StoneDesign
ActiveStoneDesign has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €175k and a net result of €7k. Equity is growing by ~17.2% per year across the filed fiscal years. Its solvency ranks better than 69% of 9388 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
91
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability73▼-27
Solvency97▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15k at 30 days acceptable
Liquidity ample (current ratio 3.18 against 2.8 in 2024; short-term debt: 27.7% and cash: 36.6% of total assets), and 27.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
72.3%
Return on assets
3.1%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d early
2023
31 d late
2022
31 d late
2021
26 d late
2020
18 d late
2019
31 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€175k▲ 4.4%
2024 · €167k
2018: €16k
2019: €65k
2020: €98k
2021: €114k
2022: €120k
2023: €88k
2024: €167k
2018 → 2025
Total assets
€242k▼ 0.4%
2024 · €242k
2018: €81k
2019: €155k
2020: €177k
2021: €249k
2022: €226k
2023: €195k
2024: €242k
2018 → 2025
Net result
€7k▼ 90.7%
2024 · €80k
2018: €-20k
2019: €49k
2020: €34k
2021: €15k
2022: €7k
2023: €-33k
2024: €80k
2018 → 2025
Working capital
€145k▲ 11.7%
2024 · €130k
2018: €4k
2019: €52k
2020: €87k
2021: €75k
2022: €89k
2023: €33k
2024: €130k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€120k▲ 5.7%€88k▼ 27.3%€167k▲ 91.0%€175k▲ 4.4%
Operating result€21k-€10k▼ 51.5%€-30k€99k€12k▼ 88.1%
Net result€15k-€7k▼ 57.7%€-33k€80k€7k▼ 90.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 88% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €242k
Fixed assets
€29k▼ 26.2%
Current assets
€212k▲ 4.7%
Equity and liabilities €242k
Equity
€175k▲ 4.4%
Debt
€67k▼ 11.1%
The debt ratio falls from 31.0% to 27.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▼
2024 · €121k
Cash flow
€31k▼
2024 · €102k
Solvency
72.3%▲
2024 · 69.0%
Current ratio
3.18▲
2024 · 2.80
Quick ratio
3.18▲
2024 · 2.80
Debt / equity
0.38▼
2024 · 0.45
ROE
4.2%▼
2024 · 47.6%
ROA
3.1%▼
2024 · 32.9%
Interest coverage
24.46▼
2024 · 67.19
Debt
€67k▼
2024 · €75k
Debt ≤ 1 year
€67k▼
2024 · €73k
Income taxes
€3k▼
2024 · €19k
Staff costs
€50k▼
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€242k€242k▼
Fixed assets21/28€40k€29k▼
Tangible fixed assets22/27€39k€29k▼
Plant, machinery and equipment23€15k€18k▲
Furniture and vehicles24€21k€9k▼
Leasing and similar rights25€0€0=
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€450€450=
Current assets29/58€203k€212k▲
Amounts receivable within one year40/41€161k€121k▼
Trade receivables40€137k€110k▼
Other amounts receivable41€25k€11k▼
Cash at bank and in hand54/58€41k€88k▲
Deferred charges and accrued income490/1€415€3k▲
Equity and liabilities
Total equity and liabilities10/49€242k€242k▼
Equity10/15€167k€175k▲
Contributions10/11€6k€6k=
Reserves13€159k€166k▲
Distributable reserves133€159k€166k▲
Profit (loss) carried forward14€2k€2k▲
Amounts payable17/49€75k€67k▼
Amounts payable after more than one year17€3k-
Financial debts170/4€3k-
Amounts payable within one year42/48€73k€67k▼
Current portion of amounts payable after more than one year42€5k-
Financial debts43€9k€12k▲
Credit institutions430/8€9k€12k▲
Trade debts44€2k€6k▲
Suppliers440/4€2k€6k▲
Taxes, remuneration and social security45€8k-
Taxes450/3€8k-
Other amounts payable47/48€48k€49k▲
Income statement
Code20242025
Non-recurring operating income76A-€3k
Remuneration, social security and pensions62€57k€50k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€23k▲
Other operating charges640/8€2k€2k▼
Gross operating margin9900€181k€87k▼
Operating profit (loss)9901€99k€12k▼
Financial income75/76B€1k€18▼
Recurring financial income75€1k€18▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€98k€10k▼
Income taxes67/77€19k€3k▼
Profit (loss) for the period9904€80k€7k▼
Profit (loss) for the period to be appropriated9905€80k€7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€62k€10k▼
Profit (loss) brought forward from the previous period14P€-17k€2k▲
Transfer to equity691/2€60k€7k▼
To other reserves6921€60k€7k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €80k
Net result €80k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.80
Current ratio from 1.33 to 2.80; short-term debt falls from €100k to €73k.
31-12
Financial
Equity above €150kEq €167k ▲91%
Equity rises from €88k to €167k.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
31-12
Financial
Weakest financial yearnet €-33k ▼602%
Net result drops to €-33k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
26-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 26 days late
2021
31-12
Financial
Equity above €100kEq €114k ▲15.7%
3 profitable years in a row build equity to €114k.
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €49k
Net result €49k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bredastraat 242060 AntwerpenGround area
1,264 m²
Building footprint
32 m²
Volume, LiDAR
463 m³
Parcel 11807G0276/00K000, Flanders · tallest building 15.0 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
StoneDesign
since 20132.218.991.695
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11807G0276/00K000 | Flanders | 1,263 m² | 1 · 32 m² | 15.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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JT-PROJECTS
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Of 2,263 companies in sector 71113 we hold annual accounts for 658. 516 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2013
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
71113Urban planning and landscape architecture
62010Computer programming, consultancy and related activities
62100Computer programming
74201Photography, excluding press photography
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.