VANRAMOS

Active

Private limited companyfounded 200421 yrs activeJetse Laan 286, 1090 Jette, BelgiumKBO/BCE: BE 0867.650.053

The computed 12-month bankruptcy probability of VANRAMOS is 3.0% (moderate). The 2024 annual accounts show equity of €135k and a net result of €-54k. Equity is growing by ~18.9% per year across the filed fiscal years. Its solvency ranks better than 95% of 18938 sector peers (fiscal year 2024). The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2024

52 / 100

Fair▼ -34 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability0▼-10

Solvency100=

Growth51=

Stability100

Bankruptcy probability, 12 months

3.0% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €7k at 30 days acceptable

Liquidity ample (current ratio 7.53 against 11.88 in 2023), and 12.7% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

87.3%

Return on assets

-34.6%

Age of the figures

20 mo

Latest accounts filed on time

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-07-2025, 1 day ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

1 d early

2023

26 d early

2022

63 d late

2021

36 d late

2020

100 d late

2019

122 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Turnover

€542k▲ 4.3%

2018 · €519k

2018: €519k

2018 → 2019

EBIT margin

4.8%▼ 0.3pp

2018 · 5.1%

2018: 5.1%

2018 → 2019

Net result

€-54k

2023 · €4k

2018: €19k 2019: €16k 2020: €40k 2021: €39k 2022: €29k 2023: €4k

2018 → 2024

Working capital

€129k▼ 28.2%

2023 · €179k

2018: €61k 2019: €76k 2020: €111k 2021: €142k 2022: €175k 2023: €179k

2018 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20202021202220232024Trend

Equity€117k-€156k▲ 33.6%€185k▲ 18.4%€189k▲ 2.1%€135k▼ 28.4%

Operating result€40k-€40k▲ 0.1%€38k▼ 5.2%€13k▼ 66.3%€-44k

Net result€40k-€39k▼ 1.3%€29k▼ 26.9%€4k▼ 86.6%€-54k

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2024: a loss of €44k after €13k in 2023, the lowest year so far.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €155k

96.0%

Fixed assets €6k▼ 32.8%

Current assets €148k▼ 24.1%

Equity and liabilities €155k

87.3%

12.7%

Equity €135k▼ 28.4%

Debt €20k▲ 19.6%

The debt ratio rises from 8.0% to 12.7%: debt grows while equity shrinks.

