ALBINO
ActiveALBINO has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €4.82M and a net result of €972k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 57% of 4500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+9
Solvency59▲+5
Growth70=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €310k at 30 days acceptable
Liquidity short (current ratio 0.18 against 0.07 in 2024), and 52.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
47.2%
Return on assets
9.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
29 d late
2023
28 d late
2022
1 d late
2021
3 d early
2020
44 d early
2019
10 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€866k▲ 14.8%
2019 · €754k
2018: €762k
2019: €754k
2018 → 2022
EBIT margin
47.1%▲ 10.3pp
2019 · 36.7%
2018: 7.3%
2019: 36.7%
2018 → 2022
Net result
€972k▲ 22.7%
2024 · €792k
2018: €56k
2019: €174k
2020: €144k
2021: €495k
2022: €141k
2023: €674k
2024: €792k
2018 → 2025
Working capital
€-1.02M▲ 21.1%
2024 · €-1.29M
2018: €801k
2019: €248k
2020: €-649k
2021: €-1.61M
2022: €-1.95M
2023: €-1.87M
2024: €-1.29M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€866k
Equity€2.74M-€2.88M▲ 5.1%€3.55M▲ 23.5%€4.34M▲ 22.3%€4.82M▲ 10.9%
Operating result€739k-€408k▼ 44.8%€417k▲ 2.3%€516k▲ 23.8%€726k▲ 40.6%
Net result€495k-€141k▼ 71.5%€674k▲ 378%€792k▲ 17.5%€972k▲ 22.7%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 41% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10.21M
Fixed assets
€9.98M▼ 1.3%
Current assets
€229k▲ 146%
Equity and liabilities €10.21M
Equity
€4.82M▲ 10.9%
Provisions
€267k▲ 100%
Debt
€5.13M▼ 10.4%
The debt ratio falls from 56.1% to 50.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€951k▲
2024 · €747k
Cash flow
€1.20M▲
2024 · €1.02M
Solvency
47.2%▲
2024 · 42.6%
Current ratio
0.18▲
2024 · 0.07
Quick ratio
0.18▲
2024 · 0.07
Debt / equity
1.06▼
2024 · 1.32
ROE
20.2%▲
2024 · 18.2%
ROA
9.5%▲
2024 · 7.8%
Interest coverage
9.20▲
2024 · 6.43
Debt
€5.13M▼
2024 · €5.72M
Debt ≤ 1 year
€1.25M▼
2024 · €1.39M
Debt > 1 year
€3.88M▼
2024 · €4.34M
Income taxes
€163k▲
2024 · €94k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10.20M€10.21M▲
Fixed assets21/28€10.11M€9.98M▼
Tangible fixed assets22/27€1.63M€1.50M▼
Land and buildings22€1.56M€1.44M▼
Plant, machinery and equipment23€67k€59k▼
Financial fixed assets28€8.48M€8.48M=
Current assets29/58€93k€229k▲
Amounts receivable within one year40/41€78k€212k▲
Trade receivables40€78k€112k▲
Other amounts receivable41-€100k
Cash at bank and in hand54/58€405€2k▲
Deferred charges and accrued income490/1€15k€15k▼
Equity and liabilities
Total equity and liabilities10/49€10.20M€10.21M▲
Equity10/15€4.34M€4.82M▲
Contributions10/11€580k€580k=
Capital10€580k€580k=
Issued capital100€580k€580k=
Reserves13€2.75M€2.96M▲
Non-distributable reserves130/1€58k€58k=
Legal reserve130€58k€58k=
Tax-exempt reserves132€589k€800k▲
Distributable reserves133€2.10M€2.10M=
Profit (loss) carried forward14€1.02M€1.28M▲
Provisions and deferred taxes16€133k€267k▲
Provisions for liabilities and charges160/5€133k€267k▲
Environmental obligations163€133k€267k▲
Amounts payable17/49€5.72M€5.13M▼
Amounts payable after more than one year17€4.34M€3.88M▼
Financial debts170/4€4.30M€3.84M▼
Other amounts payable178/9€38k€38k=
Amounts payable within one year42/48€1.39M€1.25M▼
Current portion of amounts payable after more than one year42€449k€509k▲
Trade debts44€90k€72k▼
Suppliers440/4€90k€72k▼
Taxes, remuneration and social security45€42k€162k▲
Taxes450/3€42k€162k▲
Other amounts payable47/48€806k€507k▼
Accrued charges and deferred income492/3€248€181▼
Income statement
Code20242025
Remuneration, social security and pensions62€47k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€230k€225k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-22k€-20k▲
Provisions for liabilities and charges: additions (uses and reversals)635/8€133k€133k=
Other operating charges640/8€65k€75k▲
Gross operating margin9900€970k€1.14M▲
Operating profit (loss)9901€516k€726k▲
Financial income75/76B€486k€512k▲
Recurring financial income75€486k€512k▲
Financial charges65/66B€116k€103k▼
Recurring financial charges65€116k€103k▼
Profit (loss) for the period before taxes9903€887k€1.14M▲
Income taxes67/77€94k€163k▲
Profit (loss) for the period9904€792k€972k▲
Transfer from tax-exempt reserves789€2k-
Transfer to tax-exempt reserves689€253k€211k▼
Profit (loss) for the period to be appropriated9905€542k€762k▲
Appropriation of the result
Profit (loss) to be appropriated9906€1.02M€1.78M▲
Profit (loss) brought forward from the previous period14P€477k€1.02M▲
Profit to be distributed694/7-€500k
Return on contributions (dividend)694-€500k
Social balance
Average headcount (FTE)90870.5-
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €972k ▲22.7%
Net result €972k, the highest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
2023
01-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 1 day late
2022
28-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
17-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
10-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 10 days late
2019
31-12
Financial
Equity above €2MEq €2.10M ▲9%
2 profitable years in a row build equity to €2.10M.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 27 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2019
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
15-04-2019
Björn Johansson: Resigned as Managing director
15-04-2019
Karell Gustav Claes: Resigned as Director
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Begonialaan 172970 SchildeGround area
4,889 m²
Building footprint
432 m²
Volume, LiDAR
3,225 m³
Parcel 11041C0314/00Y003, Flanders · tallest building 10.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Albino
since 19932.051.199.216
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041C0314/00Y003 | Flanders | 4,889 m² | 1 · 432 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 3,180 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded31-12-1990
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.