T&R
ActiveT&R has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €178k and a net result of €35k. Equity is growing by ~16.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 9438 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+17
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity ample (current ratio 11.88 against 11.9 in 2024; short-term debt: 5.9% and cash: 31.4% of total assets), and 5.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
94.1%
Return on assets
18.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-08-2026, 4 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
4 d late
2024
24 d early
2023
16 d early
2022
25 d late
2021
34 d early
2020
40 d early
2019
39 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€178k▲ 24.8%
2024 · €143k
2018: €61k
2019: €67k
2020: €84k
2021: €107k
2022: €120k
2023: €135k
2024: €143k
2018 → 2025
Total assets
€189k▲ 22.7%
2024 · €154k
2018: €76k
2019: €82k
2020: €104k
2021: €131k
2022: €144k
2023: €143k
2024: €154k
2018 → 2025
Net result
€35k▲ 376%
2024 · €7k
2018: €13k
2019: €6k
2020: €18k
2021: €23k
2022: €13k
2023: €30k
2024: €7k
2018 → 2025
Working capital
€122k▼ 2.7%
2024 · €125k
2018: €45k
2019: €42k
2020: €72k
2021: €89k
2022: €109k
2023: €129k
2024: €125k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€107k-€120k▲ 11.7%€135k▲ 12.9%€143k▲ 5.5%€178k▲ 24.8%
Operating result€35k-€21k▼ 40.9%€46k▲ 124%€13k▼ 71.0%€52k▲ 291%
Net result€23k-€13k▼ 45.2%€30k▲ 137%€7k▼ 75.1%€35k▲ 376%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 291% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€57k▲ 217%
Current assets
€133k▼ 2.7%
Equity and liabilities €189k
Equity
€178k▲ 24.8%
Debt
€11k▼ 2.5%
The debt ratio falls from 7.4% to 5.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€67k▲
2024 · €18k
Cash flow
€50k▲
2024 · €12k
Solvency
94.1%▲
2024 · 92.6%
Current ratio
11.88▼
2024 · 11.90
Quick ratio
11.88▼
2024 · 11.90
Debt / equity
0.06▼
2024 · 0.08
ROE
19.8%▲
2024 · 5.2%
ROA
18.7%▲
2024 · 4.8%
Interest coverage
954.34▲
2024 · 12.67
Debt
€11k▼
2024 · €11k
Debt ≤ 1 year
€11k▼
2024 · €11k
Income taxes
€18k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€189k▲
Fixed assets21/28€18k€57k▲
Tangible fixed assets22/27€18k€57k▲
Plant, machinery and equipment23-€1k
Furniture and vehicles24€18k€55k▲
Financial fixed assets28€15€15=
Current assets29/58€136k€133k▼
Amounts receivable within one year40/41€11k€3k▼
Trade receivables40€11k€2k▼
Other amounts receivable41€360€867▲
Current investments50/53€94k€69k▼
Cash at bank and in hand54/58€28k€59k▲
Deferred charges and accrued income490/1€3k€1k▼
Equity and liabilities
Total equity and liabilities10/49€154k€189k▲
Equity10/15€143k€178k▲
Contributions10/11€6k€6k=
Reserves13€137k€172k▲
Distributable reserves133€137k€172k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€11k€11k▼
Amounts payable within one year42/48€11k€11k▼
Trade debts44€5k€505▼
Suppliers440/4€5k€505▼
Taxes, remuneration and social security45€698€5k▲
Taxes450/3€698€4k▲
Remuneration and social security454/9-€600
Other amounts payable47/48€5k€6k▲
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€15k▲
Other operating charges640/8€1k€887▼
Non-recurring operating charges66A€910-
Gross operating margin9900€20k€68k▲
Operating profit (loss)9901€13k€52k▲
Financial income75/76B€903€976▲
Recurring financial income75€903€976▲
Financial charges65/66B€1k€71▼
Recurring financial charges65€1k€71▼
Profit (loss) for the period before taxes9903€13k€53k▲
Income taxes67/77€5k€18k▲
Profit (loss) for the period9904€7k€35k▲
Profit (loss) for the period to be appropriated9905€7k€35k▲
Appropriation of the result
Profit (loss) to be appropriated9906€7k€35k▲
Transfer to equity691/2€7k€35k▲
To other reserves6921€7k€35k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 4 days late
2025
31-12
Financial
Highest result since 2018net €35k ▲376%
Operating result €52k, net result €35k, both a record.
31-12
Financial
Equity above €150kEq €178k ▲24.8%
8 profitable years in a row build equity to €178k.
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 20.17
Current ratio from 5.68 to 20.17; short-term debt falls from €23k to €7k.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
27-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €107k ▲27.1%
4 profitable years in a row build equity to €107k.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
22-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €6k ▼52.5%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
19-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bree · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwstadweg 243960 BreeGround area
434 m²
Building footprint
118 m²
Volume, LiDAR
897 m³
Parcel 72004B0729/00K000, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
T&R
since 20102.184.558.675
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72004B0729/00K000 | Flanders | 434 m² | 1 · 118 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 348 EUR awarded · 348 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 348 EUR | 348 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Label architecture
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Of 2,264 companies in sector 71113 we hold annual accounts for 658. 515 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-01-2010
Fiscal year end31-12
Activities, NACEBEL
71113Urban planning and landscape architecture
43990Other specialised construction activities
43999Specialised construction activities
52250Logistics services
52290Warehousing and support activities for transportation
53200Other postal and courier activities
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:laurentdamen@skynet.be
Phone:0496/211007