T-Network.BE
ActiveT-Network.BE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78k and a net result of €20k. Equity is growing by ~13.5% per year across the filed fiscal years. Its solvency ranks better than 49% of 7017 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
78
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+30
Solvency78▲+15
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity short (current ratio 0.36 against 0.35 in 2024; short-term debt: 34.7% and cash: 5.5% of total assets), and 46.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.4%
Return on assets
13.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-06-2026, 46 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
46 d early
2024
36 d early
2023
35 d early
2022
26 d early
2021
24 d early
2020
15 d early
2019
35 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€78k▲ 32.8%
2024 · €59k
2018: €28k
2019: €33k
2020: €54k
2021: €62k
2022: €65k
2023: €56k
2024: €59k
2018 → 2025
Total assets
€147k▼ 4.8%
2024 · €154k
2018: €161k
2019: €157k
2020: €171k
2021: €171k
2022: €169k
2023: €160k
2024: €154k
2018 → 2025
Net result
€20k▲ 377%
2024 · €4k
2018: €6k
2019: €5k
2020: €21k
2021: €8k
2022: €3k
2023: €-10k
2024: €4k
2018 → 2025
Working capital
€-33k▲ 24.9%
2024 · €-44k
2018: €-34k
2019: €-42k
2020: €-25k
2021: €-21k
2022: €-22k
2023: €-40k
2024: €-44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€65k▲ 5.1%€56k▼ 14.8%€59k▲ 6.1%€78k▲ 32.8%
Operating result€11k-€7k▼ 38.1%€-5k€5k€31k▲ 567%
Net result€8k-€3k▼ 58.8%€-10k€4k€20k▲ 377%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 567% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €147k
Fixed assets
€129k▼ 1.4%
Current assets
€18k▼ 23.5%
Equity and liabilities €147k
Equity
€78k▲ 32.8%
Debt
€68k▼ 28.2%
The debt ratio falls from 61.7% to 46.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€35k▲
2024 · €8k
Cash flow
€24k▲
2024 · €8k
Solvency
53.4%▲
2024 · 38.3%
Current ratio
0.36▲
2024 · 0.35
Quick ratio
0.36▲
2024 · 0.35
Debt / equity
0.87▼
2024 · 1.61
ROE
25.8%▲
2024 · 7.2%
ROA
13.8%▲
2024 · 2.7%
Interest coverage
20.93▲
2024 · 4.06
Debt
€68k▼
2024 · €95k
Debt ≤ 1 year
€51k▼
2024 · €67k
Debt > 1 year
€17k▼
2024 · €28k
Income taxes
€9k▲
2024 · €-2k
Staff costs
€598
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€154k€147k▼
Fixed assets21/28€130k€129k▼
Tangible fixed assets22/27€88k€86k▼
Land and buildings22€87k€84k▼
Furniture and vehicles24€474€2k▲
Financial fixed assets28€43k€43k=
Current assets29/58€24k€18k▼
Amounts receivable within one year40/41€2k-
Other amounts receivable41€2k-
Cash at bank and in hand54/58€20k€8k▼
Deferred charges and accrued income490/1€2k€10k▲
Equity and liabilities
Total equity and liabilities10/49€154k€147k▼
Equity10/15€59k€78k▲
Contributions10/11€19k€19k=
Reserves13€40k€60k▲
Distributable reserves133€40k€60k▲
Amounts payable17/49€95k€68k▼
Amounts payable after more than one year17€28k€17k▼
Financial debts170/4€28k€17k▼
Amounts payable within one year42/48€67k€51k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Financial debts43€687€679▼
Credit institutions430/8€687€679▼
Trade debts44€402€1k▲
Suppliers440/4€402€1k▲
Taxes, remuneration and social security45€1k€8k▲
Taxes450/3€1k€8k▲
Other amounts payable47/48€55k€31k▼
Income statement
Code20242025
Remuneration, social security and pensions62-€598
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€10k€37k▲
Operating profit (loss)9901€5k€31k▲
Financial income75/76B€88€69▼
Recurring financial income75€88€69▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€3k€29k▲
Income taxes67/77€-2k€9k▲
Profit (loss) for the period9904€4k€20k▲
Profit (loss) for the period to be appropriated9905€4k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€4k€20k▲
Transfer from equity791/2€833€833=
Transfer to equity691/2€4k€20k▲
To other reserves6921€4k€20k▲
Profit to be distributed694/7€833€833=
Return on contributions (dividend)694€833€833=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
State Gazette act
Statutes amendment · Legal-form change · Resignations & appointmentsGeneral meeting · Statutes amendment · Reserve release6 facts ▸
State Gazette act
Statutes amendment · Legal-form change · Resignations & appointments
General meeting · Statutes amendment · Reserve release6 facts ▸
- General meeting, 21 december 2023
- Statutes amendment
- Reserve release, statutair onbeschikbare eigen vermogensrekening
- Corporate purpose, Reisgidsen, toeristische informatiediensten en dergelijke; Verhuur van woningen; Verhuur van sociale woningen; Verhuur van niet-residentiële gebouwen; Verhuur v…
- Director resignation, SCHUYTEN Tom (zaakvoerder)
- Director appointment, SCHUYTEN Tom (niet-statutaire bestuurder)
15-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-10k ▼404%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
05-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €21k ▲319%
Net result €21k, the highest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2026
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
31-07-2026
Resigned as Manager
21-12-2023
Appointed as Non-statutory director
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stalstraat 243294 DiestGround area
603 m²
Building footprint
86 m²
Volume, LiDAR
3 m³
Parcel 24073K0084/00P000, Flanders · tallest building 2.6 m. Linked by address, not a title deed.
1 establishment unit
Stalstraat 24, 3294 Diest
since 20032.126.534.760
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24073K0084/00P000 | Flanders | 603 m² | 1 · 86 m² | 2.6 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DIK&NIK
BE 0715.625.814
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COPITZ
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COURRIER SUD
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Of 9,863 companies in sector 73110 we hold annual accounts for 3,755. 3,039 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2003
Fiscal year end31-12
Activities, NACEBEL
73110Advertising agencies
74401
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.