T.V.W.
ActiveT.V.W. has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €327k and a net result of €33k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 80% of 9518 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
83
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+2
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.58 against 10.69 in 2023; short-term debt: 19.8% and cash: 10.8% of total assets), and 19.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-08-2025, 1 day later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
1 d late
2023
44 d late
2022
58 d late
2021
60 d late
2020
27 d late
2019
59 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€327k▼ 17.2%
2023 · €395k
2018: €332k
2019: €382k
2020: €306k
2021: €331k
2022: €367k
2023: €395k
2018 → 2024
Total assets
€408k▼ 5.4%
2023 · €431k
2018: €378k
2019: €427k
2020: €338k
2021: €360k
2022: €394k
2023: €431k
2018 → 2024
Net result
€33k▲ 16.9%
2023 · €28k
2018: €45k
2019: €50k
2020: €49k
2021: €26k
2022: €35k
2023: €28k
2018 → 2024
Working capital
€288k▼ 17.4%
2023 · €349k
2018: €258k
2019: €314k
2020: €243k
2021: €276k
2022: €315k
2023: €349k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€306k-€331k▲ 8.3%€367k▲ 10.6%€395k▲ 7.7%€327k▼ 17.2%
Operating result€53k-€18k▼ 65.8%€30k▲ 67.9%€24k▼ 22.5%€27k▲ 15.2%
Net result€49k-€26k▼ 47.5%€35k▲ 37.8%€28k▼ 19.8%€33k▲ 16.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 15% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €408k
Fixed assets
€38k▼ 15.4%
Current assets
€369k▼ 4.2%
Equity and liabilities €408k
Equity
€327k▼ 17.2%
Debt
€81k▲ 124%
The debt ratio rises from 8.4% to 19.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€33k▲
2023 · €29k
Cash flow
€39k▲
2023 · €34k
Solvency
80.2%▼
2023 · 91.6%
Current ratio
4.58▼
2023 · 10.69
Quick ratio
4.58▼
2023 · 10.69
Debt / equity
0.25▲
2023 · 0.09
ROE
10.1%▲
2023 · 7.1%
ROA
8.1%▲
2023 · 6.5%
Interest coverage
17.16▼
2023 · 18.77
Debt
€81k▲
2023 · €36k
Debt ≤ 1 year
€81k▲
2023 · €36k
Income taxes
€14k▲
2023 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€431k€408k▼
Fixed assets21/28€45k€38k▼
Tangible fixed assets22/27€45k€38k▼
Land and buildings22€45k€38k▼
Furniture and vehicles24€7€0▼
Financial fixed assets28€19€19=
Current assets29/58€385k€369k▼
Amounts receivable within one year40/41€377k€325k▼
Trade receivables40€11k€8k▼
Other amounts receivable41€366k€317k▼
Cash at bank and in hand54/58€8k€44k▲
Deferred charges and accrued income490/1€412€364▼
Equity and liabilities
Total equity and liabilities10/49€431k€408k▼
Equity10/15€395k€327k▼
Reserves13€394k€326k▼
Distributable reserves133€394k€326k▼
Profit (loss) carried forward14€955€955=
Amounts payable17/49€36k€81k▲
Amounts payable within one year42/48€36k€81k▲
Current portion of amounts payable after more than one year42-€0
Financial debts43€5k€7k▲
Credit institutions430/8-€7k
Other loans439€5k-
Trade debts44€2k€8k▲
Suppliers440/4€2k€8k▲
Taxes, remuneration and social security45€30k€15k▼
Taxes450/3€26k€13k▼
Remuneration and social security454/9€4k€3k▼
Other amounts payable47/48-€50k
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k▼
Other operating charges640/8€2k€2k▲
Non-recurring operating charges66A-€7k
Gross operating margin9900€31k€42k▲
Operating profit (loss)9901€24k€27k▲
Financial income75/76B€18k€22k▲
Recurring financial income75€18k€22k▲
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€40k€47k▲
Income taxes67/77€12k€14k▲
Profit (loss) for the period9904€28k€33k▲
Profit (loss) for the period to be appropriated9905€28k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€29k€34k▲
Profit (loss) brought forward from the previous period14P€759€955▲
Transfer from equity791/2-€101k
Transfer to equity691/2€28k€33k▲
To other reserves6921€28k€33k▲
Profit to be distributed694/7-€101k
Return on contributions (dividend)694-€101k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
13-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 44 days late
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-12
Financial
Weakest financial yearnet €26k ▼47.5%
Net result drops to €26k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 27 days late
2020
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 59 days late
2019
31-12
Financial
Highest result since 2018net €50k ▲12%
Net result €50k, the highest in the series.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
2016
18-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 18 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 1999
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wielewaalpark 29840 Nazareth-De PinteGround area
980 m²
Building footprint
136 m²
Volume, LiDAR
636 m³
Parcel 44012A0089/00N000, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Wielewaalpark 2, 9840 Nazareth-De Pinte
since 19992.071.749.358
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012A0089/00N000 | Flanders | 980 m² | 1 · 136 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 6,427 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-04-1995
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.