Checked.be
Active
BE 0543.267.801Public limited company
T.PALM HOLDING
Rue Armand Enkart 38 ·4910 Theux, Belgium· 12 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies
(70200)
Conclusion
The computed 12-month bankruptcy probability of T.PALM HOLDING is 0.2% (very low). The 2024 annual accounts show equity of €95k and a net result of €7k. Equity is growing by ~7.6% per year across the filed fiscal years. Its solvency ranks better than 77% of 976 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 7 annual accounts.
Key figures
| Equity | €95k |
| Net result | €7k |
| Better than sector | 77% |
| Active | 12 yrs |
Financial profile
75
/ 100
Exceptional profile, strong across almost every axis.
All 5 axes are computed from data Checked has read.
Health
86
Profitability
38
Solvency
100
Growth
50
Stability
100
Bankruptcy probability (12 mo)
0.2%
Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−Lower-risk legal form
−Higher-failure-rate region
+
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Risk Assessment
0 / 100
Low riskTrust signals
Established
Founded in 2013, 12 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer
86
/ 100
Excellent
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview
Annual accounts filed on 25-07-2025 with the NBB · fiscal year 2024 · volledig
The figures below are the statutory (non-consolidated) annual accounts. This company also files consolidated accounts; the group figures can differ substantially.
No trend projection for this company: it files both statutory and consolidated annual accounts. The statutory figures above track the parent, and they jump when activities move inside the group, not when the business grows or shrinks. A trend through such a series measures a restructuring, not a business trajectory.
Sector comparison
Fiscal year 2024 · NACE 70, Head offices & management consulting · compared within the same schema type (full schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 72.6% | 39.7% | |
| Net result | €7k | €32k | |
| Equity | €95k | €152k | |
| Total assets | €131k | €749k |
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
€189k
+1.0%
18-24
€7k
+5.5%
18-24
€131k
+16.9%
18-24
€95k
+7.3%
18-24
€95k
+7.3%
18-24
€2k
-9.3%
18-24
€36k
+53.0%
18-24
€36k
+53.0%
18-24
Show 7 other metrics
3.66
-23.6%
18-24
3.66
-23.6%
18-24
72.6%
-8.2%
18-24
0.38
+42.6%
18-24
6.8%
-1.7%
18-24
5.0%
-9.7%
18-24
3.4%
+4.5%
18-24
Figures by fiscal year
| Fiscal year | 2024 |
|---|---|
| Deposit | volledig |
| Revenue | €189k |
| EBITDA | - |
| Net profit | €7k |
| Cash flow | - |
| Staff costs | - |
| Income taxes | €2k |
| Dividends | - |
| Total assets | €131k |
| Equity | €95k |
| Debt | €36k |
| of which ≤ 1y | €36k |
| of which > 1y | - |
| Working capital | €95k |
| Employees (FTE) | - |
Ratios (computed)
| 2024 | |
|---|---|
| Current ratio | 3.66 |
| Quick ratio | 3.66 |
| Working capital ratio | 72.6% |
| Solvency | 72.6% |
| Debt / equity | 0.38 |
| Long-term debt ratio | - |
| Interest coverage | - |
| Gross margin | - |
| Net margin | 3.4% |
| ROA | 5.0% |
| ROE | 6.8% |
| EBITDA margin | - |
| Days sales outstanding | 91d |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2024
Full annual accounts (22 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2024 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €131k |
| Fixed assets | 21/28 | €0 |
| Financial fixed assets | 28 | €0 |
| Current assets | 29/58 | €131k |
| Amounts receivable within one year | 40/41 | €127k |
| Cash & bank | 54/58 | €4k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €131k |
| Equity | 10/15 | €95k |
| Contributions / capital | 10/11 | €9.02M |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €-8.93M |
| Amounts payable | 17/49 | €36k |
| Amounts payable within one year | 42/48 | €36k |
| Trade debts payable within one year | 44 | €32k |
| Income statement | ||
| Turnover | 70 | €189k |
| Operating result | 9901 | €7k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €673 |
| Result before taxes | 9903 | €9k |
| Income taxes | 67/77 | €2k |
| Net result for the period | 9904 | €7k |
| Result to be appropriated | 9905 | €7k |
This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan.
See plans →
Ratios computed by Checked.
