COBELLIVING
ActiveSummary
COBELLIVING has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.88M and a net result of €-123k. Its solvency ranks better than 81% of 9234 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes
Profitability17
Solvency99
Growth-
Track record67
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €380k at 30 days only on tighter terms
Liquidity ample (current ratio 23.5; short-term debt: 0.5% and cash: 9.9% of total assets), and 25.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
74.3%
Return on assets
-1.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
24 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, abbreviated schema
Equity
€5.88M
Total assets
€7.91M
Net result
€-123k
Working capital
€918k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €7.91M
Fixed assets
€6.95M
Current assets
€959k
Equity and liabilities €7.91M
Equity
€5.88M
Debt
€2.03M
Debt finances 25.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€-78k
Cash flow
€-104k
Current ratio
23.50
Debt to equity
0.35
ROE
-2.1%
ROA
-1.6%
Interest coverage
-3.03
Debt ≤ 1 year
€41k
Debt > 1 year
€1.99M
Filed annual accounts As filed with the NBB · 2025 · 36 lines
Balance sheet
Code2025
Assets
Total assets20/58€7.91M
Fixed assets21/28€6.95M
Tangible fixed assets22/27€6.95M
Land and buildings22€4.38M
Assets under construction and advance payments27€2.57M
Current assets29/58€959k
Amounts receivable within one year40/41€170k
Trade receivables40€170k
Cash at bank and in hand54/58€784k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€7.91M
Equity10/15€5.88M
Contributions10/11€6.00M
Profit (loss) carried forward14€-123k
Amounts payable17/49€2.03M
Amounts payable after more than one year17€1.99M
Financial debts170/4€1.99M
Amounts payable within one year42/48€41k
Trade debts44€41k
Suppliers440/4€41k
Taxes, remuneration and social security45€73
Taxes450/3€73
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k
Other operating charges640/8€12k
Gross operating margin9900€-67k
Operating profit (loss)9901€-98k
Financial income75/76B€1
Recurring financial income75€1
Non-recurring financial income76B€1
Financial charges65/66B€26k
Recurring financial charges65€26k
Profit (loss) for the period before taxes9903€-123k
Profit (loss) for the period9904€-123k
Profit (loss) for the period to be appropriated9905€-123k
Appropriation of the result
Profit (loss) to be appropriated9906€-123k
Profit (loss) brought forward from the previous period14P€0
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k |
| Other operating charges640/8 | €12k |
| Gross operating margin9900 | €-67k |
| Operating profit (loss)9901 | €-98k |
| Financial income75/76B | €1 |
| Recurring financial income75 | €1 |
| Non-recurring financial income76B | €1 |
| Financial charges65/66B | €26k |
| Recurring financial charges65 | €26k |
| Profit (loss) for the period before taxes9903 | €-123k |
| Profit (loss) for the period9904 | €-123k |
| Profit (loss) for the period to be appropriated9905 | €-123k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €7.91M | |
| Fixed assets21/28 | €6.95M | |
| Tangible fixed assets22/27 | €6.95M | |
| Land and buildings22 | €4.38M | |
| Assets under construction and advance payments27 | €2.57M | |
| Current assets29/58 | €959k | |
| Amounts receivable within one year40/41 | €170k | |
| Trade receivables40 | €170k | |
| Cash at bank and in hand54/58 | €784k | |
| Deferred charges and accrued income490/1 | €4k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €7.91M | |
| Equity10/15 | €5.88M | |
| Contributions10/11 | €6.00M | |
| Profit (loss) carried forward14 | €-123k | |
| Amounts payable17/49 | €2.03M | |
| Amounts payable after more than one year17 | €1.99M | |
| Financial debts170/4 | €1.99M | |
| Amounts payable within one year42/48 | €41k | |
| Trade debts44 | €41k | |
| Suppliers440/4 | €41k | |
| Taxes, remuneration and social security45 | €73 | |
| Taxes450/3 | €73 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €-123k |
| + Depreciation and write-downs630 | €20k |
| Operating cash flow (approximation) | €-104k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe · 1 establishment unit since 2024
Ground area
984 m²
Building footprint
330 m²
Volume, LiDAR
8,223 m³
Parcel 21019A0199/02B002, Brussels · tallest building 29.4 m, ±9 floors. Linked by address, not a title deed.
32
companies at this address
See who is registered here
1 establishment unit
COBELLIVING
since 20242.368.930.634
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21019A0199/02B002 | Brussels | 984 m² | 1 · 330 m² | 29.4 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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3REAL
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ARTE OFFICES
BE 0835.311.837
Hechtel-Eksel · Eq €5,852,407
Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 2,923 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-11-2024
Fiscal year end31-12
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.