T-O-M

Active

Private limited companyfounded 20251 year activeGasstraat 9, 2300 Turnhout, BelgiumKBO/BCE: BE 1024.945.154

Summary

T-O-M has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124,791 and a net result of €9,108. Its solvency ranks better than 35% of 38,911 sector peers (NACE 70, fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch Report Compare

T-O-MActiveChecked score 89/100

Risk analysis Report Compare

Activity

Activities of head offices

NACE 70100

1 site

Size

€338,547total assets 2025

Equity: €124,791
Profit: €9,108

Turnover not published (abridged schema)

Financial health

89 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Accounts 22 days early0 of 1 deed read

Why 89- Founded in 2025- Liquidity: current ratio 0.42, cash €12,777+ Sector Activities of head offices; management consultancy activities (NACE 70)+ Size: total assets €338,547Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 38% of its sector peers (NACE 70, micro)

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 62

equity 36.9% of total assets

Liquidity 53

short-term debt 12.2% · cash 3.8%

Profitability 72

return on assets 2.7%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,281 companies)

Last 24 months 08-2026: 0.2%lowest value 09-2026: 0.2%● unchanged vs 08-2026lowest value 10-2026: 0.2%● unchanged vs 09-2026highest value

Credit up to €11,000 at 30 days only on tighter terms

Liquidity short (current ratio 0.42; short-term debt: 12.2% and cash: 3.8% of total assets), and 63.1% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 35% on solvency, 42% on liquidity and 36% on profitability.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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