Cru'Taste
ActiveThe computed 12-month bankruptcy probability of Cru'Taste is 2.6% (moderate). The 2025 annual accounts show negative equity (€-25k) and a net result of €-43k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 1543 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
31
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-30
Solvency20▼-9
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.53 against 0.58 in 2024; short-term debt: 67.7% and cash: 2.2% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Sector 10
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-5.2%
Return on assets
-9.2%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-25k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
11 d early
2022
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-25k
2024 · €19k
2022: €-12k
2023: €18k
2024: €19k
2022 → 2025
Total assets
€470k▼ 0.2%
2024 · €471k
2022: €280k
2023: €260k
2024: €471k
2022 → 2025
Net result
€-43k
2024 · €793
2022: €-13k
2023: €30k
2024: €793
2022 → 2025
Working capital
€-149k▼ 31.5%
2024 · €-113k
2022: €-134k
2023: €-100k
2024: €-113k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€-12k-€18k€19k▲ 4.5%€-25k
Operating result€-12k-€31k€5k▼ 84.3%€-32k
Net result€-13k-€30k€793▼ 97.4%€-43k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €32k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €470k
Fixed assets
€301k▼ 4.0%
Current assets
€170k▲ 7.3%
Key figures and ratios
EBITDA
€42k▼
2024 · €63k
Cash flow
€30k▼
2024 · €59k
Solvency
-5.2%▼
2024 · 3.9%
Current ratio
0.53▼
2024 · 0.58
Quick ratio
0.30▼
2024 · 0.36
Debt / equity
-20.17▼
2024 · 24.34
ROA
-9.2%▼
2024 · 0.2%
Interest coverage
3.81▼
2024 · 16.86
Debt
€495k▲
2024 · €453k
Debt ≤ 1 year
€319k▲
2024 · €271k
Debt > 1 year
€175k▼
2024 · €181k
Income taxes
€399▲
2024 · €324
Staff costs
€114k▲
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€471k€470k▼
Fixed assets21/28€313k€301k▼
Intangible fixed assets21€8k€2k▼
Tangible fixed assets22/27€297k€293k▼
Plant, machinery and equipment23€203k€205k▲
Furniture and vehicles24€67k€39k▼
Leasing and similar rights25-€23k
Other tangible fixed assets26€28k€26k▼
Financial fixed assets28€8k€6k▼
Current assets29/58€158k€170k▲
Stocks and contracts in progress3€60k€74k▲
Stocks30/36€60k€74k▲
Amounts receivable within one year40/41€72k€84k▲
Trade receivables40€69k€82k▲
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€22k€10k▼
Deferred charges and accrued income490/1€4k€561▼
Equity and liabilities
Total equity and liabilities10/49€471k€470k▼
Equity10/15€19k€-25k▼
Contributions10/11€1k€1k=
Profit (loss) carried forward14€18k€-26k▼
Amounts payable17/49€453k€495k▲
Amounts payable after more than one year17€181k€175k▼
Financial debts170/4€181k€175k▼
Amounts payable within one year42/48€271k€319k▲
Current portion of amounts payable after more than one year42€45k€51k▲
Financial debts43-€25k
Other loans439-€25k
Trade debts44€83k€84k▲
Suppliers440/4€83k€84k▲
Advances received on contracts in progress46-€0
Taxes, remuneration and social security45€551€18k▲
Taxes450/3€551€5k▲
Remuneration and social security454/9-€13k
Other amounts payable47/48€143k€141k▼
Accrued charges and deferred income492/3€602€2k▲
Income statement
Code20242025
Remuneration, social security and pensions62€97k€114k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€59k€74k▲
Other operating charges640/8€4k€6k▲
Gross operating margin9900€164k€161k▼
Operating profit (loss)9901€5k€-32k▼
Financial income75/76B€81€22▼
Recurring financial income75€81€22▼
Financial charges65/66B€4k€11k▲
Recurring financial charges65€4k€11k▲
Profit (loss) for the period before taxes9903€1k€-43k▼
Income taxes67/77€324€399▲
Profit (loss) for the period9904€793€-43k▼
Profit (loss) for the period to be appropriated9905€793€-43k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-26k▼
Profit (loss) brought forward from the previous period14P€17k€18k▲
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-43k ▼5539%
Net result drops to €-43k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tielt · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pittemstraat 1248760 TieltGround area
4,248 m²
Building footprint
1,397 m²
Volume, LiDAR
1,403 m³
2 parcels, Flanders · tallest building 9.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cru'Taste
since 20242.363.862.977
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37007A0721/00H002 | Flanders | 2,192 m² | 1 · 239 m² | 9.7 m · 2 fl. |
| 36504D0445/00Y000 | Flanders | 2,055 m² | 1 · 1,158 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 2 entries · 311 EUR awarded · 311 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 176 EUR | 176 EUR |
| 2022 | 1 | 135 EUR | 135 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteRoeselare2.363.862.977
Similar companies · same sector, comparable size
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Of 511 companies in sector 10711 we hold annual accounts for 329. 163 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2021
Fiscal year end31-12
Activities, NACEBEL
10520Manufacture of food products
10711Manufacture of food products
10712Artisanal bread and fresh pastry making
10820Manufacture of cocoa, chocolate and sugar confectionery
47110Non-specialised retail sale with food, beverages or tobacco predominating
47113Retail trade
47252Retail sale of beverages, general range
56210Event catering
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.