COC
ActiveSummary
COC has been active since 1978 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €170,412 and a net result of €281. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 95% of 1535 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability38▼-1
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13,000 at 30 days acceptable
Liquidity ample (current ratio 52.12 against 27.69 in 2024; short-term debt: 1.9% and cash: 83.8% of total assets), and 1.9% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Rental and leasing activities (NACE 77)
about 44% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.1%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
14 d early
2024
7 d late
2023
29 d late
2022
59 d early
2021
31 d early
2020
47 d early
2019
39 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 38% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€170,412▲ 0.2%
2024 · €170,131
Total assets
€173,731▼ 1.8%
2024 · €176,863
Net result
€281▼ 68.3%
2024 · €886
Working capital
€169,619▼ 0.1%
2024 · €169,712
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€9,245▲ 341%€17,856▲ 93.1%€5,012▼ 71.9%€3,744▼ 25.3%€2,417▼ 35.4%
Net result€4,949within the sector's middle half▲ 631%€10,835within the sector's middle half▲ 119%€2,249within the sector's middle half▼ 79.2%€886within the sector's middle half▼ 60.6%€281within the sector's middle half▼ 68.3%
Equity€181,634above the sector's middle half▲ 2.8%€166,995above the sector's middle half▼ 8.1%€169,245within the sector's middle half▲ 1.3%€170,131within the sector's middle half▲ 0.5%€170,412within the sector's middle half▲ 0.2%
Total assets€187,412within the sector's middle half▼ 2.2%€193,850within the sector's middle half▲ 3.4%€177,223within the sector's middle half▼ 8.6%€176,863within the sector's middle half▼ 0.2%€173,731within the sector's middle half▼ 1.8%
Debt€5,778▼ 61.3%€26,855▲ 365%€7,979▼ 70.3%€6,732▼ 15.6%€3,318▼ 50.7%
Working capital€181,109above the sector's middle half▲ 4.9%€166,202above the sector's middle half▼ 8.2%€171,701above the sector's middle half▲ 3.3%€169,712above the sector's middle half▼ 1.2%€169,619above the sector's middle half▼ 0.1%
Solvency96.9%above the sector's middle half▲ 4.7pp86.1%above the sector's middle half▼ 10.8pp95.5%above the sector's middle half▲ 9.4pp96.2%above the sector's middle half▲ 0.7pp98.1%above the sector's middle half▲ 1.9pp
Current ratio41.42above the sector's middle half▲ 28.867.19above the sector's middle half▼ 34.2337.30above the sector's middle half▲ 30.1227.69above the sector's middle half▼ 9.6152.12above the sector's middle half▲ 24.43
Return on assets (ROA)2.6%within the sector's middle half▲ 2.3pp5.6%within the sector's middle half▲ 2.9pp1.3%within the sector's middle half▼ 4.3pp0.5%within the sector's middle half▼ 0.8pp0.2%within the sector's middle half▼ 0.3pp
Staff (FTE)1▲ 400%1=1=1=1=
above
within
below
the middle half (P25 to P75) of NACE 77, Rental and leasing activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 35% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173,731
Fixed assets
€793 =
Current assets
€172,937 ▼ 1.8%
Equity and liabilities €173,731
Equity
€170,412 ▲ 0.2%
Debt
€3,318 ▼ 50.7%
Debt's share of the balance-sheet total falls from 3.8% to 1.9%. Equity is higher and debt is lower.
Key figures and ratios
Quick ratio
52.03▲
2024 · 27.64
Debt to equity
0.02▼
2024 · 0.04
ROE
0.2%▼
2024 · 0.5%
Debt ≤ 1 year
€3,318▼
2024 · €6,358
Income taxes
€131▼
2024 · €434
Staff costs
€8,372▲
2024 · €8,064
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,027 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.5%
went bankrupt
4.9%
stopped otherwise
94%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,027 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €4,241 | €5,583 | €5,565 | €8,064 | €8,372 | ▲ 3.8% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,268 | €0 | - | - | - | - |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | €0 | -€3,610 | €0 | -€1,344 | €0 | ▲ 100% |
| Other operating charges640/8 | €1,251 | €751 | €677 | €507 | €881 | ▲ 73.6% |
| Gross operating margin9900 | €17,005 | €20,581 | €11,254 | €10,971 | €11,669 | ▲ 6.4% |
| Operating profit (loss)9901 | €9,245 | €17,856 | €5,012 | €3,744 | €2,417 | ▼ 35.4% |
| Financial income75/76B | €0 | €32 | €342 | €535 | €518 | ▼ 3.2% |
| Recurring financial income75 | €0 | €32 | €342 | €535 | €518 | ▼ 3.2% |
| Financial charges65/66B | €1,943 | €1,999 | €2,055 | €2,958 | €2,523 | ▼ 14.7% |
| Recurring financial charges65 | €1,943 | €1,999 | €2,055 | €2,958 | €2,523 | ▼ 14.7% |
| Profit (loss) for the period before taxes9903 | €7,303 | €15,889 | €3,299 | €1,320 | €412 | ▼ 68.8% |
| Income taxes67/77 | €2,353 | €5,054 | €1,050 | €434 | €131 | ▼ 69.8% |
| Profit (loss) for the period9904 | €4,949 | €10,835 | €2,249 | €886 | €281 | ▼ 68.3% |
