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'T ZWIENTJE

Active
Private limited companyfounded 1991active for 35 yearsSint-Elooisplein 11, 8020 Oostkamp, BelgiumKBO/BCE: BE 0444.620.086

From the official registers: KBO 34 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

'T ZWIENTJE has been active since 1991 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €76,151 and a net result of -€7,158. Equity has been shrinking by about 6.5% per year since 2018. Its solvency ranks better than 53% of 5,667 sector peers (NACE 81, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Overview

Official details

KBO
Status
Active since 09-07-1991 Normal situation
Activity
General cleaning of buildings NACE 81210and 3 others
Establishment unit
2.056.297.852 8020 Oostkamp, since 28-03-2002
Financial year end
31 December
Peppol
Reachable since 23-10-2025

Board and ownership

Board

Financial position

69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.6%
Annual accounts 2025
Gross margin
€6,031
▲ 6.9%
Turnover
≈ €49,000
estimated
Loss
€7,158
▼ 7.6%
Equity
€76,151
▼ 8.6%
Total assets
€174,371
▼ 8.0%
Filed on 28-08-2026, 28 days after the deadlineat the National Bank
Score breakdownraises riskSector: Services to buildings and landscape activities (NACE 81)Liquidity: current ratio 0.04, cash €730, halvedLoss of €7,158, the second in a row (financial year 2025)lowers riskFounded in 1991Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 35% of micro companies in building services and landscaping (NACE 81)
Financial strength · tick: 2024
Average
Solvency 69=
equity 43.7% of total assets
Liquidity 42=
short-term debt 24.4% · cash 0.4%
Profitability 64=
return on assets -4.1%
Bankruptcy probability within 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.9% (7,707 companies, NACE 81, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.6%▲ +0.1 percentage points vs 06-2025 08-2025: 1.0%▲ +0.4 percentage points vs 07-2025 09-2025: 1.2%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 0.6%▼ -0.6 percentage points vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.5%▼ -0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026 09-2026: 0.6%▼ -0.5 percentage points vs 08-2026 10-2026: 0.6%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.04 (0.06 in 2024), below 1. Short-term debt is 24.4% and cash 0.4% of total assets. 56.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 52% of them on solvency, 34% on liquidity, 28% on profitability and 24% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Sector: Services to buildings and landscape activities (NACE 81)
KBO
lowers risk · Founded in 1991
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Liquidity: current ratio 0.04, cash €730, halved
NBB · annual accounts
raises risk · Loss of €7,158, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€7,158
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
29 days late
2023
21 days early
2022
4 days early
2021
17 days early
2020
25 days early
2019
24 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 5 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 July (4 of the last 5 accounts filed within 32 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 8 loss-making years in a rowloss in financial year 2025 -€7,158 View
  • Caution: Lower net result than 86% of companies in building services and landscapingsector median €9,374 · 5,664 companies -€7,158 View

Comparable companies

These companies have the same main activity as 'T ZWIENTJE: general cleaning of buildings (NACE 81210). They are comparable in size and age: total assets between €69,900 and €253,000, founded between 1978 and 2008.

CompanyTotal assetsGross margin
'T ZWIENTJE Oostkamp€174,371€6,031
Verago Cleaning Beringen€253,429€9,828
COC Halle€173,731€11,669
LE CHAMP DE MARS Walhain€104,445€12,786
BEST Anderlecht€153,035€18,124
WILSONIC Sint-Agatha-Berchem€133,909€6,964
SMART & CLEAN Nieuwpoort€69,882€3,997
Full comparison

Documents

Annual accounts at the NBB

All 34 annual accounts

Articles and registers

Key facts about 'T ZWIENTJE

What is the company number of 'T ZWIENTJE?
The company number of 'T ZWIENTJE is 0444.620.086. The VAT number is the same number with BE in front: BE 0444.620.086.
Where is 'T ZWIENTJE based?
The registered office is at Sint-Elooisplein 11, 8020 Oostkamp.Company details
What does 'T ZWIENTJE do?
According to the KBO register, the main activity is general cleaning of buildings (NACE 81210).
What is the legal form of 'T ZWIENTJE?
The legal form of 'T ZWIENTJE is Private limited company (BV).
When was 'T ZWIENTJE founded?
'T ZWIENTJE was founded on 09-07-1991.
Is 'T ZWIENTJE still active?
Yes, 'T ZWIENTJE is an active enterprise in the KBO register.
What is the turnover of 'T ZWIENTJE?
The turnover in financial year 2025 is ≈ €49,000. This figure is estimated from the gross margin of €6,031 and 38 comparable companies (NACE 81210). It probably lies between €21,000 and €99,000. It is a rough estimate.Financials
Is 'T ZWIENTJE profitable?
In financial year 2025, 'T ZWIENTJE made a loss of €7,158.
Where can I find the annual accounts of 'T ZWIENTJE?
'T ZWIENTJE filed 34 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of 'T ZWIENTJE due?
'T ZWIENTJE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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