t Moontje
ActiveThe computed 12-month bankruptcy probability of t Moontje is 1.5% (moderate). The 2025 annual accounts show equity of €12k and a net result of €74k. Equity is growing by ~14% per year across the filed fiscal years. Its solvency ranks better than 29% of 13091 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency30▼-70
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
1.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.96 against 50.29 in 2024; short-term debt: 91.9% and cash: 84% of total assets), and 95.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.9%
Return on assets
29.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-06-2026, 53 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
53 d early
2024
58 d early
2023
54 d early
2022
31 d early
2021
48 d early
2020
54 d early
2019
57 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 93.9%
2024 · €202k
2018: €64k
2019: €86k
2020: €93k
2021: €114k
2022: €85k
2023: €133k
2024: €202k
2018 → 2025
Total assets
€251k▲ 22.1%
2024 · €206k
2018: €89k
2019: €93k
2020: €95k
2021: €130k
2022: €120k
2023: €141k
2024: €206k
2018 → 2025
Net result
€74k▲ 3.5%
2024 · €71k
2018: €19k
2019: €23k
2020: €8k
2021: €55k
2022: €54k
2023: €49k
2024: €71k
2018 → 2025
Working capital
€-9k
2024 · €176k
2018: €27k
2019: €45k
2020: €58k
2021: €84k
2022: €42k
2023: €102k
2024: €176k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€114k-€85k▼ 25.8%€133k▲ 56.2%€202k▲ 52.4%€12k▼ 93.9%
Operating result€69k-€71k▲ 2.6%€67k▼ 6.5%€94k▲ 41.8%€96k▲ 1.4%
Net result€55k-€54k▼ 2.0%€49k▼ 8.6%€71k▲ 44.3%€74k▲ 3.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €251k
Fixed assets
€30k▲ 14.6%
Current assets
€222k▲ 23.2%
Equity and liabilities €251k
Equity
€12k▼ 93.9%
Debt
€239k▲ 6,577%
The debt ratio rises from 1.7% to 95.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€105k▲
2024 · €104k
Cash flow
€83k▲
2024 · €81k
Solvency
4.9%▼
2024 · 98.3%
Current ratio
0.96▼
2024 · 50.29
Quick ratio
0.92▼
2024 · 48.35
Debt / equity
19.52▲
2024 · 0.02
ROE
602.5%▲
2024 · 35.3%
ROA
29.4%▼
2024 · 34.6%
Interest coverage
70.57▼
2024 · 261.15
Debt
€239k▲
2024 · €4k
Debt ≤ 1 year
€231k▲
2024 · €4k
Debt > 1 year
€8k
Income taxes
€24k▲
2024 · €24k
Staff costs
€3k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€206k€251k▲
Fixed assets21/28€26k€30k▲
Tangible fixed assets22/27€26k€30k▲
Plant, machinery and equipment23€26k€30k▲
Current assets29/58€180k€222k▲
Stocks and contracts in progress3€7k€10k▲
Stocks30/36€7k€10k▲
Amounts receivable within one year40/41€4k€489▼
Trade receivables40€901€0▼
Other amounts receivable41€3k€489▼
Current investments50/53€100k€0▼
Cash at bank and in hand54/58€69k€211k▲
Equity and liabilities
Total equity and liabilities10/49€206k€251k▲
Equity10/15€202k€12k▼
Contributions10/11€12k€12k=
Reserves13€190k€0▼
Distributable reserves133€190k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€4k€239k▲
Amounts payable after more than one year17-€8k
Financial debts170/4-€8k
Amounts payable within one year42/48€4k€231k▲
Current portion of amounts payable after more than one year42-€4k
Trade debts44€790€767▼
Suppliers440/4€790€767▼
Taxes, remuneration and social security45€1k€725▼
Taxes450/3€1k€725▼
Other amounts payable47/48€2k€225k▲
Income statement
Code20242025
Remuneration, social security and pensions62€4k€3k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€9k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€109k€110k▲
Operating profit (loss)9901€94k€96k▲
Financial income75/76B€855€4k▲
Recurring financial income75€855€4k▲
Financial charges65/66B€398€1k▲
Recurring financial charges65€398€1k▲
Profit (loss) for the period before taxes9903€95k€98k▲
Income taxes67/77€24k€24k▲
Profit (loss) for the period9904€71k€74k▲
Profit (loss) for the period to be appropriated9905€71k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€71k€74k▲
Transfer from equity791/2-€190k
Transfer to equity691/2€70k€0▼
To other reserves6921€70k€0▼
Profit to be distributed694/7€2k€264k▲
Return on contributions (dividend)694€2k€264k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €74k ▲3.5%
Operating result €96k, net result €74k, both a record.
03-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity quadruplescurrent ratio 50.29
Current ratio from 13.28 to 50.29; short-term debt falls from €8k to €4k.
31-12
Financial
Equity above €200kEq €202k ▲52.4%
7 profitable years in a row build equity to €202k.
07-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 6current ratio 13.28
Current ratio from 2.18 to 13.28; short-term debt falls from €35k to €8k.
31-12
Financial
Equity above €100kEq €133k ▲56.2%
6 profitable years in a row build equity to €133k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
13-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €114k ▲22.9%
4 profitable years in a row build equity to €114k.
07-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €8k ▼62.9%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 6current ratio 41.38
Current ratio from 6.64 to 41.38; short-term debt falls from €8k to €1k.
04-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 6.64
Current ratio from 2.16 to 6.64; short-term debt falls from €23k to €8k.
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
08-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ravels · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp 572382 RavelsGround area
656 m²
Building footprint
138 m²
Volume, LiDAR
796 m³
Parcel 13033B0540/00P000, Flanders · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
'T MOONTJE
since 20162.249.140.879
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13033B0540/00P000 | Flanders | 656 m² | 1 · 138 m² | 7.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteRavels2.249.140.879
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Of 1,352 companies in sector 56220 we hold annual accounts for 405. 237 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2016
Fiscal year end31-12
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
56220Contract catering and other food service activities
56290Food and beverage service activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.