Summary
GIJCLA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €14.1m and a net result of €52,693. Equity remains stable across the filed fiscal years (±1.1% per year). Its solvency ranks better than 89% of 5565 sector peers (fiscal year 2025). The company has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
28 d early
2023
80 d early
2022
3 d late
2021
47 d early
2020
1 d early
2019
9 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#3 company by total assets in Bierbeek, Finance and insurance sector#3 company by equity in Bierbeek, Finance and insurance sector#5 oldest company in Bierbeek, Finance and insurance sector
Equity
€14.1m▲ 0.4%
2024 · €14.0m
Net result
€52,693
2024 · -€3,446
Total assets
€15.0m▼ 3.5%
2024 · €15.5m
Solvency
93.9%▲ 3.6pp
2024 · 90.3%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result-€110,640▲ 35.8%-€129,961▼ 17.5%-€124,678▲ 4.1%-€177,973▼ 42.7%-€83,053▲ 53.3%
Net result€25,696-€35,079-€31,160▲ 11.2%-€3,446▲ 88.9%€52,693
Equity€14.8m▲ 0.2%€14.6m▼ 1.5%€14.6m▼ 0.2%€14.0m▼ 3.7%€14.1m▲ 0.4%
Total assets€16.3m▼ 1.1%€15.9m▼ 2.3%€15.8m▼ 0.4%€15.5m▼ 1.9%€15.0m▼ 3.5%
Debt€1.4m▼ 12.4%€1.3m▼ 11.2%€1.2m▼ 2.5%€1.5m▲ 19.8%€911,017▼ 38.5%
Working capital€5.4m▼ 1.2%€5.2m▼ 4.1%€4.8m▼ 6.6%€3.9m▼ 18.2%€5.1m▲ 30.1%
Solvency91.0%▲ 1.1pp91.8%▲ 0.8pp92.0%▲ 0.2pp90.3%▼ 1.7pp93.9%▲ 3.6pp
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €83,053 in 2025 against €177,973 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €15.0m
Fixed assets
€9.6m ▼ 11.9%
Current assets
€5.4m ▲ 16.4%
Equity and liabilities €15.0m
Equity
€14.1m ▲ 0.4%
Provisions
€0 ▼ 100%
Debt
€911,017 ▼ 38.5%
Debt's share of the balance-sheet total falls from 9.5% to 6.1%. Equity is higher and debt is lower.
Key figures and ratios
ROE
0.4%▲
2024 · 0.0%
ROA
0.4%▲
2024 · 0.0%
Debt ≤ 1 year
€236,534▼
2024 · €667,314
Debt > 1 year
€672,723▼
2024 · €812,911
Income taxes
€1,040▼
2024 · €1,852
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €23,799 | €10,000 | €30,000 | ▲ 200% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €181,982 | €185,223 | €202,955 | €214,702 | €225,732 | ▲ 5.1% |
| Other operating charges640/8 | €35,300 | €50,663 | €53,532 | €46,472 | €35,569 | ▼ 23.5% |
| Gross operating margin9900 | €106,642 | €105,925 | €131,809 | €83,201 | €178,248 | ▲ 114% |
| Operating profit (loss)9901 | -€110,640 | -€129,961 | -€124,678 | -€177,973 | -€83,053 | ▲ 53.3% |
| Financial income75/76B | €195,290 | €195,908 | €197,619 | €257,689 | €322,305 | ▲ 25.1% |
| Recurring financial income75 | €195,290 | €195,908 | €197,619 | €257,689 | €322,305 | ▲ 25.1% |
| Financial charges65/66B | €57,973 | €90,066 | €102,876 | €81,310 | €185,519 | ▲ 128% |
| Recurring financial charges65 | €57,973 | €90,066 | €102,876 | €81,310 | €185,519 | ▲ 128% |
| Profit (loss) for the period before taxes9903 | €26,676 | -€24,118 | -€29,935 | -€1,594 | €53,732 | ▲ 3,471% |
| Income taxes67/77 | €981 | €10,961 | €1,225 | €1,852 | €1,040 | ▼ 43.9% |
| Profit (loss) for the period9904 | €25,696 | -€35,079 | -€31,160 | -€3,446 | €52,693 | ▲ 1,629% |
| Profit (loss) for the period to be appropriated9905 | €25,696 | -€35,079 | -€31,160 | -€3,446 | €52,693 | ▲ 1,629% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €16.3m | €15.9m | €15.8m | €15.5m | €15.0m | ▼ 3.5% |
| Fixed assets21/28 | €10.7m | €10.5m | €10.8m | €10.9m | €9.6m | ▼ 11.9% |
| Tangible fixed assets22/27 | €5.0m | €4.8m | €4.8m | €4.6m | €4.5m | ▼ 2.7% |
| Land and buildings22 | €4.8m | €4.7m | €4.5m | €4.4m | €4.2m | ▼ 3.4% |
| Plant, machinery and equipment23 | €26,488 | €28,362 | €29,944 | €26,366 | €27,519 | ▲ 4.4% |
| Furniture and vehicles24 | €165,053 | €145,897 | €243,045 | €197,467 | €219,308 | ▲ 11.1% |
| Other tangible fixed assets26 | €3,200 | €3,200 | €3,200 | €3,200 | €3,200 | = |
| Financial fixed assets28 | €5.7m | €5.7m | €6.0m | €6.3m | €5.2m | ▼ 18.6% |
| Current assets29/58 | €5.6m | €5.4m | €5.1m | €4.6m | €5.4m | ▲ 16.4% |
| Amounts receivable within one year40/41 | €631,115 | €568,669 | €951,819 | €721,397 | €1.5m | ▲ 111% |
| Trade receivables40 | €15,532 | €9,470 | €9,590 | €8,390 | €8,390 | = |
| Other amounts receivable41 | €615,583 | €559,200 | €942,229 | €713,007 | €1.5m | ▲ 112% |
| Current investments50/53 | €4.7m | €4.3m | €3.9m | €3.8m | €3.7m | ▼ 3.7% |
| Cash at bank and in hand54/58 | €240,751 | €480,922 | €167,872 | €29,945 | €133,114 | ▲ 345% |
