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T&Z

Active
Private limited companyfounded 2024active for 2 yearsRechtestraat 2, 2290 Vorselaar, BelgiumKBO/BCE: BE 1010.706.445
Summary

T&Z has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135,915 and a net result of €96,859. Its solvency ranks better than 52% of 16,816 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Risk analysisFollow ReportCompare
T&ZActiveChecked score 70/100
Risk analysis ReportCompare

Overview

Activity
Limited-service restaurants, excluding mobile food services
NACE 56112
1 site
Size
€424,711total assets 2025
Staff
3.3 FTE
Equity
€135,915
Profit
€96,859
Turnover not published (micro format)
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
2025 accounts 9 days early
Why 70raises riskSector: Food and beverage service activities (NACE 56)Founded in 2024lowers riskLiquidity: current ratio 1.19, cash €188,180Size: total assets €424,711Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 79% of its sector peers (NACE 56, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 57+18
equity 32.0% of total assets
Liquidity 81+27
short-term debt 41.1% · cash 44.3%
Profitability 97+18
return on assets 22.8%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,755 companies, NACE 56, micro)
Last 24 months 07-2025: 3.9%highest value 08-2025: 3.9%● unchanged vs 07-2025highest value 09-2025: 2.2%▼ -1.7 percentage points vs 08-2025 10-2025: 2.2%● unchanged vs 09-2025 11-2025: 2.3%▲ +0.1 percentage points vs 10-2025 12-2025: 2.3%● unchanged vs 11-2025 01-2026: 2.3%● unchanged vs 12-2025 02-2026: 2.4%▲ +0.1 percentage points vs 01-2026 03-2026: 2.4%● unchanged vs 02-2026 04-2026: 2.4%● unchanged vs 03-2026 05-2026: 2.4%● unchanged vs 04-2026 06-2026: 2.5%▲ +0.1 percentage points vs 05-2026 07-2026: 2.6%▲ +0.1 percentage points vs 06-2026 08-2026: 0.8%▼ -1.8 percentage points vs 07-2026lowest value 09-2026: 0.8%● unchanged vs 08-2026lowest value 10-2026: 0.8%● unchanged vs 09-2026lowest value
Credit of up to €9,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity tight (current ratio 1.19, compared with 0.52 in 2024, below the usual 1.5; short-term debt: 41.1% and cash: 44.3% of total assets), and 68% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 52% on solvency, 84% on liquidity, 84% on profitability and 96% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Founded in 2024
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.19, cash €188,180
NBB · annual accounts
lowers risk · Size: total assets €424,711
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
9 days early
2024
18 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 5 days after the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Liquidity more than doubledcurrent ratio 1.19
  3. Equity above €100,000equity €135,915 ▲248%

Key points

  • Positive: Result rose in 2025from €24,057 to €96,859 ▲ 303% View
  • Positive: Among the best 5% on net resultsector median €4,889 · 16,794 companies €96,859 View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€424,711
Profit
€96,859
Solvency
32.0%
Total assets▲ 47.9%
Net result
20242025
Go to Financials

Timeline

Events
5
Since
2024
Next accounts
by 31-07-2027
  1. 18-08-2025Annual accounts filed
  2. 27-06-2024Incorporation
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Limited-service restaurants, excluding mobile food servicesNACE 56112
Founded
25-06-2024
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
9
Who signs
Each director alone
Purpose
“Restaurant van het traditionele type; Het uitbaten van…” (deed in Dutch)
Go to Articles of association

Key facts about T&Z

What is the company number of T&Z?
1010.706.445. In Belgium the VAT number is the company number with BE in front: BE 1010.706.445.
Where is T&Z based?
The registered office is at Rechtestraat 2, 2290 Vorselaar.Company details
What does T&Z do?
According to the KBO register, the main activity is limited-service restaurants, excluding mobile food services (NACE 56112).
What is the legal form of T&Z?
Private limited company (BV).
When was T&Z founded?
On 25-06-2024.
Is T&Z still active?
Yes, T&Z is an active enterprise in the KBO register.
How many employees does T&Z have?
On average 3.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of T&Z?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is T&Z profitable?
In financial year 2025, T&Z made a profit of €96,859.
Where can I find the annual accounts of T&Z?
T&Z filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of T&Z due?
By 31-07-2027, for financial year 2026.Timeline

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