Directors & mandates
Current directors & mandates
-
Thami LARAKIManaging directorState Gazette act 24132509 (11-09-2024)Current11-09-2024 → present
6 events
- 11-09-2024 Appointed· Managing director
- 06-10-2021 Resigned· Managing director
- 16-07-2019 Appointed· Managing director
- 16-07-2019 Appointed· Président du conseil
- 05-04-2019 Resigned· Gérant
- 05-04-2019 Appointed· Director
-
SA SparaxisLegal entityDirectorState Gazette act 23138410 (30-10-2023)Current30-10-2023 → present
-
SA WALLONIE ENTREPRENDRELegal entityDirectorState Gazette act 23138409 (30-10-2023)Current30-10-2023 → present
2 events
- 30-10-2023 Appointed· Director
- 30-10-2023 Resigned· Director
-
Frédéric PETITJEANDirectorState Gazette act 23128410 (09-10-2023)Current09-10-2023 → present
-
Virginie CambronCommissaire suppléanteState Gazette act 23128410 (09-10-2023)Current09-10-2023 → present
-
SRL IMMO 5.0Legal entityManaging directorState Gazette act 21118888 (06-10-2021)Current06-10-2021 → present
Show 1 more sitting directors
-
Fabien HEYNENAuditorState Gazette act 21021115 (17-02-2021)Current23-05-2017 → present
2 events
- 17-02-2021 Appointed· Auditor
- 23-05-2017 Appointed· Auditor
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
-
SPRL OłdicoLegal entityDirectorState Gazette act 19095476 (16-07-2019)Not recently confirmedlast confirmed in an act from 2019
-
Jérôme DANGUYDirectorState Gazette act 19047479 (05-04-2019)Not recently confirmedlast confirmed in an act from 2019
Permanent representatives (5)
These people represent a legal-person director (a management company, for instance). They hold no board mandate of their own and do not count as directors.
-
Frédéric PetitjeanRepresentant permanentState Gazette act 23138410 (30-10-2023)Permanent representative30-10-2023 → present
2 events
- 30-10-2023 Resigned· Representant permanent
- 30-10-2023 Appointed· Representant permanent
-
Philippe BuelenReprésentant permanentState Gazette act 23138409 (30-10-2023)Permanent representative30-10-2023 → present
2 events
- 30-10-2023 Appointed· Représentant permanent
- 30-10-2023 Resigned· Representant permanent
-
Monsieur Olivier ServaisReprésentant permanentState Gazette act 19095476 (16-07-2019)Permanent representative16-07-2019 → present
-
Monsieur Philippe BuelenReprésentant permanentState Gazette act 19095476 (16-07-2019)Permanent representative16-07-2019 → present
-
Monsieur Jérôme DanguyReprésentant permanentState Gazette act 19095476 (16-07-2019)Permanent representative- → 16-07-2019
Former directors (1)
-
SA SOGEPALegal entityDirectorState Gazette act 23138409 (30-10-2023)Former- → 30-10-2023
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Statutory auditor
| Statutory auditor | IRE/IBR number | Tenure |
|---|---|---|
| SRL HEYNEN, NYSSEN & CieCurrent Commissaire |
- | 06-01-2023 → present |
Show 2 earlier auditors
| Fabien HEYNEN Commissaire succeeded by SPRL HEYNEN, NYSSEN & Cie in 2019 |
- | 08-12-2016 → 02-04-2019 |
| SPRL HEYNEN, NYSSEN & Cie Commissaire succeeded by SRL HEYNEN, NYSSEN & Cie in 2023 |
- | 02-04-2019 → 06-01-2023 |
Appointed statutory auditor from the Belgian State Gazette. The IRE/IBR number refers to the register of the Institute of Registered Auditors.
