Summary
T242A is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €984k and a net result of €189k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 82% of 1482 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit check for your own amount and term
Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
67 d late
2023
68 d late
2022
22 d late
2021
31 d early
2020
82 d early
2019
149 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€984k▼ 1.1%
2024 · €995k
Net result
€189k▲ 450%
2024 · €34k
Total assets
€1.25M▲ 6.2%
2024 · €1.18M
Solvency
78.5%▼ 5.8pp
2024 · 84.2%
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€126k▼ 80.9%€354k▲ 181%€43k▼ 87.9%€93k▲ 119%€260k▲ 178%
Net result€89k▼ 83.7%€246k▲ 178%€21k▼ 91.5%€34k▲ 63.5%€189k▲ 450%
Equity€943k▲ 5.4%€940k▼ 0.4%€961k▲ 2.2%€995k▲ 3.6%€984k▼ 1.1%
Total assets€1.28M▼ 26.4%€1.50M▲ 17.7%€1.25M▼ 16.5%€1.18M▼ 5.7%€1.25M▲ 6.2%
Debt€332k▼ 60.4%€561k▲ 69.0%€292k▼ 47.9%€186k▼ 36.2%€270k▲ 45.0%
Working capital€41k▼ 89.6%€-5k€18k€103k▲ 473%€174k▲ 68.6%
Solvency74.0%▲ 22.3pp62.6%▼ 11.4pp76.7%▲ 14.1pp84.2%▲ 7.5pp78.5%▼ 5.8pp
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 178% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.25M
Fixed assets
€977k ▼ 3.5%
Current assets
€278k ▲ 63.7%
Equity and liabilities €1.25M
Equity
€984k ▼ 1.1%
Debt
€270k ▲ 45.0%
Debt's share of the balance-sheet total rises from 15.8% to 21.5%. Equity is lower and debt is higher.
Key figures and ratios
ROE
19.2%▲
2024 · 3.5%
ROA
15.1%▲
2024 · 2.9%
Debt ≤ 1 year
€103k▲
2024 · €66k
Debt > 1 year
€107k▼
2024 · €120k
Income taxes
€67k▲
2024 · €56k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €18k | €18k | €56 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €39k | €39k | €38k | €35k | €35k | = |
| Other operating charges640/8 | €9k | €12k | €9k | €8k | €10k | ▲ 19.4% |
| Gross operating margin9900 | €192k | €423k | €89k | €137k | €304k | ▲ 123% |
| Operating profit (loss)9901 | €126k | €354k | €43k | €93k | €260k | ▲ 178% |
| Financial income75/76B | €3k | €2k | €1k | €2k | - | - |
| Recurring financial income75 | €3k | €2k | €1k | €2k | - | - |
| Financial charges65/66B | €16k | €4k | €2k | €5k | €3k | ▼ 36.5% |
| Recurring financial charges65 | €16k | €4k | €2k | €5k | €3k | ▼ 36.5% |
| Profit (loss) for the period before taxes9903 | €113k | €352k | €42k | €90k | €256k | ▲ 185% |
| Income taxes67/77 | €25k | €106k | €21k | €56k | €67k | ▲ 20.9% |
| Profit (loss) for the period9904 | €89k | €246k | €21k | €34k | €189k | ▲ 450% |
| Transfer from tax-exempt reserves789 | - | - | €323k | - | €84k | - |
| Transfer to tax-exempt reserves689 | €84k | €105k | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €4k | €141k | €344k | €34k | €273k | ▲ 694% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.28M | €1.50M | €1.25M | €1.18M | €1.25M | ▲ 6.2% |
| Fixed assets21/28 | €1.06M | €1.09M | €1.07M | €1.01M | €977k | ▼ 3.5% |
| Tangible fixed assets22/27 | €1.05M | €1.08M | €1.06M | €1.00M | €965k | ▼ 3.5% |
| Land and buildings22 | €1.05M | €1.01M | €978k | €965k | €965k | ▲ 0.1% |
| Furniture and vehicles24 | €7k | €3k | - | - | - | - |
| Assets under construction and advance payments27 | - | €64k | €82k | €36k | - | - |
| Financial fixed assets28 | €8k | €7k | €7k | €12k | €12k | = |
| Current assets29/58 | €213k | €414k | €185k | €170k | €278k | ▲ 63.7% |
| Amounts receivable within one year40/41 | €93k | €169k | €125k | €155k | €252k | ▲ 62.6% |
| Trade receivables40 | €43k | €117k | €70k | €89k | €184k | ▲ 106% |
| Other amounts receivable41 | €51k | €52k | €55k | €66k | €69k | ▲ 4.1% |
| Cash at bank and in hand54/58 | €119k | €245k | €60k | €14k | €25k | ▲ 78.4% |
| Deferred charges and accrued income490/1 | €612 | €135 | €112 | €301 | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.28M | €1.50M | €1.25M | €1.18M | €1.25M | ▲ 6.2% |
| Equity10/15 | €943k | €940k | €961k | €995k | €984k | ▼ 1.1% |
| Contributions10/11 | €65k | €65k | €65k | €65k | €65k | = |