Key figures and ratios

2024 value · change against 2023

EBITDA

€-42k▼

2023 · €16k

Cash flow

€-52k▼

2023 · €7k

Solvency

87.3%▼

2023 · 92.0%

Current ratio

7.53▼

2023 · 11.88

Quick ratio

6.99▼

2023 · 11.30

Debt / equity

0.15▲

2023 · 0.09

ROE

-39.6%▼

2023 · 2.0%

ROA

-34.6%▼

2023 · 1.9%

Interest coverage

-210.19▼

2023 · 39.06

Debt

€20k▲

2023 · €16k

Debt ≤ 1 year

€20k▲

2023 · €16k

Income taxes

€9k▲

2023 · €2k

Staff costs

€166k▲

2023 · €101k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€205k€155k▼

Fixed assets21/28€9k€6k▼

Tangible fixed assets22/27€3k€296▼

Land and buildings22€1k-

Furniture and vehicles24€2k€296▼

Financial fixed assets28€6k€6k=

Current assets29/58€196k€148k▼

Stocks and contracts in progress3€10k€11k▲

Stocks30/36€10k€11k▲

Amounts receivable within one year40/41€143k€101k▼

Trade receivables40€44k€46k▲

Other amounts receivable41€99k€55k▼

Cash at bank and in hand54/58€43k€37k▼

Equity and liabilities

Total equity and liabilities10/49€205k€155k▼

Equity10/15€189k€135k▼

Contributions10/11€13k€14k▲

Capital10€13k-

Issued capital100€19k-

Uncalled capital101€6k-

Reserves13€2k-

Non-distributable reserves130/1€2k-

Legal reserve130€2k-

Profit (loss) carried forward14€174k€121k▼

Amounts payable17/49€16k€20k▲

Amounts payable within one year42/48€16k€20k▲

Current portion of amounts payable after more than one year42€6k€4k▼

Trade debts44€5k€8k▲

Suppliers440/4€5k€8k▲

Taxes, remuneration and social security45€5k€8k▲

Taxes450/3€5k€2k▼

Remuneration and social security454/9-€6k

Income statement Code20232024

Non-recurring operating income76A-€790

Remuneration, social security and pensions62€101k€166k▲

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼

Gross operating margin9900€116k€124k▲

Operating profit (loss)9901€13k€-44k▼

Financial income75/76B-€1

Recurring financial income75-€1

Financial charges65/66B€7k€201▼

Recurring financial charges65€408€201▼

Non-recurring financial charges66B€7k-

Profit (loss) for the period before taxes9903€6k€-44k▼

Income taxes67/77€2k€9k▲

Profit (loss) for the period9904€4k€-54k▼

Profit (loss) for the period to be appropriated9905€4k€-54k▼

Appropriation of the result

Profit (loss) to be appropriated9906€174k€121k▼

Profit (loss) brought forward from the previous period14P€170k€174k▲

Social balance

Average headcount (FTE)90870.0-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 15Financial 5Filings 10

2025

30-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Weakest financial yearnet €-54k ▼1498%

Net result drops to €-54k, the lowest in the series.

05-07

NBB filing Annual accounts filed

fiscal year 2023 · full schema

2023

02-10

NBB filing Annual accounts filed

fiscal year 2022 · full schema · 63 days late

2022

05-09

NBB filing Annual accounts filed

fiscal year 2021 · full schema · 36 days late

2021

31-12

Financial Liquidity triplescurrent ratio 13.51

Current ratio from 4.02 to 13.51; short-term debt falls from €37k to €11k.

31-12

Financial Equity above €150kEq €156k ▲33.6%

4 profitable years in a row build equity to €156k.

08-11

NBB filing Annual accounts filed

fiscal year 2020 · full schema · 100 days late

2020

31-12

Financial Highest result since 2018net €40k ▲147%

Net result €40k, the highest in the series.

31-12

Financial Equity above €100kEq €117k ▲51.5%

3 profitable years in a row build equity to €117k.

30-11

NBB filing Annual accounts filed

fiscal year 2019 · full schema · 122 days late

2019

20-11

NBB filing Annual accounts filed

fiscal year 2018 · full schema · 112 days late

2018

28-09

NBB filing Annual accounts filed

fiscal year 2017 · full schema · 59 days late

2017

29-09

NBB filing Annual accounts filed

fiscal year 2016 · full schema · 60 days late

2016

06-10

NBB filing Annual accounts filed

fiscal year 2015 · full schema · 67 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Jette · 1 establishment unit since 2005

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Jetse Laan 2861090 Jette

Ground area

91 m²

Building footprint

91 m²

Volume, LiDAR

957 m³

Parcel 21464E0002/00E005, Brussels · tallest building 16.4 m, ±4 floors. Linked by address, not a title deed.

1 establishment unit

Domino's Pizza

Jetse Laan 286, 1090 JetteNACE 5552201

since 20052.145.510.534

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21464E0002/00E005	Brussels	91 m²	1 · 91 m²	16.4 m · 4 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Jette2.145.510.534

1 permission

Toelating · Eetgelegenheid · since 29-04-2010

Similar companies · same sector, comparable size

DE KUYPER

BE 0461.146.710

Wuustwezel · Eq €135k

Of 21,911 companies in sector 56112 we hold annual accounts for 9,783. 7,415 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded06-10-2004

Fiscal year end31-12

Activities, NACEBEL

55302

55522

56102Limited-service restaurants

56112Limited-service restaurants, excluding mobile food services

56210Event catering

Sources

Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.