| Deferred charges and accrued income490/1 | €7,209 | €7,218 | €18,491 | €18,354 | €12,149 | ▼ 33.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €16.3m | €15.9m | €15.8m | €15.5m | €15.0m | ▼ 3.5% |
| Equity10/15 | €14.8m | €14.6m | €14.6m | €14.0m | €14.1m | ▲ 0.4% |
| Contributions10/11 | €13.4m | €13.3m | €13.3m | €12.8m | €12.8m | = |
| Reserves13 | €772,139 | €754,554 | €1.3m | €1.3m | €1.3m | ▲ 4.1% |
| Distributable reserves133 | €772,139 | €754,554 | €1.3m | €1.3m | €1.3m | ▲ 4.1% |
| Profit (loss) carried forward14 | €637,356 | €602,277 | - | - | - | - |
| Provisions and deferred taxes16 | €30,000 | €30,000 | €30,000 | €30,000 | - | - |
| Provisions for liabilities and charges160/5 | €30,000 | €30,000 | €30,000 | €30,000 | - | - |
| Pensions and similar obligations160 | €30,000 | €30,000 | €30,000 | €30,000 | - | - |
| Amounts payable17/49 | €1.4m | €1.3m | €1.2m | €1.5m | €911,017 | ▼ 38.5% |
| Amounts payable after more than one year17 | €1.2m | €1.1m | €999,333 | €812,911 | €672,723 | ▼ 17.2% |
| Financial debts170/4 | €1.2m | €1.1m | €999,333 | €812,911 | €672,723 | ▼ 17.2% |
| Amounts payable within one year42/48 | €190,707 | €191,107 | €230,027 | €667,314 | €236,534 | ▼ 64.6% |
| Current portion of amounts payable after more than one year42 | €160,105 | €160,962 | €191,664 | €186,422 | €202,040 | ▲ 8.4% |
| Trade debts44 | €1,595 | €9,920 | €15,340 | €32,066 | €12,427 | ▼ 61.2% |
| Suppliers440/4 | €1,595 | €9,920 | €15,340 | €32,066 | €12,427 | ▼ 61.2% |
| Advances received on contracts in progress46 | €9,075 | - | - | - | - | - |
| Taxes, remuneration and social security45 | €10,832 | €8,025 | €13,023 | €6,559 | €8,415 | ▲ 28.3% |
| Taxes450/3 | €9,832 | €8,025 | €13,023 | €6,559 | €8,415 | ▲ 28.3% |
| Remuneration and social security454/9 | €1,000 | - | - | - | - | - |
| Other amounts payable47/48 | €9,100 | €12,200 | €10,000 | €442,267 | €13,652 | ▼ 96.9% |
| Accrued charges and deferred income492/3 | - | - | €6,693 | - | €1,760 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €25,696 | -€35,079 | -€31,160 | -€3,446 | €52,693 | ▲ 1,629% |
| + Depreciation and write-downs630 | €181,982 | €185,223 | €202,955 | €214,702 | €225,732 | ▲ 5.1% |
| Operating cash flow (approximation) | €207,678 | €150,144 | €171,794 | €211,256 | €278,425 | ▲ 31.8% |
| Investment in fixed assets (approximation) | - | -€27,443 | -€443,912 | -€363,285 | €1.1m | ▲ 397% |
| Change in cash | - | €240,171 | -€313,050 | -€137,927 | €103,170 | ▲ 175% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €52,693
Net result €52,693 after 3 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 22.69
Current ratio from 6.91 to 22.69; short-term debt falls from €667,314 to €236,534.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 3 days late
2022
14-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €25,696
Net result €25,696 after one loss-making year.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
22-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €417,512
Net result €417,512 after one loss-making year.
01-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 1 day late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bierbeek · 1 establishment unit since 2003
Ground area
3,035 m²
Building footprint
214 m²
Volume, LiDAR
1,181 m³
Parcel 24011E0064/00S000, Flanders · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Krijkelberg 4, 3360 Bierbeek
since 20032.114.772.620
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24011E0064/00S000 | Flanders | 3,035 m² | 1 · 214 m² | 8.8 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
7 holdingsOwners 0
The accounts to 31-12-2025 list no shareholders, and no other source names one.
Holdings 7
-
100%
-
95.45%
-
51%
-
49%
-
33.33%
-
33.31%
-
24.98%
According to the 2025 annual accounts of GIJCLA and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Public money · subsidies and aid
Flemish government
2023 to 2024 · 2 entries · 249 EUR awarded · 186 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 186 EUR | 186 EUR |
| 2023 | 1 | 63 EUR | 0 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
967600YM6KES2859PT14
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,773. 5,110 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded31-10-2002
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0478700542
Also
9925:BE0478700542
Registered
08-10-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.