| Capital10 | €65k | €65k | €65k | €65k | €65k | = |
| Issued capital100 | €65k | €65k | €65k | €65k | €65k | = |
| Reserves13 | €414k | €519k | €519k | €519k | €519k | = |
| Non-distributable reserves130/1 | €7k | €7k | €7k | €7k | €7k | = |
| Legal reserve130 | €7k | €7k | €7k | €7k | €7k | = |
| Tax-exempt reserves132 | €407k | €513k | €189k | €189k | €105k | ▼ 44.4% |
| Distributable reserves133 | - | - | €323k | €323k | €407k | ▲ 26.0% |
| Profit (loss) carried forward14 | €464k | €356k | €377k | €411k | €400k | ▼ 2.7% |
| Amounts payable17/49 | €332k | €561k | €292k | €186k | €270k | ▲ 45.0% |
| Amounts payable after more than one year17 | €146k | €133k | €120k | €120k | €107k | ▼ 10.9% |
| Financial debts170/4 | €146k | €133k | €120k | €120k | €107k | ▼ 10.9% |
| Amounts payable within one year42/48 | €172k | €419k | €167k | €66k | €103k | ▲ 56.0% |
| Current portion of amounts payable after more than one year42 | €12k | €13k | €11k | - | - | - |
| Trade debts44 | €7k | €9k | €73k | €36k | €27k | ▼ 23.6% |
| Suppliers440/4 | €7k | €9k | €73k | €36k | €27k | ▼ 23.6% |
| Advances received on contracts in progress46 | €14k | - | - | - | - | - |
| Taxes, remuneration and social security45 | €4k | €63k | €663 | €23k | €68k | ▲ 200% |
| Taxes450/3 | €4k | €62k | - | €23k | €68k | ▲ 200% |
| Remuneration and social security454/9 | €357 | €663 | €663 | - | - | - |
| Other amounts payable47/48 | €135k | €334k | €83k | €8k | €8k | = |
| Accrued charges and deferred income492/3 | €15k | €10k | €5k | - | €60k | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €89k | €246k | €21k | €34k | €189k | ▲ 450% |
| + Depreciation and write-downs630 | €39k | €39k | €38k | €35k | €35k | = |
| Operating cash flow (approximation) | €128k | €285k | €59k | €69k | €224k | ▲ 223% |
| Investment in fixed assets (approximation) | - | €-63k | €-19k | €21k | €0 | ▼ 100% |
| Change in cash | - | €127k | €-186k | €-46k | €11k | ▲ 124% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 67 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 2.56
Current ratio from 1.11 to 2.56; short-term debt falls from €167k to €66k.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
31-12
Financial
Weakest financial yearnet €21k ▼91.5%
Net result drops to €21k, the lowest in the series; recovery starts the following year.
22-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 22 days late
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €544k ▲126%
Operating result €659k, net result €544k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 2.55
Current ratio from 0.74 to 2.55; short-term debt falls from €292k to €254k.
31-12
Financial
Equity above €500kEq €895k ▲155%
3 profitable years in a row build equity to €895k.
04-03
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
Show earlier events
2019
31-12
Financial
Equity above €200kEq €351k ▲217%
2 profitable years in a row build equity to €351k.
15-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2015
Ground area
984 m²
Building footprint
330 m²
Volume, LiDAR
8,223 m³
Parcel 21019A0199/02B002, Brussels · tallest building 29.4 m, ±9 floors. Linked by address, not a title deed.
32
companies at this address
See who is registered here
1 establishment unit
T242A
since 20152.309.871.391
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0199/02B002 | Brussels | 984 m² | 1 · 330 m² | 29.4 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,508 companies in sector 66199 we hold annual accounts for 917. 523 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPublic limited company
Founded12-05-2015
Fiscal year end31-12
Activities, NACEBEL 2025
66199Other activities auxiliary to financial services, excluding insurance and pension funding
68203Renting and operating of own or leased non-residential real estate, excluding land
Contact
E-mail
welcome@t242a.be
Scores and ratios are computed by Checked and are not a credit decision.