KRAAMS · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of KRAAMS is 3.0% (moderate). The 2025 annual accounts show equity of €15k and a net result of €10k. Its solvency ranks better than 55% of 414 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.

Trust signals

3 signals

Young company

Founded in 2023, under 3 years, statistically higher risk.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.

Administratively compliant

No FOD Economie strikeouts (UBO, accounts, address, activity).

Administrative Flags

0 events

No administrative flags

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

3.0% Moderate

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Young company +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

TurnoverNot published (abbreviated filing)

EBIT marginNot published (abbreviated filing)

Net result€10k

Working capital€-18k+6.7%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 24-02-2026 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Sector comparison

Fiscal year 2025 · NACE 49, Land transport · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	34.2%	30.2%	better than 55% of 414 sector peers
Net result	€10k	€9k	better than 51% of 411 sector peers
Equity	€15k	€26k	better than 38% of 414 sector peers
Gross operating margin	€29k	€49k	better than 37% of 411 sector peers
Staff costs	€10k	€60k	higher than 26% of 195 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€14k

- -96% vs sector

Net profit

€10k

- +89% vs sector

Cash flow

€14k

- -96% vs sector

Total assets

€45k

+41.0% -97% vs sector

Equity

€15k

+187.1% -98% vs sector

Working capital

€-18k

+6.7% far below sector median

Staff costs

€10k

- -99% vs sector

Income taxes

€41

- -100% vs sector

Debt

€29k

+11.5% -96% vs sector

Debt ≤ 1y

€29k

+11.5% -96% vs sector

Current ratio

0.38

+45.1% -78% vs sector

Quick ratio

0.38

+45.1% -78% vs sector

Solvency

34.2%

+103.6% -34% vs sector

Debt / equity

1.92

-61.2% +108% vs sector

ROE

65.1%

- far above sector median

ROA

22.3%

- far above sector median

Interest coverage

44.38

- -14% vs sector

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Revenue	-
EBITDA	€14k
Net profit	€10k
Cash flow	€14k
Staff costs	€10k
Income taxes	-
Dividends	-
Total assets	€45k
Equity	€15k
Debt	€29k
of which ≤ 1y	€29k
of which > 1y	-
Working capital	€-18k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.38
Quick ratio	0.38
Working capital ratio	-40.5%
Solvency	34.2%
Debt / equity	1.92
Long-term debt ratio	-
Interest coverage	44.38
Gross margin	-
Net margin	-
ROA	22.3%
ROE	65.1%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €33k · 74.7% Current assets €11k · 25.3%

Equity & liabilities

Equity €15k · 34.2% Debt €29k · 65.8%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€45k
Fixed assets	21/28	€33k
Tangible fixed assets	22/27	€19k
Financial fixed assets	28	€14k
Current assets	29/58	€11k
Amounts receivable within one year	40/41	€1k
Cash & bank	54/58	€10k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€45k
Equity	10/15	€15k
Contributions / capital	10/11	€15k
Accumulated profits (losses)	14	€323
Amounts payable	17/49	€29k
Amounts payable within one year	42/48	€29k
Trade debts payable within one year	44	€4k
Income statement
Gross operating margin	9900	€29k
Operating result	9901	€10k
Financial charges	65	€322
Result before taxes	9903	€10k
Net result for the period	9904	€10k
Result to be appropriated	9905	€10k

You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

64 / 100 Healthy

050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.

Structure & network

Locations & real estate

Establishment units

1 location

KRAAMS

Rue Grand'Route 10, 4610 Beyne-HeusayOverige posterijen en koeriers

since 20242.355.312.032

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area401 m²

Buildings1

Building footprint375 m²

Volume (LiDAR)2,110 m³

Tallest building11.8 m · ±2 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)