T.LAMOTE

Active

Private limited companyfounded 200619 yrs activeHagebeuk 22, 1785 Merchtem, BelgiumKBO/BCE: BE 0884.827.664

Summary

T.LAMOTE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €404,156 and a net result of €55,422. Equity is growing by ~13.9% per year across the filed fiscal years. Its solvency ranks better than 73% of 11770 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

T.LAMOTEActiveChecked score 87/100

Risk analysis Report Compare

Activity

Retail sale of pharmaceutical products

NACE 47730Warehousing and support activities for transportation NACE 52310

Size

€663,074total assets 2025

Equity: €404,156
Profit: €55,422

Turnover not published (abridged schema)

Financial health

87 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Holdings: 1

Accounts filed 13 d late0 of 2 deeds read

Why 87- Liquidity: current ratio 2.39, cash €4,529- No establishment unit in the KBO+ Founded in 2006+ Size: total assets €663,074Show the evidence

Checked score

Score 2025

87 / 100

Excellent

Probability in this band: under 0.55%

Better than 50% of its sector peers (NACE 47, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 86-11

equity 61.0% of total assets

Liquidity 35-7

short-term debt 35.4% · cash 0.7%

Profitability 79+11

return on assets 8.4%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (39,919 companies)

Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● 0.0% vs 11-2024lowest value 01-2025: 0.2%● 0.0% vs 12-2024lowest value 02-2025: 0.3%▲ +6.7% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%▲ +14.5% vs 03-2025 05-2025: 0.3%▼ -1.4% vs 04-2025 06-2025: 0.3%▲ +9.0% vs 05-2025 07-2025: 0.5%▲ +56.8% vs 06-2025 08-2025: 0.8%▲ +69.8% vs 07-2025 09-2025: 0.5%▼ -40.9% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%● 0.0% vs 10-2025 12-2025: 0.5%● 0.0% vs 11-2025 01-2026: 0.5%▲ +5.0% vs 12-2025 02-2026: 0.5%● 0.0% vs 01-2026 03-2026: 0.5%● 0.0% vs 02-2026 04-2026: 0.6%▲ +8.4% vs 03-2026 05-2026: 0.5%▼ -3.9% vs 04-2026 06-2026: 0.5%▼ -1.3% vs 05-2026 07-2026: 0.6%▲ +7.3% vs 06-2026 08-2026: 1.3%▲ +130% vs 07-2026highest value 09-2026: 0.3%▼ -80.4% vs 08-2026 10-2026: 0.3%● 0.0% vs 09-2026

Founded in 2006 lowers the probability for this profile
Size: total assets €663,074 lowers the probability for this profile
Liquidity: current ratio 2.39, cash €4,529 raises the probability
No establishment unit in the KBO raises the probability

Credit up to €35,000 at 30 days acceptable

Liquidity ample (current ratio 2.39 against 3.58 in 2024; short-term debt: 35.4% and cash: 0.7% of total assets), and 39% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, micro). Better than this share of them on solvency 73%, liquidity 32%, profitability 70%, growth against the median 25%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Founded in 2006

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Size: total assets €663,074

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

Liquidity: current ratio 2.39, cash €4,529

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

No establishment unit in the KBO

In the bankruptcy model this factor raises the probability.

KBO · seat and establishments

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

13 d late

2024

28 d late

2023

29 d late

2022

25 d early

2021

30 d late

2020

19 d early

2019

42 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 2 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

03-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage