TA
ActiveThe computed 12-month bankruptcy probability of TA is 4.1% (elevated). The 2025 annual accounts show equity of €33k and a net result of €21k. Equity is growing by ~43.6% per year across the filed fiscal years. Its solvency ranks better than 85% of 469 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. An elevated bankruptcy probability caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency100▲+17
Growth78▲+46
Track record82
Bankruptcy probability, 12 months
4.1%
Elevated
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity ample (current ratio 5.29 against 1.9 in 2024; short-term debt: 15.4% and cash: 34.8% of total assets), and 25.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 53
Relative position
BE, all sectors
reference
Sector 53
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.9%
Return on assets
46.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
29 d early
2024
159 d late
2023
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€33k▲ 164%
2024 · €13k
2023: €18k
2024: €13k
2023 → 2025
Total assets
€44k▲ 104%
2024 · €22k
2023: €26k
2024: €22k
2023 → 2025
Net result
€21k
2024 · €-5k
2023: €3k
2024: €-5k
2023 → 2025
Working capital
€29k▲ 254%
2024 · €8k
2023: €18k
2024: €8k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€18k-€13k▼ 29.1%€33k▲ 164%
Operating result€4k-€-6k€24k
Net result€3k-€-5k€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €24k after a loss of €6k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€8k▲ 91.9%
Current assets
€36k▲ 107%
Equity and liabilities €44k
Equity
€33k▲ 164%
Debt
€11k▲ 21.4%
The debt ratio falls from 42.1% to 25.1%. Equity and debt are higher.
Key figures and ratios
EBITDA
€27k▲
2024 · €-5k
Cash flow
€23k▲
2024 · €-5k
Solvency
74.9%▲
2024 · 57.9%
Current ratio
5.29▲
2024 · 1.90
Quick ratio
5.29▲
2024 · 1.90
Debt / equity
0.33▼
2024 · 0.73
ROE
62.1%▲
2024 · -41.1%
ROA
46.6%▲
2024 · -23.8%
Interest coverage
157.17▲
2024 · -298.37
Debt
€11k▲
2024 · €9k
Debt ≤ 1 year
€7k▼
2024 · €9k
Income taxes
€4k
Staff costs
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€22k€44k▲
Fixed assets21/28€4k€8k▲
Tangible fixed assets22/27€4k€8k▲
Plant, machinery and equipment23-€195
Furniture and vehicles24€4k€8k▲
Current assets29/58€17k€36k▲
Amounts receivable within one year40/41€15k€21k▲
Trade receivables40€4k€5k▲
Other amounts receivable41€11k€15k▲
Cash at bank and in hand54/58€6€15k▲
Deferred charges and accrued income490/1€3k€25▼
Equity and liabilities
Total equity and liabilities10/49€22k€44k▲
Equity10/15€13k€33k▲
Contributions10/11€15k€15k=
Profit (loss) carried forward14€-2k€18k▲
Amounts payable17/49€9k€11k▲
Amounts payable within one year42/48€9k€7k▼
Trade debts44€5k€2k▼
Suppliers440/4€5k€2k▼
Taxes, remuneration and social security45€4k€5k▲
Taxes450/3€4k€4k▼
Remuneration and social security454/9-€359
Accrued charges and deferred income492/3-€4k
Income statement
Code20242025
Remuneration, social security and pensions62-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€658€2k▲
Other operating charges640/8€1k€417▼
Gross operating margin9900€-4k€31k▲
Operating profit (loss)9901€-6k€24k▲
Financial income75/76B€684€749▲
Recurring financial income75€684€749▲
Financial charges65/66B€17€170▲
Recurring financial charges65€17€170▲
Profit (loss) for the period before taxes9903€-5k€25k▲
Income taxes67/77-€4k
Profit (loss) for the period9904€-5k€21k▲
Profit (loss) for the period to be appropriated9905€-5k€21k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-2k€18k▲
Profit (loss) brought forward from the previous period14P€3k€-2k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
06-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 159 days late
2025
31-12
Financial
Back to profitnet €21k
Net result €21k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 5.29
Current ratio from 1.90 to 5.29; short-term debt falls from €9k to €7k.
2024
31-12
Financial
Weakest financial yearnet €-5k ▼285%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kleuterweg 343550 Heusden-ZolderGround area
512 m²
Building footprint
481 m²
Volume, LiDAR
3,421 m³
2 parcels, Flanders · tallest building 11.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Qbab
since 20232.352.047.783
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71025A0114/00D002 | Flanders | 284 m² | 1 · 274 m² | 11.9 m · 3 fl. |
| 24020A1309/00Y000 | Flanders | 228 m² | 1 · 206 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Parcel delivery
Notified to the BIPT
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Of 4,908 companies in sector 53200 we hold annual accounts for 1,329. 1,116 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-09-2023
Fiscal year end31-12
Activities, NACEBEL
53200Other postal and courier activities
56112Limited-service restaurants, excluding mobile food services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.