| Profit (loss) for the period to be appropriated9905 | €4,949 | €10,835 | €2,249 | €886 | €281 | ▼ 68.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €187,412 | €193,850 | €177,223 | €176,863 | €173,731 | ▼ 1.8% |
| Fixed assets21/28 | €1,822 | €793 | €793 | €793 | €793 | = |
| Tangible fixed assets22/27 | €1,029 | €0 | - | - | - | - |
| Furniture and vehicles24 | €1,029 | €0 | - | - | - | - |
| Financial fixed assets28 | €793 | €793 | €793 | €793 | €793 | = |
| Current assets29/58 | €185,590 | €193,057 | €176,430 | €176,070 | €172,937 | ▼ 1.8% |
| Stocks and contracts in progress3 | €1,875 | €746 | €746 | €298 | €298 | = |
| Stocks30/36 | €1,875 | €746 | €746 | €298 | €298 | = |
| Amounts receivable within one year40/41 | €10,908 | €7,306 | €20,055 | €20,872 | €18,243 | ▼ 12.6% |
| Trade receivables40 | €10,908 | €7,306 | €20,002 | €19,918 | €18,218 | ▼ 8.5% |
| Other amounts receivable41 | €0 | - | €53 | €954 | €24 | ▼ 97.5% |
| Current investments50/53 | €106,371 | €106,393 | €106,632 | €0 | - | - |
| Cash at bank and in hand54/58 | €48,728 | €54,435 | €20,380 | €138,068 | €145,596 | ▲ 5.5% |
| Deferred charges and accrued income490/1 | €17,709 | €24,177 | €28,617 | €16,831 | €8,801 | ▼ 47.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €187,412 | €193,850 | €177,223 | €176,863 | €173,731 | ▼ 1.8% |
| Equity10/15 | €181,634 | €166,995 | €169,245 | €170,131 | €170,412 | ▲ 0.2% |
| Contributions10/11 | €141,688 | €141,688 | €141,688 | €141,688 | €141,688 | = |
| Reserves13 | €39,947 | €25,308 | €27,557 | €28,444 | €28,725 | ▲ 1.0% |
| Non-distributable reserves130/1 | €6,421 | €6,421 | €0 | - | - | - |
| Reserves not available under the articles1311 | €6,421 | €6,421 | €0 | - | - | - |
| Distributable reserves133 | €33,526 | €18,887 | €27,557 | €28,444 | €28,725 | ▲ 1.0% |
| Profit (loss) carried forward14 | - | €0 | €0 | - | - | - |
| Amounts payable17/49 | €5,778 | €26,855 | €7,979 | €6,732 | €3,318 | ▼ 50.7% |
| Amounts payable within one year42/48 | €4,481 | €26,855 | €4,729 | €6,358 | €3,318 | ▼ 47.8% |
| Trade debts44 | €1,449 | €175 | €2,936 | €5,570 | €2,236 | ▼ 59.9% |
| Suppliers440/4 | €1,449 | €9 | €2,770 | €5,570 | €2,236 | ▼ 59.9% |
| Bills of exchange payable441 | - | €166 | €166 | €0 | - | - |
| Taxes, remuneration and social security45 | €2,873 | €1,206 | €1,794 | €788 | €1,082 | ▲ 37.3% |
| Taxes450/3 | €2,331 | €847 | €1,443 | €274 | €545 | ▲ 99.3% |
| Remuneration and social security454/9 | €542 | €358 | €350 | €514 | €537 | ▲ 4.4% |
| Other amounts payable47/48 | €159 | €25,474 | €0 | - | - | - |
| Accrued charges and deferred income492/3 | €1,297 | €0 | €3,249 | €374 | €0 | ▼ 100% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,949 | €10,835 | €2,249 | €886 | €281 | ▼ 68.3% |
| + Depreciation and write-downs630 | €2,268 | €0 | - | - | - | - |
| Operating cash flow (approximation) | €7,218 | €10,835 | €2,249 | €886 | €281 | ▼ 68.3% |
| Investment in fixed assets (approximation) | - | €1,029 | €0 | €0 | €0 | - |
| Change in cash | - | €5,707 | -€34,055 | €117,688 | €7,528 | ▼ 93.6% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €281 ▼68.3%
Net result drops to €281, the lowest in the series.
07-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 7 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Liquidity times 5current ratio 37.30
Current ratio from 7.19 to 37.30; short-term debt falls from €26,855 to €4,729.
02-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €10,835 ▲119%
Operating result €17,856, net result €10,835, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity triplescurrent ratio 41.42
Current ratio from 12.56 to 41.42; short-term debt falls from €14,926 to €4,481.
14-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
11-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 11 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1978
Ground area
3,488 m²
Parcel 23027E0179/00C002, Flanders. Linked by address, not a title deed.
8
companies at this address
See who is registered here
1 establishment unit
ITI en INN-DESIGN
since 19782.015.399.187
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23027E0179/00C002 | Flanders | 3,488 m² | - | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,446 companies in sector 77110 we hold annual accounts for 729. 482 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-04-1978
Fiscal year end31-12
Activities, NACEBEL 2025
77110Renting and leasing of cars and light motor vehicles
81210General cleaning of buildings
46494Wholesale of non-electrical household articles
47551Retail sale of household furniture
47552Retail sale of lighting equipment
E-invoicing
Reachable via Peppol
Peppol ID
0208:0418243907
Also
9925:BE0418243907
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.