Legal Structure
| NACE primary | Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200) |
| Legal form | Public limited company(014) |
| Incorporation | 13-12-2013 |
| Status | Active |
| Postal code | 4910 |
Establishment units
T.PALM Holding
since 20132.225.794.365
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62079A0460/00C000 | Wallonia | 3,732 m² | 1 · 179 m² | 9.7 m · 3 fl. |
| 63060D0133/00Z000 | Wallonia | 1,927 m² | 1 · 599 m² | - |
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
2025
25-07-2025
NBB filing
Annual accounts filed
2024
11-09-2024
State Gazette act
Director changes
05-06-2024
NBB filing
Annual accounts filed
05-06-2024
NBB filing
Annual accounts filed
24-05-2024
State Gazette act
Statutes amendment
2023
30-10-2023
State Gazette act
Director changes
30-10-2023
State Gazette act
Director changes
09-10-2023
State Gazette act
Director changes
16-06-2023
NBB filing
Annual accounts filed
16-06-2023
NBB filing
Annual accounts filed
06-01-2023
State Gazette act
Director changes
2022
04-07-2022
NBB filing
Annual accounts filed
04-07-2022
NBB filing
Annual accounts filed
2021
06-10-2021
State Gazette act
Director changes
19-07-2021
NBB filing
Annual accounts filed
19-07-2021
NBB filing
Annual accounts filed
17-02-2021
State Gazette act
Director changes
2020
05-10-2020
NBB filing
Annual accounts filed
2019
16-07-2019
State Gazette act
Director changes
16-07-2019
State Gazette act
Director changes
05-04-2019
State Gazette act
Statutes amendment
02-04-2019
State Gazette act
Director changes
2017
23-05-2017
State Gazette act
Director changes
2016
08-12-2016
State Gazette act
Director changes
Belgian State Gazette reading coverage
We know of 17 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Belgisch Staatsblad, acts
All acts · 14
updated 1 year ago
2024
11-09-2024 Thami LARAKI appointed as managing director
- Thami LARAKI, Gedelegeerd bestuurder
Summary:
v3.2
Technical details
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}24-05-2024 Articles of association amended
Summary:
v3.2
Technical details
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30-10-2023 2 directors appointed, 1 resigning
- SA WALLONIE ENTREPRENDRE, Bestuurder
- Philippe Buelen, Représentant permanent
- SA SOGEPA, Bestuurder
Summary:
v3.2
Technical details
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}30-10-2023 2 directors appointed, 3 resigning
- SA Sparaxis, Bestuurder
- Frédéric Petitjean, Representant permanent
- Philippe Buelen, Representant permanent
- SA Wallonie Entreprendre, Bestuurder
- Frédéric Petitjean, Representant permanent
Summary:
v3.2
Technical details
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}09-10-2023 3 directors appointed
- Frédéric PETITJEAN, Bestuurder
- Fabien HEYNEN, Commissaire
- Virginie Cambron, Commissaire suppléante
Summary:
v3.2
Technical details
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}06-01-2023 SRL HEYNEN, NYSSEN & Cie appointed as commissaire
- SRL HEYNEN, NYSSEN & Cie, Commissaire
Summary:
v3.2
Technical details
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}2021
06-10-2021 1 director appointed, 1 resigning
- SRL IMMO 5.0, Gedelegeerd bestuurder
- Thami Laraki, Gedelegeerd bestuurder
Summary:
v3.2
Technical details
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}17-02-2021 Fabien HEYNEN appointed as auditor
- Fabien HEYNEN, Auditor
Summary:
v3.2
Technical details
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}2019
16-07-2019 2 directors appointed
- Thami LARAKI, Gedelegeerd bestuurder
- Thami LARAKI, Président du conseil
Summary:
v3.2
Technical details
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}16-07-2019 3 directors appointed, 1 resigning
- SPRL Ołdico, Bestuurder
- Monsieur Olivier Servais, Représentant permanent
- Monsieur Philippe Buelen, Représentant permanent
- Monsieur Jérôme Danguy, Représentant permanent
Summary:
v3.2
Technical details
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}05-04-2019 Articles of association amended
Summary:
v3.2
Technical details
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}02-04-2019 SPRL HEYNEN, NYSSEN & Cie appointed as commissaire
- SPRL HEYNEN, NYSSEN & Cie, Commissaire
Summary:
v3.2
Technical details
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}2017
23-05-2017 Fabien HEYNEN appointed as auditor
- Fabien HEYNEN, Auditor
Summary:
v3.2
Technical details
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}2016
08-12-2016 Fabien HEYNEN appointed as commissaire
- Fabien HEYNEN, Commissaire
Summary:
v3.2
Technical details
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{
"kind": "director_in",
"role": "commissaire",
"person": {
"rrn": null,
"name": "Fabien HEYNEN",
"address": null,
"birth_date": null
}
}
],
"schema": "v3.2",
"act_meta": {
"extractor": "qwen3-30b-a3b"
},
"subject_company": {
"kbo": "0543.267.801",
"name_full": "T.PALM HOLDING"
}
}Credit advice
Company registry (CBE)
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Holdings64200Activiteiten van holdings64210
Primary activity highlighted.
Names & trade names
| Legal nameFR | T.PALM HOLDING |
| AbbreviationFR | T.P.H |
Registered office
Rue Armand Enkart 38
4910 Theux, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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