T.Q.A.
ActiveT.Q.A. has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €948k and a net result of €196k. Equity is growing by ~7.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability91▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €85k at 30 days acceptable
Liquidity ample (current ratio 5.28 against 6.29 in 2024; short-term debt: 13.8% and cash: 23.1% of total assets), and 13.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.2%
Return on assets
17.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
97 d early
2023
61 d early
2022
87 d early
2021
115 d early
2020
57 d early
2019
84 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€948k▲ 7.5%
2024 · €882k
2018: €550k
2019: €643k
2020: €774k
2021: €677k
2022: €703k
2023: €789k
2024: €882k
2018 → 2025
Total assets
€1.10M▲ 10.6%
2024 · €994k
2018: €615k
2019: €700k
2020: €825k
2021: €944k
2022: €815k
2023: €911k
2024: €994k
2018 → 2025
Net result
€196k▲ 5.5%
2024 · €186k
2018: €93k
2019: €93k
2020: €131k
2021: €122k
2022: €221k
2023: €176k
2024: €186k
2018 → 2025
Working capital
€649k▲ 9.0%
2024 · €595k
2018: €448k
2019: €539k
2020: €666k
2021: €551k
2022: €667k
2023: €761k
2024: €595k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€677k-€703k▲ 3.8%€789k▲ 12.3%€882k▲ 11.8%€948k▲ 7.5%
Operating result€175k-€318k▲ 82.4%€245k▼ 22.9%€256k▲ 4.5%€272k▲ 6.0%
Net result€122k-€221k▲ 81.2%€176k▼ 20.0%€186k▲ 5.3%€196k▲ 5.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.10M
Fixed assets
€299k▲ 4.3%
Current assets
€801k▲ 13.1%
Equity and liabilities €1.10M
Equity
€948k▲ 7.5%
Debt
€152k▲ 34.8%
The debt ratio rises from 11.3% to 13.8%. Equity and debt are higher.
Key figures and ratios
EBITDA
€279k▲
2024 · €264k
Cash flow
€204k▲
2024 · €193k
Solvency
86.2%▼
2024 · 88.7%
Current ratio
5.28▼
2024 · 6.29
Quick ratio
5.28▼
2024 · 6.29
Debt / equity
0.16▲
2024 · 0.13
ROE
20.7%▼
2024 · 21.1%
ROA
17.8%▼
2024 · 18.7%
Interest coverage
488.88▼
2024 · 540.84
Debt
€152k▲
2024 · €112k
Debt ≤ 1 year
€152k▲
2024 · €112k
Income taxes
€88k▲
2024 · €83k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€994k€1.10M▲
Fixed assets21/28€286k€299k▲
Tangible fixed assets22/27€22k€15k▼
Furniture and vehicles24€22k€15k▼
Financial fixed assets28€265k€284k▲
Current assets29/58€708k€801k▲
Amounts receivable within one year40/41€46k€43k▼
Trade receivables40€21k€21k▲
Other amounts receivable41€25k€22k▼
Current investments50/53€425k€500k▲
Cash at bank and in hand54/58€233k€254k▲
Deferred charges and accrued income490/1€4k€3k▼
Equity and liabilities
Total equity and liabilities10/49€994k€1.10M▲
Equity10/15€882k€948k▲
Contributions10/11€30k€30k=
Reserves13€833k€899k▲
Distributable reserves133€833k€899k▲
Profit (loss) carried forward14€18k€18k=
Amounts payable17/49€112k€152k▲
Amounts payable within one year42/48€112k€152k▲
Trade debts44€644€908▲
Suppliers440/4€644€908▲
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€6k€11k▲
Other amounts payable47/48€106k€140k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€8k▲
Other operating charges640/8€387€998▲
Gross operating margin9900€264k€280k▲
Operating profit (loss)9901€256k€272k▲
Financial income75/76B€13k€12k▼
Recurring financial income75€13k€12k▼
Financial charges65/66B€488€571▲
Recurring financial charges65€488€571▲
Profit (loss) for the period before taxes9903€269k€283k▲
Income taxes67/77€83k€88k▲
Profit (loss) for the period9904€186k€196k▲
Profit (loss) for the period to be appropriated9905€186k€196k▲
Appropriation of the result
Profit (loss) to be appropriated9906€204k€214k▲
Profit (loss) brought forward from the previous period14P€18k€18k▲
Transfer from equity791/2€93k€130k▲
Transfer to equity691/2€186k€196k▲
To other reserves6921€186k€196k▲
Profit to be distributed694/7€93k€130k▲
Return on contributions (dividend)694€93k€130k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
05-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €221k ▲81.2%
Operating result €318k, net result €221k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 6.91
Current ratio from 3.07 to 6.91; short-term debt falls from €267k to €113k.
07-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €93k ▼0.1%
Net result drops to €93k, the lowest in the series; recovery starts the following year.
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
18-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-05
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Schoonzichtgaarde 111200 Sint-Lambrechts-WoluweGround area
122 m²
Building footprint
50 m²
Volume, LiDAR
441 m³
Parcel 21672C0062/00X000, Brussels · tallest building 11.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Schoonzichtgaarde 11, 1200 Sint-Lambrechts-Woluwe
since 20022.208.712.764
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21672C0062/00X000 | Brussels | 122 m² | 1 · 50 m² | 11.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
967600BX66BOO1C6JQ32
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,637. 4,530 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2002
Fiscal year end31-12
Activities, NACEBEL
69201Certified accountants and tax accountants
69202Legal and accounting activities
74121
74124
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.