Demova

Active

Private limited companyfounded 20251 yr activeValvekenstraat 70, 2275 Lille, BelgiumKBO/BCE: BE 1022.888.457

Demova has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €27k and a net result of €22k. Its solvency ranks better than 18% of 8589 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

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Checked score

Score 2025

43 / 100

Weak

The score combines four axes. Every signal that weighs is under Signals.

Axes

Profitability100

Solvency9

Growth-

Stability67

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days only on tighter terms

Liquidity short (current ratio 0.23), and 85.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 70

Relative position

BE, all sectors

reference

Sector 70

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

14.1%

Return on assets

11.5%

Age of the figures

8 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 8589 sector peers (2025).

NBB · sector comparison

Position among 8589 sector peers

Solvency

better than 18%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

29 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€27k

Total assets

€190k

Net result

€22k

Working capital

€-125k

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Balance-sheet composition

Assets €190k

80.2%

19.8%

Fixed assets €152k

Current assets €37k

Equity and liabilities €190k

14.1%

85.9%

Equity €27k

Debt €163k

Debt finances 85.9% of the balance-sheet total.

Key figures and ratios

2025 value

EBITDA

€29k

Cash flow

€22k

Solvency

14.1%

Current ratio

0.23

Quick ratio

0.23

Debt / equity

6.07

ROE

81.3%

ROA

11.5%

Interest coverage

6092.73

Debt

€163k

Debt ≤ 1 year

€163k

Income taxes

€8k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€190k

Fixed assets21/28€152k

Tangible fixed assets22/27€2k

Plant, machinery and equipment23€2k

Financial fixed assets28€150k

Current assets29/58€37k

Amounts receivable within one year40/41€22k

Trade receivables40€22k

Cash at bank and in hand54/58€16k

Deferred charges and accrued income490/1€20

Equity and liabilities

Total equity and liabilities10/49€190k

Equity10/15€27k

Contributions10/11€5k

Profit (loss) carried forward14€22k

Amounts payable17/49€163k

Amounts payable within one year42/48€163k

Trade debts44€574

Suppliers440/4€574

Taxes, remuneration and social security45€14k

Taxes450/3€12k

Remuneration and social security454/9€2k

Other amounts payable47/48€148k

Income statement Code2025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7

Other operating charges640/8€500

Gross operating margin9900€30k

Operating profit (loss)9901€29k

Financial charges65/66B€5

Recurring financial charges65€5

Profit (loss) for the period before taxes9903€29k

Income taxes67/77€8k

Profit (loss) for the period9904€22k

Profit (loss) for the period to be appropriated9905€22k

Appropriation of the result

Profit (loss) to be appropriated9906€22k

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2026

02-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lille · 1 establishment unit since 2025

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Valvekenstraat 702275 Lille

Ground area

1,680 m²

Building footprint

189 m²

Parcel 13019E0003/00C000, Flanders. Linked by address, not a title deed.

1 establishment unit

Demova

Valvekenstraat 70, 2275 LilleActivities of head offices

since 20252.373.225.853

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13019E0003/00C000	Flanders	1,680 m²	1 · 189 m²	-

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,668 companies in sector 70100 we hold annual accounts for 3,479. 1,732 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded30-04-2025

Fiscal year end31-12

Activities, NACEBEL

70100Activities of head offices

23410Manufacture of ceramic household and ornamental articles

47120Other non-specialised retail sale

66199Other activities auxiliary to financial services, excluding insurance and pension funding

70200Business and other management consultancy

82100Office administrative and support services

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.