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'T LAMMEKE

Active
Private limited companyfounded 1989active for 37 yearsBank 4, 9140 Temse, BelgiumKBO/BCE: BE 0438.014.683
Summary

'T LAMMEKE has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,722 and a net result of -€1,834. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 89% of 4,627 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Activity
Full-service restaurants
NACE 56111
#4 oldest company in Temse, Accommodation and food service sector1 site
Size
€309,634turnover 2025
Staff
4.5 FTE
Equity
€50,722
Loss
-€1,834
Financial health
65 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Structure
Accounts 84 days early0 of 2 deeds read
Why 65raises riskSector: Food and beverage service activities (NACE 56)Size: turnover €309,634, 4.5 FTE, total assets €67,422Liquidity: current ratio 1.60lowers riskFounded in 1989Show the evidence

Checked score

Score 2025
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 61% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Strong
Solvency 100=
equity 75.2% of total assets
Liquidity 82+10
short-term debt 24.8%
Profitability 52-24
return on assets -2.7%
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,706 companies, NACE 56, micro)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.3%▼ -0.3 percentage points vs 05-2025lowest value 07-2025: 0.3%● unchanged vs 06-2025lowest value 08-2025: 0.3%● unchanged vs 07-2025lowest value 09-2025: 0.3%● unchanged vs 08-2025lowest value 10-2025: 0.3%● unchanged vs 09-2025lowest value 11-2025: 0.3%● unchanged vs 10-2025lowest value 12-2025: 0.3%● unchanged vs 11-2025lowest value 01-2026: 0.3%● unchanged vs 12-2025lowest value 02-2026: 0.3%● unchanged vs 01-2026lowest value 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.4%▲ +0.1 percentage points vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 1.3%▲ +0.9 percentage points vs 05-2026highest value 07-2026: 1.3%● unchanged vs 06-2026highest value 08-2026: 1.3%● unchanged vs 07-2026highest value 09-2026: 1.3%● unchanged vs 08-2026highest value 10-2026: 1.3%● unchanged vs 09-2026highest value
Credit of up to €3,000 on 30-day terms is acceptable
Liquidity ample (current ratio 1.6, compared with 3.0 in 2024; short-term debt: 24.8% of total assets), and 24.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 94% on solvency, 84% on liquidity, 37% on profitability and 29% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
lowers risk · Founded in 1989
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
raises risk · Size: turnover €309,634, 4.5 FTE, total assets €67,422
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 1.60
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
84 days early
2024
76 days early
2023
75 days early
2022
84 days early
2021
61 days early
2020
78 days early
2019
79 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 77 days before the deadline; the sector median (NACE 56) for financial year 2024 is 6 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 16 May (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet -€1,834
  3. Annual accounts filedfinancial year 2024 · abbreviated…

Key points

  • Positive: Among the best 12% on solvencysector median 29.5% · 4,627 companies 75.2% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Active since 1989founded 18-07-1989 37 years View

By topic

Financials

Financial year
2025
Turnover
€309,634
Loss
-€1,834
Solvency
75.2%
Turnover▼ 12.0%
Net result
20222025
Go to Financials

Timeline

Events
39
Since
1991
Next accounts
by 31-07-2027
  1. 31-12-2024Highest result from 2018 to 2025
  2. 31-12-2024Liquidity more than doubles
  3. 17-05-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Full-service restaurantsNACE 56111
Founded
18-07-1989
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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