T ON IT
ActiveSummary
The computed 12-month bankruptcy probability of T ON IT is 1.8% (moderate). The 2025 annual accounts show equity of €61k and a net result of €-21k. Equity is shrinking by ~3% per year across the filed fiscal years. Its solvency ranks better than 95% of 2045 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-76
Solvency100=
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 25.96 against 10.71 in 2024; short-term debt: 3.5% and cash: 25.4% of total assets), and 3.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
96.5%
Return on assets
-33.5%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-03-2026, 35 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
35 d early
2024
3 d early
2023
26 d early
2022
2 d late
2021
9 d early
2020
on the day
2019
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-21k
2024 · €5k
2018: €39k
2019: €24k
2020: €-14k
2021: €-5k
2022: €-6k
2023: €6k
2024: €5k
2018 → 2025
Working capital
€54k▼ 28.9%
2024 · €76k
2018: €70k
2019: €82k
2020: €70k
2021: €68k
2022: €64k
2023: €70k
2024: €76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€76k-€70k▼ 7.6%€76k▲ 8.5%€82k▲ 6.6%€61k▼ 25.7%
Operating result€-5k-€-5k=€7k€5k▼ 29.3%€-21k
Net result€-5k-€-6k▼ 10.7%€6k€5k▼ 16.1%€-21k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €21k after €5k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €63k
Fixed assets
€7k▲ 17.8%
Current assets
€56k▼ 33.0%
Equity and liabilities €63k
Equity
€61k▼ 25.7%
Debt
€2k▼ 72.4%
The debt ratio falls from 8.8% to 3.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-19k▼
2024 · €10k
Cash flow
€-19k▼
2024 · €10k
Solvency
96.5%▲
2024 · 91.2%
Current ratio
25.96▲
2024 · 10.71
Quick ratio
25.96▲
2024 · 10.71
Debt / equity
0.04▼
2024 · 0.10
ROE
-34.7%▼
2024 · 6.2%
ROA
-33.5%▼
2024 · 5.6%
Interest coverage
-49.53▼
2024 · 24.85
Debt
€2k▼
2024 · €8k
Debt ≤ 1 year
€2k▼
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€89k€63k▼
Fixed assets21/28€6k€7k▲
Tangible fixed assets22/27€5k€6k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€2k€4k▲
Financial fixed assets28€700€700=
Current assets29/58€84k€56k▼
Amounts receivable within one year40/41€27k€3k▼
Trade receivables40€27k€3k▼
Other amounts receivable41€46€297▲
Current investments50/53€40k€33k▼
Cash at bank and in hand54/58€12k€16k▲
Deferred charges and accrued income490/1€5k€4k▼
Equity and liabilities
Total equity and liabilities10/49€89k€63k▼
Equity10/15€82k€61k▼
Contributions10/11€12k€12k=
Reserves13€69k€69k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€67k€67k▼
Profit (loss) carried forward14-€-21k
Amounts payable17/49€8k€2k▼
Amounts payable within one year42/48€8k€2k▼
Trade debts44€7k€2k▼
Suppliers440/4€7k€2k▼
Taxes, remuneration and social security45€473-
Taxes450/3€473-
Income statement
Code20242025
Non-recurring operating income76A€782€4k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€2k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€12k€-17k▼
Operating profit (loss)9901€5k€-21k▼
Financial income75/76B€332€196▼
Recurring financial income75€332€196▼
Financial charges65/66B€422€375▼
Recurring financial charges65€422€375▼
Profit (loss) for the period before taxes9903€5k€-21k▼
Income taxes67/77€42-
Profit (loss) for the period9904€5k€-21k▼
Profit (loss) for the period to be appropriated9905€5k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€288€-21k▼
Profit (loss) brought forward from the previous period14P€-5k-
Transfer from equity791/2-€288
Transfer to equity691/2€288-
To other reserves6921€288-
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-03
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Weakest financial yearnet €-21k ▼516%
Net result drops to €-21k, the lowest in the series.
30-09
Financial
Liquidity doublescurrent ratio 25.96
Current ratio from 10.71 to 25.96; short-term debt falls from €8k to €2k.
27-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
04-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
30-09
Financial
Back to profitnet €6k
Net result €6k after 3 loss-making years.
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 2 days late
2022
21-04
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
17-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
28-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Paul Devignestraat 981030 SchaarbeekGround area
193 m²
Building footprint
86 m²
Volume, LiDAR
1,016 m³
Parcel 21904B0460/00P002, Brussels · tallest building 15.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Paul Devignestraat 98, 1030 Schaarbeek
since 20112.195.061.401
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21904B0460/00P002 | Brussels | 193 m² | 1 · 86 m² | 15.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DJARDINI
BE 0764.392.563
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HEESTER
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PARLONS
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Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 6,186 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded14-09-2010
Fiscal year end30-09
Activities, NACEBEL
43990Other specialised construction activities
43995Specialised construction activities
43332Laying of wooden floor and wall coverings
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 24-09-2026. Scores and ratios are computed by Checked and are not a credit decision.