MAJOR EVENTS
ActiveThe computed 12-month bankruptcy probability of MAJOR EVENTS is 1.7% (moderate). The annual accounts of MAJOR EVENTS for fiscal year 2025 show a net loss of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €12k and a net result of €-21k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 13270 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
35
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-77
Solvency31▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
1.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.16 against 0.43 in 2024; short-term debt: 49.3% and cash: 4.4% of total assets), and 94.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.7%
Return on assets
-9.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
1 d early
2023
5 d early
2022
12 d early
2021
3 d early
2020
3 d early
2019
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€12k▼ 63.4%
2024 · €33k
2019: €5k
2020: €11k
2021: €3k
2022: €17k
2023: €7k
2024: €33k
2019 → 2025
Total assets
€213k▼ 16.4%
2024 · €255k
2019: €288k
2020: €276k
2021: €267k
2022: €272k
2023: €237k
2024: €255k
2019 → 2025
Net result
€-21k
2024 · €30k
2019: €3k
2020: €6k
2021: €-7k
2022: €14k
2023: €-10k
2024: €30k
2019 → 2025
Working capital
€-89k▼ 42.0%
2024 · €-62k
2019: €-50k
2020: €-50k
2021: €-64k
2022: €-59k
2023: €-78k
2024: €-62k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€17k▲ 429%€7k▼ 57.9%€33k▲ 369%€12k▼ 63.4%
Operating result€-3k-€18k€-6k€36k€-16k
Net result€-7k-€14k€-10k€30k€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €16k after €36k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €213k
Fixed assets
€197k▼ 5.4%
Current assets
€17k▼ 65.0%
Equity and liabilities €213k
Equity
€12k▼ 63.4%
Debt
€201k▼ 9.5%
The debt ratio rises from 87.1% to 94.3%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-8k▼
2024 · €47k
Cash flow
€-13k▼
2024 · €41k
Solvency
5.7%▼
2024 · 12.9%
Current ratio
0.16▼
2024 · 0.43
Quick ratio
0.16▼
2024 · 0.43
Debt / equity
16.62▲
2024 · 6.72
ROE
-172.9%▼
2024 · 89.3%
ROA
-9.8%▼
2024 · 11.6%
Interest coverage
-1.57▼
2024 · 15.30
Debt
€201k▼
2024 · €222k
Debt ≤ 1 year
€105k▼
2024 · €110k
Debt > 1 year
€94k▼
2024 · €113k
Income taxes
€0▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€255k€213k▼
Fixed assets21/28€208k€197k▼
Tangible fixed assets22/27€207k€196k▼
Land and buildings22€205k€195k▼
Furniture and vehicles24€2k€703▼
Financial fixed assets28€1k€1k=
Current assets29/58€47k€17k▼
Amounts receivable within one year40/41€1k€6k▲
Trade receivables40€740€5k▲
Other amounts receivable41€411€964▲
Cash at bank and in hand54/58€45k€9k▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€255k€213k▼
Equity10/15€33k€12k▼
Contributions10/11€20k€20k=
Reserves13€13k€13k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€13k€13k=
Profit (loss) carried forward14€0€-21k▼
Amounts payable17/49€222k€201k▼
Amounts payable after more than one year17€113k€94k▼
Financial debts170/4€113k€94k▼
Amounts payable within one year42/48€110k€105k▼
Current portion of amounts payable after more than one year42€19k€19k=
Financial debts43-€10
Credit institutions430/8-€10
Trade debts44€21k€7k▼
Suppliers440/4€21k€7k▼
Advances received on contracts in progress46-€5k
Taxes, remuneration and social security45€4k€4k▲
Taxes450/3€4k€860▼
Remuneration and social security454/9-€4k
Other amounts payable47/48€65k€69k▲
Accrued charges and deferred income492/3€0€2k▲
Income statement
Code20242025
Non-recurring operating income76A-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€8k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€499€7k▲
Gross operating margin9900€47k€-864▼
Operating profit (loss)9901€36k€-16k▼
Financial income75/76B€18€281▲
Recurring financial income75€18€281▲
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€33k€-21k▼
Income taxes67/77€3k€0▼
Profit (loss) for the period9904€30k€-21k▼
Profit (loss) for the period to be appropriated9905€30k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€9k€-21k▼
Profit (loss) brought forward from the previous period14P€-20k€0▲
Transfer to equity691/2€6k€0▼
To other reserves6921€6k€0▼
Profit to be distributed694/7€4k€0▼
Directors or managers695€4k€0▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-21k ▼171%
Net result drops to €-21k, the lowest in the series.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €30k
Net result €30k after one loss-making year.
26-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €14k
Net result €14k after one loss-making year.
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
05-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 155 days late
2018
16-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 16 days late
2016
12-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Prinsessestraat 1968870 IzegemGround area
1,032 m²
Building footprint
436 m²
Volume, LiDAR
2,425 m³
2 parcels, Flanders · tallest building 12.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Major Events
since 20072.164.401.976
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 36494D1193/00Z000 | Flanders | 880 m² | 1 · 284 m² | 6.0 m · 1 fl. |
| 36492A0134/00N000 | Flanders | 151 m² | 1 · 151 m² | 12.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 200 EUR awarded| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 200 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,352 companies in sector 56220 we hold annual accounts for 405. 236 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-07-2007
Fiscal year end30-06
Activities, NACEBEL
56210Event catering
56220Contract catering and other food service activities
56290Food and beverage service activities
55522
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.