1.39M-€11k▼ 99.2%€-99k€-124k▼ 25.6%€-119k▲ 4.2%
Net result€1.84M-€-62k€-207k▼ 236%€-511k▼ 147%€-352k▲ 31.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €119k in 2025 against €124k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €19.12M
Fixed assets
€13.48M▼ 0.9%
Current assets
€5.64M▲ 24.5%
Equity and liabilities €19.12M
Equity
€7.00M▼ 4.8%
Debt
€12.12M▲ 12.4%
The debt ratio rises from 59.5% to 63.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
36.6%▼
2024 · 40.5%
ROE
-5.0%▲
2024 · -7.0%
ROA
-1.8%▲
2024 · -2.8%
Debt
€12.12M▲
2024 · €10.79M
Debt ≤ 1 year
€9.91M▲
2024 · €9.49M
Debt > 1 year
€2.13M▲
2024 · €1.22M
Income taxes
€0▼
2024 · €95
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€18.14M€19.12M▲
Fixed assets21/28€13.61M€13.48M▼
Tangible fixed assets22/27€4.76M€4.52M▼
Land and buildings22€4.75M€4.51M▼
Plant, machinery and equipment23€2k€197▼
Furniture and vehicles24€7k€6k▼
Financial fixed assets28€8.85M€8.96M▲
Current assets29/58€4.53M€5.64M▲
Stocks and contracts in progress3€3.66M€3.75M▲
Stocks30/36€3.66M€3.75M▲
Amounts receivable within one year40/41€849k€1.17M▲
Trade receivables40€87k€95k▲
Other amounts receivable41€762k€1.08M▲
Cash at bank and in hand54/58€7k€692k▲
Deferred charges and accrued income490/1€12k€27k▲
Equity and liabilities
Total equity and liabilities10/49€18.14M€19.12M▲
Equity10/15€7.35M€7.00M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€7.29M€6.94M▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€7.28M€6.93M▼
Amounts payable17/49€10.79M€12.12M▲
Amounts payable after more than one year17€1.22M€2.13M▲
Financial debts170/4€1.22M€1.12M▼
Other amounts payable178/9-€1.00M
Amounts payable within one year42/48€9.49M€9.91M▲
Current portion of amounts payable after more than one year42€97k€99k▲
Financial debts43€8.25M€8.85M▲
Credit institutions430/8€6.31M€7.11M▲
Other loans439€1.94M€1.74M▼
Trade debts44€54k€54k▼
Suppliers440/4€54k€54k▼
Taxes, remuneration and social security45€5k€11k▲
Taxes450/3€5k€11k▲
Other amounts payable47/48€1.08M€892k▼
Accrued charges and deferred income492/3€79k€87k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€259k€235k▼
Other operating charges640/8€6k€7k▲
Gross operating margin9900€141k€123k▼
Operating profit (loss)9901€-124k€-119k▲
Financial income75/76B€11k€29k▲
Recurring financial income75€11k€29k▲
Financial charges65/66B€398k€262k▼
Recurring financial charges65€398k€262k▼
Profit (loss) for the period before taxes9903€-511k€-352k▲
Income taxes67/77€95€0▼
Profit (loss) for the period9904€-511k€-352k▲
Profit (loss) for the period to be appropriated9905€-511k€-352k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-511k€-352k▲
Transfer from equity791/2€511k€352k▼
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
State Gazette act
Incorporation · Founder
Founding capital · Corporate purpose
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Weakest financial yearnet €-511k
Net result drops to €-511k, the lowest in the series; recovery starts the following year.
08-02
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 8 days late
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €1.84M
Net result €1.84M after 2 loss-making years.
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
26-05
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Westkapellestraat 4038300 Knokke-HeistGround area
4,037 m²
Building footprint
386 m²
Volume, LiDAR
1,204 m³
Parcel 31013D0393/00D000, Flanders · tallest building 4.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Taffigna
since 20042.136.112.719
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013D0393/00D000 | Flanders | 4,037 m² | 1 · 386 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,727 companies in sector 64210 we hold annual accounts for 19,759. 7,112 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded07-01-2004
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68121Development of residential building projects
68122Development of non-residential building projects
64921Financial service activities, except insurance and pension funding
70100Activities of head offices
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.