IMMO- TRANSFO
ActiveThe computed 12-month bankruptcy probability of IMMO- TRANSFO is 2.1% (moderate). The annual accounts of IMMO- TRANSFO for fiscal year 2025 show a net loss of 180% of the equity at the start of that year. The 2025 annual accounts show equity of €4k and a net result of €-3k. Equity is growing by ~40.1% per year across the filed fiscal years. Its solvency ranks better than 11% of 27711 sector peers (fiscal year 2025). The company has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
26
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability13▼-13
Solvency30▲+3
Growth52=
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity tight (current ratio 1.04 against 1.01 in 2024; short-term debt: 95% and cash: 1.4% of total assets), and 95% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5%
Return on assets
-4.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 27711 sector peers (2025).
NBB · sector comparisonPosition among 27711 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
27 d late
2022
31 d late
2021
30 d late
2020
30 d late
2017
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€4k▲ 94.0%
2024 · €2k
2020: €-5k
2021: €-7k
2022: €-6k
2023: €2k
2024: €2k
2020 → 2025
Total assets
€71k▼ 23.9%
2024 · €94k
2020: €25k
2021: €23k
2022: €58k
2023: €66k
2024: €94k
2020 → 2025
Net result
€-3k▼ 529%
2024 · €-522
2020: €3k
2021: €-2k
2022: €754
2023: €9k
2024: €-522
2020 → 2025
Working capital
€2k▲ 148%
2024 · €993
2020: €-5k
2021: €-7k
2022: €-9k
2023: €14k
2024: €993
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-7k-€-6k▲ 10.7%€2k€2k▼ 22.2%€4k▲ 94.0%
Operating result€-2k-€1k€9k▲ 722%€1k▼ 87.1%€-3k
Net result€-2k-€754€9k▲ 1,047%€-522€-3k▼ 529%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €3k after €1k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €71k
Fixed assets
€1k▲ 29.0%
Current assets
€70k▼ 24.4%
Equity and liabilities €71k
Equity
€4k▲ 94.0%
Debt
€68k▼ 26.3%
The debt ratio falls from 98.1% to 95.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€-2k▼
2024 · €2k
Cash flow
€-3k▼
2024 · €-156
Solvency
5.0%▲
2024 · 1.9%
Current ratio
1.04▲
2024 · 1.01
Quick ratio
1.04▲
2024 · 1.01
Debt / equity
19.13▼
2024 · 50.35
ROE
-92.7%▼
2024 · -28.6%
ROA
-4.6%▼
2024 · -0.6%
Interest coverage
-3.70▼
2024 · 1.00
Debt
€68k▼
2024 · €92k
Debt ≤ 1 year
€68k▼
2024 · €92k
Income taxes
€150▼
2024 · €406
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€71k▼
Fixed assets21/28€833€1k▲
Tangible fixed assets22/27€833€1k▲
Plant, machinery and equipment23-€642
Furniture and vehicles24€833€433▼
Current assets29/58€93k€70k▼
Amounts receivable within one year40/41€91k€69k▼
Trade receivables40€76k€50k▼
Other amounts receivable41€15k€19k▲
Cash at bank and in hand54/58€12€968▲
Deferred charges and accrued income490/1€1k€516▼
Equity and liabilities
Total equity and liabilities10/49€94k€71k▼
Equity10/15€2k€4k▲
Contributions10/11€6k€6k=
Profit (loss) carried forward14€-4k€-3k▲
Amounts payable17/49€92k€68k▼
Amounts payable within one year42/48€92k€68k▼
Trade debts44€44k€26k▼
Suppliers440/4€44k€26k▼
Taxes, remuneration and social security45€2k€831▼
Taxes450/3€2k€831▼
Other amounts payable47/48€46k€41k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€367€423▲
Other operating charges640/8€3k€1k▼
Gross operating margin9900€4k€-901▼
Operating profit (loss)9901€1k€-3k▼
Financial income75/76B€253€2▼
Recurring financial income75€253€2▼
Financial charges65/66B€2k€577▼
Recurring financial charges65€2k€577▼
Profit (loss) for the period before taxes9903€-116€-3k▼
Income taxes67/77€406€150▼
Profit (loss) for the period9904€-522€-3k▼
Profit (loss) for the period to be appropriated9905€-522€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-4k€-3k▲
Profit (loss) brought forward from the previous period14P€-4k€626▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Highest result since 2020net €9k ▲1047%
Operating result €9k, net result €9k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €754
Net result €754 after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
2015
28-08
NBB filing
Annual accounts filed
fiscal year 2014 · full schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louizalaan 390B1050 BrusselGround area
1,228 m²
Building footprint
529 m²
Volume, LiDAR
8,602 m³
Parcel 21807G0218/00E016, Brussels · tallest building 24.9 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
Louizalaan 390, 1050 Elsene
since 20122.216.348.842
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21807G0218/00E016 | Brussels | 1,228 m² | 1 · 529 m² | 24.9 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DG TWO
BE 1003.382.747
Elsene · Eq €4k
CMJ GESTION
BE 0479.702.612
Oupeye · Eq €3k
G & D RENOVATION
BE 0752.839.170
Sint-Pieters-Leeuw · Eq €3k
Stig
BE 0797.926.750
Brecht · Eq €3k
SPLENDEUR DU BOIS
BE 0474.970.891
Sint-Lambrechts-Woluwe · Eq €3k
Of 15,529 companies in sector 43990 we hold annual accounts for 7,423. 2,116 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-05-2012
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43995Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.