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Ad Consult

Active
Private limited companyfounded 200323 yrs activeKortrijksesteenweg 1168, 9051 Gent, BelgiumKBO/BCE: BE 0479.721.616
Summary

Ad Consult has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €277,461 and a net result of €89,489. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 22% of 14009 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Certified accountants and tax accountants
NACE 69201Legal and accounting activities NACE 69202
1 site
Size
€1.2mtotal assets 2025
Staff
1 FTE
Equity
€277,461
Profit
€89,489
Turnover not published (abridged schema)
Financial health
89 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 57 d early0 of 7 deeds read
Why 89- 1 change of registered office in 24 months- Liquidity: current ratio 1.95, cash €13,460+ Size: total assets €1.2m+ Sector Legal and accounting activities (NACE 69)Show the evidence

Checked score

Score 2025
89 / 100
Excellent
Probability in this band: under 0.55%
Better than 40% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency 48+7
equity 22.9% of total assets
Liquidity 51+1
short-term debt 8.1% · cash 1.1%
Profitability 75-1
return on assets 7.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,732 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%▲ +1.4% vs 11-2024 01-2025: 0.3%▲ +41.0% vs 12-2024 02-2025: 0.1%▼ -54.1% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%● 0.0% vs 03-2025 05-2025: 0.1%▼ -0.7% vs 04-2025 06-2025: 0.1%● 0.0% vs 05-2025 07-2025: 0.1%● 0.0% vs 06-2025 08-2025: 0.1%▲ +3.7% vs 07-2025 09-2025: 0.2%▲ +15.0% vs 08-2025 10-2025: 0.2%▲ +3.7% vs 09-2025 11-2025: 0.5%▲ +189% vs 10-2025 12-2025: 0.5%▲ +7.3% vs 11-2025highest value 01-2026: 0.1%▼ -77.2% vs 12-2025lowest value 02-2026: 0.1%▲ +2.5% vs 01-2026 03-2026: 0.1%● 0.0% vs 02-2026 04-2026: 0.1%● 0.0% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%● 0.0% vs 05-2026 07-2026: 0.1%● 0.0% vs 06-2026 08-2026: 0.1%▲ +2.5% vs 07-2026 09-2026: 0.1%▲ +15.3% vs 08-2026 10-2026: 0.2%▲ +14.7% vs 09-2026
  • 1 change of registered office in 24 months raises the probability
  • Size: total assets €1.2m lowers the probability for this profile
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Liquidity: current ratio 1.95, cash €13,460 raises the probability
Credit up to €24,000 at 30 days acceptable
Liquidity ample (current ratio 1.95 against 1.97 in 2024; short-term debt: 8.1% and cash: 1.1% of total assets), but 77.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 24%, liquidity 33%, profitability 26%, growth against the median 78%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Size: total assets €1.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Liquidity: current ratio 1.95, cash €13,460
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 14009 sector peers (2025).
NBB · sector comparison
Position among 14009 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 05-12-2025, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 d early
2024
24 d early
2023
171 d early
2022
130 d early
2021
134 d early
2020
47 d early
2019
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 87 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 23 September (4 of the last 5 filed years within 73 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close03-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Incorporation · FounderFounding capital · Other statement
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Highest result since 2019net €89,489 ▲26.5%

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: Equity rose in 2025from €188,805 to €277,461 ▲ 47.0% View
  • Among the largest 10% on gross marginsector median €72,621 · 14,006 companies €294,274 View
  • Positive: 7 profitable years in a rowprofit 2025: €89,489 7 years View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Profit
€89,489
Solvency
22.9%
Total assets▲ 1.4%
Net result
20192025
Go to Financials

Timeline

Events
17
Since
2016
Next accounts
by 31-01-2027
  1. 10-06-2026Incorporation · Founder
  2. 05-12-2025Annual accounts filed
  3. 30-06-2025Highest result since 2019
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
04-03-2003
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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