TABY
ActiveTABY has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.82M and a net result of €-99k. Equity is growing by ~26.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 9099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency82▲+6
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €260k at 30 days acceptable
Liquidity ample (current ratio 3.17 against 1.61 in 2024), but 62.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
37.8%
Return on assets
-0.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
29 d early
2024
2 d early
2023
34 d early
2022
23 d late
2021
31 d late
2020
3 d early
2019
25 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€4.82M▼ 2.0%
2024 · €4.92M
2019: €1.19M
2020: €1.37M
2021: €1.74M
2022: €1.51M
2023: €1.26M
2024: €4.92M
2019 → 2025
Total assets
€12.76M▲ 3.5%
2024 · €12.34M
2019: €7.44M
2020: €6.71M
2021: €3.40M
2022: €16.71M
2023: €12.54M
2024: €12.34M
2019 → 2025
Net result
€-99k▲ 3.4%
2024 · €-103k
2019: €936k
2020: €178k
2021: €294k
2022: €-233k
2023: €-251k
2024: €-103k
2019 → 2025
Working capital
€1.04M▲ 243%
2024 · €302k
2019: €-2.38M
2020: €-892k
2021: €374k
2022: €-1.18M
2023: €-970k
2024: €302k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.74M-€1.51M▼ 13.4%€1.26M▼ 16.7%€4.92M▲ 292%€4.82M▼ 2.0%
Operating result€468k-€20k▼ 95.7%€313k▲ 1,463%€214k▼ 31.4%€37k▼ 82.6%
Net result€294k-€-233k€-251k▼ 7.5%€-103k▲ 59.1%€-99k▲ 3.4%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €12.76M
Fixed assets
€11.25M▼ 2.5%
Current assets
€1.51M▲ 88.9%
Equity and liabilities €12.76M
Equity
€4.82M▼ 2.0%
Provisions
€533k▼ 21.2%
Debt
€7.41M▲ 9.9%
The debt ratio rises from 54.6% to 58.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€363k▼
2024 · €533k
Cash flow
€226k▲
2024 · €216k
Solvency
37.8%▼
2024 · 39.9%
Current ratio
3.17▲
2024 · 1.61
Quick ratio
3.17▲
2024 · 1.61
Debt / equity
1.54▲
2024 · 1.37
ROE
-2.1%▲
2024 · -2.1%
ROA
-0.8%▲
2024 · -0.8%
Interest coverage
1.24▼
2024 · 1.47
Debt
€7.41M▲
2024 · €6.74M
Debt ≤ 1 year
€477k▼
2024 · €499k
Debt > 1 year
€6.91M▲
2024 · €6.23M
Income taxes
€0▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€12.34M€12.76M▲
Fixed assets21/28€11.53M€11.25M▼
Tangible fixed assets22/27€11.53M€11.21M▼
Land and buildings22€6.17M€6.01M▼
Leasing and similar rights25€5.36M€5.20M▼
Financial fixed assets28-€40k
Current assets29/58€802k€1.51M▲
Amounts receivable within one year40/41€296k€809k▲
Trade receivables40€242k€750k▲
Other amounts receivable41€55k€59k▲
Current investments50/53€300k€600k▲
Cash at bank and in hand54/58€156k€61k▼
Deferred charges and accrued income490/1€49k€45k▼
Equity and liabilities
Total equity and liabilities10/49€12.34M€12.76M▲
Equity10/15€4.92M€4.82M▼
Contributions10/11€4.09M€4.09M=
Reserves13€2.03M€1.60M▼
Tax-exempt reserves132€2.03M€1.60M▼
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€-1.19M€-864k▲
Provisions and deferred taxes16€676k€533k▼
Deferred taxes168€676k€533k▼
Amounts payable17/49€6.74M€7.41M▲
Amounts payable after more than one year17€6.23M€6.91M▲
Financial debts170/4€6.23M€6.91M▲
Other amounts payable178/9€0-
Amounts payable within one year42/48€499k€477k▼
Current portion of amounts payable after more than one year42€384k€210k▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€103k€257k▲
Suppliers440/4€103k€257k▲
Taxes, remuneration and social security45€10k€7k▼
Taxes450/3€10k€7k▼
Other amounts payable47/48€2k€2k▲
Accrued charges and deferred income492/3€5k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€318k€325k▲
Other operating charges640/8€15k€42k▲
Gross operating margin9900€548k€404k▼
Operating profit (loss)9901€214k€37k▼
Financial income75/76B€31k€13k▼
Recurring financial income75€31k€13k▼
Financial charges65/66B€362k€293k▼
Recurring financial charges65€362k€293k▼
Profit (loss) for the period before taxes9903€-116k€-242k▼
Transfer from deferred taxes780€16k€143k▲
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€-103k€-99k▲
Transfer from tax-exempt reserves789€48k€429k▲
Profit (loss) for the period to be appropriated9905€-54k€330k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-1.19M€-864k▲
Profit (loss) brought forward from the previous period14P€-1.14M€-1.19M▼
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
Incorporation · Founding capital
Bank account · Corporate purpose
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
29-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Liquidity times 5current ratio 1.61
Current ratio from 0.29 to 1.61; short-term debt falls from €1.37M to €499k.
31-12
Financial
Equity above €2MEq €4.92M ▲292%
Equity rises from €1.26M to €4.92M.
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €-251k
Net result drops to €-251k, the lowest in the series; recovery starts the following year.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
31-12
Financial
Liquidity times 222current ratio 172.76
Current ratio from 0.78 to 172.76; short-term debt falls from €4.00M to €2k.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
25-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 25 days late
2018
19-10
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
12-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 73 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Filips van Marnixstraat 39000 GentGround area
2,188 m²
Building footprint
1,374 m²
Volume, LiDAR
23,553 m³
Parcel 44808H0001/00G037, Flanders · tallest building 25.6 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
TABY
since 20092.182.859.888
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44808H0001/00G037 | Flanders | 2,188 m² | 1 · 1,374 m² | 25.6 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
3 connected companiesNetwork connections
Shared director
→
Shared director
→
Shared director
→
Recognitions · licences · registrations
Legal Entity Identifier
875500U96NAXNXS9N913
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Of 9,093 companies in sector 68201 we hold annual accounts for 6,724. 3,177 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2009
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.